NAB Credit Cards

nab-logo

Find out why are NAB credit cards popular with millions of Australians

As one of Australia’s largest financial institutions, NAB are sure to have a credit card to suit your needs. Whether you want a plain vanilla credit card that costs you less to own and use, or you want a credit card that comes with everything but the kitchen sink, NAB offers a cards with a suite of features. Unlike most other credit card providers, NAB offer products linked to the flybuys rewards program — they’re the only one of the Big Four banking institutions that do this. Compare NAB credit cards and discover how you can save money or get the flights and rewards you want. Compare credit cards and click ‘Go to Site’ to start an application for credit card from one of Australia’s Big Four Banks and one of the world’s leading financial institutions.

NAB’s recognised awards

NAB has been recognised for providing low-cost products and for their engagement with the community.

  • Best Business Lender – NAB were named the Best Business Lender in 2011 at the AB+F Corporate and Business Banking Awards.
  • Community Contribution – At the 2013 Australian Business Awards, NAB were recognised for their work within the community, which has led to a long-term benefit for Australians. NAB have been active working with not for profit organisations to improve the lives of young Australians.

NAB Low Rate Credit Card

NAB Credit Card Offer

Apply for the NAB Low Rate card and receive a long term interest rate offer on purchases and balance transfers.

  • $59 p.a. annual fee
  • 0% p.a. for 12 months (reverts to 13.99% p.a.) on purchases
  • 4.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free

Comparison of NAB Credit Cards

Rates last updated June 30th, 2015.

NAB Low Rate Credit Card

0% for 12 months purchase rate offer extended to 11 October 2015

April 19th, 2015

View latest updates

Jonathan Choi Jonathan
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
NAB Low Rate Credit Card
NAB Low Rate Credit Card
0% p.a. for 12 months on purchases. Enjoy the benefit of a low ongoing interest rate on purchases. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
NAB Qantas Rewards Card
NAB Qantas Rewards Card
Receive 20,000 bonus Qantas Points plus a low balance transfer offer. Plus earn 1.000 Qantas Point per $1 spent on eligible purchases. 19.99% p.a. 0% p.a. for 15 months $95 p.a. 21.74% p.a. Go to site More info
NAB Premium Card - Balance Transfer Offer
NAB Premium Card - Balance Transfer Offer
A balance transfer offer of 0% p.a. for 18 months plus enjoy platinum cardholder benefits and concierge services. 19.74% p.a. 0% p.a. for 18 months with 2% balance transfer fee $90 p.a. 21.74% p.a. Go to site More info
NAB Premium Card
NAB Premium Card
0% p.a. for 15 months on balances transfers. Benefit from platinum credit card advantages. Apply by 11 October 2015. 19.74% p.a. 0% p.a. for 15 months $90 p.a. 21.74% p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
Enjoy 0% p.a. for 15 months on balance transfers. Receive 20,000 bonus Velocity Points with when you make an everyday purchase. 19.99% p.a. 0% p.a. for 15 months $150 p.a. 21.74% p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
Receive 40,000 bonus Qantas Points and take advantage of an introductory balance transfer rate. 19.99% p.a. 0% p.a. for 15 months $250 p.a. 21.74% p.a. Go to site More info
NAB flybuys Rewards Card
NAB flybuys Rewards Card
Earn up to 10,000 flybuys bonus points and a low offer on balance transfers. Also 1.00 flybuys point for every $1 you spend on your everyday purchases. 19.99% p.a. 0% p.a. for 15 months $95 p.a. 21.74% p.a. Go to site More info
NAB Low Fee Card
NAB Low Fee Card
Low annual fee card offer with complimentary Purchase Protection Insurance. 19.74% p.a. 4.99% p.a. for 6 months $0 p.a. annual fee for the first year ($30 p.a. thereafter) 21.74% p.a. Go to site More info
NAB Velocity Rewards Card
NAB Velocity Rewards Card
Receive 10,000 bonus Velocity Points. Plus a low annual fee and 0% p.a. for 15 months on balance transfers. 19.99% p.a. 0% p.a. for 15 months $95 p.a. 21.74% p.a. Go to site More info
NAB Qantas Business Card
NAB Qantas Business Card
Enjoy uncapped rewards points earning through the Qantas Frequent Flyer program. 18.50% p.a. $144 p.a. 21.74% p.a. More info
NAB Business Payments Card
NAB Business Payments Card
Enjoy no monthly card fee and no fee for additional cardholders. 15.50% p.a. $0 p.a. 15.50% p.a. More info
NAB Business Access Card
NAB Business Access Card
Offers a low annual fee with a competitive interest rate on purchases. 13.50% p.a. $60 p.a. 13.50% p.a. More info
NAB Business Card
NAB Business Card
A charge card that gives you up to 35 days interest free on business purchases. 15.50% p.a. $108 p.a. 15.50% p.a. More info
NAB Purchasing and Corporate Card
NAB Purchasing and Corporate Card
Monitor your business-related expenses with a low interest rate on purchases. 13.50% p.a. More info

Back to top

Types of credit cards from NAB

There are a number of NAB credit cards to accommodate all types of budgets and needs. The low rate and low fee credit cards provide just what their name says: a cheap way to make purchases and a low-cost credit card to own. NAB rewards credit cards are linked to Qantas, Velocity and flybuys — they’re only one of two card providers that let you earn flybuys points when you spend.

