MyRate – 4.99% No Fee Home Loans & Mortgages – Details & Application

Review: MyRate 4.99% Home Loans

Save $640 in fees AND 0.73%^ off your interest rate with an ING funded MyRate home loan

MyRate is a multi award winning industry leading direct non-bank lender.  MyRate aims to make smart use of technology to provide consumers with great mortgage products and one of the lowest interest rates in Australia with no fees. Save with a leading direct lender. No fees, secure funding, almost 1% cheaper than the banks.

Features of a MyRate 4.99% Home Loan:

MyRate Home Loans is a multi award winning industry leading direct non bank lender. All MyRate Home Loans are securely funded by ING Bank (Australia) Limited.

• Really low interest rates across a wide range of full-feature home loans
• No fees on standard applications
• Award winning home loans funded by one of the largest financial institutions in the world
• Fast turnaround – 5 Day formal approval guarantee
• Instant online pre-approval

The MyRate loan process is fast, simple and convenient. Unlike other lenders, once you submit all your paperwork, MyRate guarantee to provide you with a Formal Approval decision within just 5 business days. MyRate use technology to create a smart, hassle-free service for their customers and as you deal directly with them, there are also no middle men to pay either. Best of all, because you apply and manage your account online, you save money.

Get pre-approved for a better home loan in 2 minutes!

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Best Balance Transfer Credit Card Offer

The Bankwest Lite MasterCard is Australia's cheapest credit card offer, giving you the lowest MasterCard purchase rate of just 9.99% p.a. as well as a long balance transfer offer on your existing credit card balance at 1.99% p.a. for 12 months!

Click here to access the Bankwest Lite MasterCard terms & conditions.

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite MasterCard	Editor's Choice: Cheapest Credit Card The lowest stress mastercard, with Australia's lowest MasterCard purchase rate of just 9.99% p.a.	9.99%	20.99%	1.99% for 12 months	$59	55
St George Vertigo	Editor's Choice: Best Bank Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Citi Clear Platinum Visa	Editor's Choice: Low Interest An excellent low interest credit card offer with 11.49%interest on purchases and 0.99% for 6 months on balance transfers .	11.49%	20.99%	0.99% for 6 months	$49 (First Year, Save $50)	55
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 12 months on balance transfers	15.99%	15.99%	1.99% for 12 months	$0	55