NAB Credit Cards

NAB, The National Bank of Australia is one of the largest financial provider of credit cards and other forms of finance in Australia.

NAB Credit Card Comparison

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
NAB Low Rate Visa Card	A low purchase rate credit card and 4.99% p.a. on balances transferred for the first 6 months.	13.24%	21.49%	4.99% for 6 months	$49	55
NAB Standard Card	Free linking to your FlyBuys account. Additional cardholder complimentary.	19.49%	19.49%	4.99% for 6 months	$30	44
NAB Velocity Standard Card	Gain velocity reward points and redeem for rewards. You gain both an Amex and Visa card which are linked to one single account and annual fee.	19.99%	19.99%	4.99% for 6 months	$65.00	44
NAB Velocity Gold Card	Gain velocity reward points and redeem for rewards.	19.99%	19.99%	4.99% for 6 months	$150	44
NAB Gold Card	Available as Visa or MasterCard. Complimentary overseas travel insurance.	19.49%	19.49%		$90	44
NAB Qantas Gold Card	Comes with a Visa and American Express card, both linked to one account and annual fee. No point expiry.	19.99%	19.99%	4.99% for 6 months	$145.50	44
NAB Qantas Platinum Card	Comes with a Visa and American Express card, both linked to one account and annual fee. No point expiry. No points cap.	19.99%	19.99%	6.99% for 6 months	$290	44

See the NAB Overlimit & Late Payment Fees here

Discover what NAB credit cards have to offer across their range. Take advantage of a credit card from one of Australia's "big four" banks.

The National Australian Bank Group first opened its doors way back in 1858. Their main focus of business is in Australia, New Zealand and the UK, with branches throughout all three regions. Their main retail brand in Australia is the National Australia Bank, commonly referred to as NAB.

You can choose from various NAB credit cards: NAB Standard Card, NAB Gold Card, Velocity NAB Standard Card, Velocity NAB Gold Card, NAB Qantas Card, NAB Qantas Gold Card, and the NAB Qantas Platinum Card. These cover the basic credit card requirements right up to a range of platinum benefits, and include standard rewards programs and frequent flyer schemes.

No matter what kind of credit card you are looking for, one of the NAB credit cards will fit the bill, which is only to be expected from one of the "big four" Australian banks. All but one of the NAB credit cards carries a balance transfer deal, annual fees start from $24, interest rates start from 12.24%, and there are no charges for additional credit cards on any of the accounts. Many of the NAB credit cards also offer various benefits, and it is only the NAB Low Rate Visa Card that does not offer purchase protection insurance, which can often be the reserve of gold and platinum cards only.

The NAB Visa Mini even returns cashback up to $24.00 per year on your spending.

The Velocity NAB Card combines a range of benefits with the chance to earn reward points at a faster rate. Points can then be redeemed for air miles with Virgin Blue and other international airlines, and for non-travel related rewards. All NAB credit cards are accepted throughout the world both at merchants and ATMs. Check out the full range to find the perfect NAB credit card for your needs.

 

Best Low Rate Credit Cards:

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite MasterCard	Benefit from a guaranteed low rate on purchases plus an amazingly low balance transfer offer for the first 9 months	10.75%	21.74%	1.99% for 9 months	$59	55
St George Vertigo	One of the cheapest credit cards for Aussie's who love to shop	12.49%	21.24%	2.99% for 6 months	$55	55
Citibank Clear Platinum Visa Card	Offers what most platinum cards don't offer: a low ongoing rate on purchaes an unbeatable balance transfer offer and a low annual fee	11.49%	21.24%	0% for 7 months	$99	55
Aussie MasterCard	A simple great low rate card without all the uneccessary & expensive bells and whistles	2.99% for 6 months (reverts to 12.99%)	19.79%	2.99% for 6 months	$49	55
ANZ Balance Visa	Save with a very competitive rate on purchases and be rewarded for reducing your balance	14.24%	21.49%	0% for 6 months	$79	55

NAB Overview

NAB is a well recognized financial banking institution in Australia, and it also operates other banks and branches worldwide. Discover everything you need to know about this bank in this article.

In terms of assets, the National Australia Bank, which is commonly known as  NAB, is considered the largest bank in Australia. At a global level, it is ranked 28Th for the largest banks in the world. As an organisation that is recognised internationally, NAB offers various financial products and services to their customers.