  • Low rate & low fee credit cards

    Low rate and low fee credit cards are a basic credit card product that won’t cost you the earth to own. The low rate card can come with an interest-free promotion to compliment the low purchase rate. The low fee credit card can sit in your wallet without burning a hole in your pocket.

Rates last updated June 30th, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
NAB Low Rate Credit Card
NAB Low Rate Credit Card
The NAB Low Interest Visa Card offers a low interest rate combined with a purchase offer of 0% p.a. for 12 months. Apply by 11 October 2015. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
NAB Low Fee Card
NAB Low Fee Card
$0 for the first year if you apply by 11 October 2015. 19.74% p.a. 4.99% p.a. for 6 months $0 p.a. annual fee for the first year ($30 p.a. thereafter) 21.74% p.a. Go to site More info
Rates last updated June 30th, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Westpac Low Rate Card
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest free on purchases and a low annual fee. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
A credit card which offers a low rate introductory offer on purchases and a low annual fee. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa
A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Enjoy the benefits of Visa Platinum, with a low annual fee and a great introductory offer on purchases and balance transfers. 0% p.a. for 9 months (reverts to 13.99% p.a.) 0% p.a. for 9 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
Bank of Melbourne Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Bank of Melbourne Vertigo Visa Credit Card
A low purchase rate offer from Bank of Melbourne. Also benefit with other features including a low ongoing purchase rate and low annual fee. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
ANZ Low Rate
ANZ Low Rate
Save with a low rate on balance transfers with a low annual fee and ongoing purchase rate. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
ANZ Low Rate Platinum Credit Card
Platinum card features including overseas medical and travel insurance together with a low interest rate on purchases. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. 21.74% p.a. Go to site More info
Bank of Melbourne Amplify Signature
Bank of Melbourne Amplify Signature
Offers a low interest rate offer on purchases and balance transfers when you apply and be rewarded on your birthday every year. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. 20.74% p.a. Go to site More info
Westpac Low Rate Card - Exclusive Offer
Westpac Low Rate Card - Exclusive Offer
Exclusive Offer to finder.com.au
A low interest rate on everyday purchases and an exclusive long term balance transfer rate offer.
13.49% p.a. 0% p.a. for 20 months with 2.5% balance transfer fee $59 p.a. 21.49% p.a. Go to site More info
BankSA Vertigo Visa
BankSA Vertigo Visa
A low rate credit card, with a low purchase offer from BankSA. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Learn more about Low Rate Credit Cards
 
Rates last updated June 30th, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Westpac Low Rate Card
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases and balance transfers. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. 21.49% p.a. Go to site More info
ANZ Low Rate
ANZ Low Rate
Save with a low rate on purchases and balance transfers with a low annual fee and ongoing purchase rate. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa
Low ongoing rate on purchases, introductory balance transfer offer, plus a low annual fee. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
BoQ Low Rate Visa Card
BoQ Low Rate Visa Card
The Bank of Queensland's standard low interest rate credit card. 13.49% p.a. 0% p.a. for 6 months $0 p.a. annual fee for the first year ($55 p.a. thereafter) 21.49% p.a. More info
Bank of Melbourne Vertigo Visa Credit Card
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low rate on your everyday purchases with a low balance transfer deal. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info

  • Rewards credit cards

    These rewards credit cards from NAB are entry level frequent flyer credit cards linked to the Velocity program, Qantas Frequent Flyer program or the flybuys loyalty scheme. They’re an affordable way to get access to credit card frequent flyer rewards.

    Compare these cards by their annual fee and their earn rate. The higher the product’s annual fee, the more you have to spend for the credit card to be worth your while. Additional cardholders, interest-free days and the rates of interest should also factor into your comparison. These features add to the desirability of a rewards credit card.