The National Australia Bank Group is made up of three businesses from the United Kingdom, New Zealand and Australia and NAB is the representing bank for Australia in the group.

NAB has built up a relationship with its clients by using Siebel Customer Relationship Management Software by the Oracle Corporation. In 2006 the bank won the IFS/Cap Gemini Financial Innovation Awards title by using this software program. This software is also used by other companies in the United Kingdom and New Zealand to help develop support service opportunities and to help find new customers.

NAB is the proud sponsor of many of the national sporting events including Auskick, the Australian Football League, the Socceroos, as well as both levels of Australian Football. It also participates actively in the community by offering support to volunteer community groups across the country. It will step in with financial assistance when necessary, such as times when drought deeply affects farmers.

NAB history

The company roots of NAB come from the union of the National Bank Ltd. and the Commercial Banking Company of Sydney. The combination of these two companies gave NAB a quick start since the resources of both of these financial companies were merged. The merging of these two companies led to the rebirth of a new one, NAB, and there was plenty of capital to get it started.

Two representative offices were established in 1982. One was in Chicago and the other in Beijing. Two more of these offices were created the next year, with one in Dallas and one in Seoul Korea. In 1984, three offices were added in Kuala Lumpur, Athens and San Francisco. At this time, new branches also sprung up in Houston, Atlanta, New Delhi, Bangkok, Frankfurt, Taipei and Shanghai.

This expansion was great but it was not enough for NAB and in 1987, NAB purchased Northern Bank and Clydesdale Bank in Ireland from Midland bank. This bank was renamed the National Irish Bank. In order to become more influential in the banking industry, NAB went on to purchase MLC Limited, Yorkshire Bank, HomeSide Lending, Bank of New Zealand,and Michigan National Bank.

NAB services

NAB has continually kept up with the newest technology and offers Internet banking to their customers. As part of their extended services, online banking allows customers to avoid branch banking and allows them the convenience of doing most common banking transactions from the comfort of their own home. Accounts can be accessed safely and securely, since NAB only uses the most innovative and up-to-date security protection on their site.

NAB services both business and personal clients. Just some of their many services include loans, credit cards, insurance, financial and investment planning, and savings accounts.

Savings accounts at NAB include four different types so that individual banking needs can be met by any Australian. These savings accounts include Student banking, Savings for a goal, Everyday banking and the Investment form of saving.

National Australia Bank also offers financial planning for long-term stability and has financial advisers that can lay out all the options available to meet this goal. Investment in money matters can often be quite difficult to understand, and NAB understands this and provides this service to help their customers get financially secure.

NAB also offers insurance for business, life, travel, and auto. This insurance can be paid on a monthly payment plan that is worked out between the customer and the bank. There are also many different types of tools available from NAB including home loans, car loans and personal loans. As long as you meet all of the loan requirements, NAB is willing to work with you from start to finish to make sure that you get the loan you really need.

National Australia Bank also offers seven different credit cards through MasterCard and Visa. The following cards are offered:

• NAB Velocity Standard Credit Card
• NAB Velocity Credit Card
• NAB Standard Credit Card
• NAB Visa Mini Credit Card
• NAB Gold Rewards Credit Card
• NAB Visa Gold or Gold MasterCard Credit Card

All of these credit cards offer great deals for the budget-minded Australian that wants an affordable card that is loaded with value.

Your money will be protected when you invest it at NAB, and you are assured of receiving the best customer service possible. NAB is a well-respected part of the Australian culture and wants to offer its customers the best financial services in order to establish a long-term relationship.

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• NAB Credit Card Special Offer – Receive up to 20,000 Bonus Qantas Frequent Flyer Points
  

  The credit card market is abuzz with some awesome releases this time of the year with the latest offering coming from NAB. The NAB Qantas Credit Card comes not just in three flavours to tempt your flying taste buds with some generous freebies. Read on to find out more…



• The NAB Velocity Gold Card and Why It Could Be The Answer to Your Credit Card Woes
  

  There are many credit card companies that offer a gold credit card, but there is one that remains a favourite with consumers and financial commentators. So what is it that makes the NAB Velocity Gold Card so special?



• NAB Qantas Platinum Card – Review & Application
  

  Hands down, platinum cards are the top of the line in the credit card world. The NAB Qantas Platinum Card is one of the best platinum card offers in Australia. After comparison with other platinum card offers, the NAB Qantas proves itself as a world class credit card.



• National Australia Bank Qantas Gold Credit Card Review
  

  Many credit card companies offer gold and platinum reward cards. We took a look at the NAB Qantas Gold card, and you can see our review here.



• Buy Now, Travel Later With NAB Gold Card
  

  NAB is one of Australia’s largest financial institutions. The NAB Gold Card offers Australians the choice of either a VISA or MasterCard to utilise their program. The NAB Gold Card offers an exclusive FlyBuys awards program which accumulates points with every purchase.



• Buy and Fly with The NAB Standard Card with FlyBuy rewards
  

  The NAB Standard Card is a great card with great benefits. It offers all of the standard protections and a low annual fee along with the potential to earn points toward your FlyBuys membership program.



• Shop Now, Fly Later With NAB Velocity Standard Card
  

  If you want great rewards then you want the NAB Velocity Standard Card. This is a two card offer which gives you more chances to earn points toward shopping, travel, and a variety of other products. It also comes with a low annual fee and a great balance transfer deal to make it the only card you will ever need.



• NAB Qantas Card – Review & Application
  

  NAB, one of the most respected banks in Australia, teams up with Qantas, the premier domestic airline, to offer the NAB Qantas card. This is a credit card which has the attractive features that come with all NAB cards, and provides extra benefits for Qantas Frequent Flyer program members. This article reviews the NAB Qantas card.



• NAB Credit Cards – Detailed Guide & Frequently Asked Questions
  

  NAB offers a range of credit cards with varying feature sets and different terms and conditions attached. If you are an existing cardholder or thinking of getting a NAB credit card you should get yourself acquainted with the usage details. This articles will address the questions that arise while using NAB credit cards, to help you make the most of your card



• NAB Balance Transfer
  

  The NAB Low Rate Visa Card has a balance transfer option allowing you to transfer your existing credit cards to the NAB Low Rate at a lower interest rate, giving your more time to repay your credit card debt.



• Earn FlyBuys Points With A NAB Credit Card
  

  The NAB credit card isn’t just a great card for spending money, you can also earn FlyBuys Points with several of the cards from the bank’s arsenal to help you claim freebies and goodies to make the most of the money spent.



• NAB Velocity Gold – Details & Application
  

  The NAB Velocity Gold Card allows you to accelerate your Velocity Points by earning 2 Velocity Points per $2 spent on purchases. You will also be able to enjoy the special privileges of a Gold card such as complimentary overseas travel insurance and VIP lost card cover.



• Understanding the NAB Velocity Gold Card
  

  The NAB Velocity Gold Card was awarded as a 5 star outstanding value Credit Card by Canstar Cannex. This card allows you to earn Velocity Points on your everyday purchases.



• NAB Velocity Rewards Points Program Credit Cards
  

  NAB one of Australia’s largest banks is currently offering it’s customers a fantastic credit card rewards program called The NAB Velocity Rewards Points Program where you can earn Velocity points on everyday purchaes which can then be used towards flights, hotel and other products. Start earning Velocity Points on everyday purchases today.



• NAB Velocity Credit Card Details
  

  With the NAB Velocity Credit Cards you get 2 cards on the one account so you can effectively use either the American Express or the Visa card to collect Velocity points. These can then be exchanged for rewards. Find out more about NAB Velocity Credit Cards in this article.



• Have You Heard Of The NAB Visa Mini Credit Card?
  

  Don’t underestimate the NAB Visa Mini Credit Card. It has quite a lot of features, despite its name. Find out more about the NAB Visa Mini Credit Card here.



• NAB Internet Banking: Online Banking With NAB
  

  National Australia Bank is one of the leaders in online banking technology. This is why many customers are choosing to use NAB Internet. It offers both convenience and time saving features. Find out more about online banking with NAB.



• National Australia Bank
  

  The National Australia Bank is a major financial institution within Australia but they also have a good international presence. Find out more about NAB and what is has to offer.



• NAB Horizon Education Series For Women
  

  National Australia Bank is currently hosting a professional program for women which gives them the opportunity to learn more about the banking industry at this present time. Women who go through this program can find out if a banking career is right for them or not. Here is where the courses are being held and the dates.



• Managing Your NAB Credit Card
  

  If you have an NAB credit card, or are considering applying for an NAB credit card, have a read through this guide which will give you some information on their customer service and managing your card.





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Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0