Rates last updated June 30th, 2015
Bonus Points Visa / MasterCard points per $ spent Amex points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB flybuys Rewards Card
NAB flybuys Rewards Card
10,000 bonus points 1 0 19.99% p.a. 0% p.a. for 15 months $95 p.a. Go to site More info
NAB Qantas Rewards Card
NAB Qantas Rewards Card
20,000 bonus points 0.5 1 19.99% p.a. 0% p.a. for 15 months $95 p.a. Go to site More info
NAB Velocity Rewards Card
NAB Velocity Rewards Card
10,000 bonus points 0.5 1 19.99% p.a. 0% p.a. for 15 months $95 p.a. Go to site More info
Rates last updated June 30th, 2015
Bonus Points Visa / MasterCard points per $ spent Amex points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
20,000 bonus points 1 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
15,000 bonus points 0 1 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
1 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
50,000 bonus points 0.5 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
Woolworths Money Qantas Platinum Credit Card
Woolworths Money Qantas Platinum Credit Card
10,000 bonus points 1 0 20.49% p.a. 0% p.a. for 9 months $99 p.a. annual fee for the first year ($139 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
7,500 bonus points 0 1 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
50,000 bonus points 0.5 1 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
50,000 bonus points 1 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
40,000 bonus points 0.5 1.5 19.99% p.a. 0% p.a. for 15 months $250 p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
10,000 bonus points 0 1 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
50,000 bonus points 0.75 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
ANZ Rewards Black Credit Card
ANZ Rewards Black Credit Card
50,000 bonus points 2 3 18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
50,000 bonus points 0 1 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $450 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
20,000 bonus points 1.25 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
NAB Qantas Rewards Card
NAB Qantas Rewards Card
20,000 bonus points 0.5 1 19.99% p.a. 0% p.a. for 15 months $95 p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 0 1 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $349 p.a. Go to site More info
St.George Amplify Signature
St.George Amplify Signature
1.5 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
8,000 bonus points 0.75 0 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
20,000 bonus points 0.5 1.5 19.99% p.a. 0% p.a. for 15 months $150 p.a. Go to site More info
St.George Amplify Classic
St.George Amplify Classic
1 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $79 p.a. Go to site More info
American Express Platinum Card
American Express Platinum Card
80,000 bonus points 0 1 $1,200 p.a. Go to site More info
Bankwest Qantas Gold MasterCard
Bankwest Qantas Gold MasterCard
4,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $150 p.a. Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
1 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $99 p.a. Go to site More info
Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
60,000 bonus points 1.5 0 20.99% p.a. 0% p.a. for 6 months with 1% balance transfer fee $299 p.a. Go to site More info
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard
28,000 bonus points 2 0 19.99% p.a. 2.99% p.a. for 9 months $130 p.a. Go to site More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
2,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card
1 2 0% p.a. for 3 months (reverts to 20.24% p.a.) 0% p.a. for 20 months $150 p.a. Go to site More info
David Jones American Express
David Jones American Express
30,000 bonus points 0 1 20.74% p.a. $99 p.a. Go to site More info
NAB flybuys Rewards Card
NAB flybuys Rewards Card
10,000 bonus points 1 0 19.99% p.a. 0% p.a. for 15 months $95 p.a. Go to site More info
Learn more about Business Credit Cards

  • Premium credit cards

    If you’re looking for more than what’s on offer with NAB’s standard rewards cards, compare their premium cards. The annual fee is higher, but it can be a small price to pay for the extras on offer. There are complimentary insurances and lifestyle benefits available to cardholders and a higher earn rate for points.

Rates last updated June 30th, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
NAB Premium Card - Balance Transfer Offer
NAB Premium Card - Balance Transfer Offer
A balance transfer offer of 0% p.a. for 18 months plus enjoy platinum cardholder benefits and concierge services. 19.74% p.a. 0% p.a. for 18 months with 2% balance transfer fee $90 p.a. 21.74% p.a. Go to site More info
NAB Premium Card
NAB Premium Card
Benefit from Premium credit card advantages including travel insurance, higher credit limits and VIP Lost card cover. 0% p.a. for 15 months on balance transfers. Apply by 11 October 2015. 19.74% p.a. 0% p.a. for 15 months $90 p.a. 21.74% p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card

Earn 1.500 points per $1 spent on eligible purchases. Plus enjoy a low balance transfer offer. Receive 40,000 bonus Qantas Points. Apply by 11 October 2015.

19.99% p.a. 0% p.a. for 15 months $250 p.a. 21.74% p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
0% p.a. on balance transfers for 15 months and 20,000 bonus Velocity Points when you make an everyday purchase. You gain both Visa and American Express cards which are linked to one single account and annual fee. 19.99% p.a. 0% p.a. for 15 months $150 p.a. 21.74% p.a. Go to site More info
Rates last updated June 30th, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
American Express Platinum Card
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you spend $500 on your card. $1,200 p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with all the perks and a long term introductory interest rate on balance transfers. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Westpac 55 Day Platinum Credit Card
Westpac 55 Day Platinum Credit Card
Take advantage of a low balance transfer offer plus no annual fee for the first and the following years if you meet minimum require spend. 19.84% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.29% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
A platinum rewards credit card with high credit limits, prestige services including a personal concierge service, VISA Platinum golf, and the ability to earn rewards points. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 3x Velocity Points in the first 3 months plus enjoy a low 0% p.a. for 14 months on balance transfers. Reduced Virgin flights offer up to 4 times a year. 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.50 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points when you spend $3,000 on purchases within the first 3 months and no annual fee offer in the first year. Conditions & minimum spend apply. Includes extended warranty, overseas travel and medical insurance, 90 day purchase security insurance, and exclusive access to Visa Platinum Concierge. 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) 21.49% p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Blue domestic economy return flight every year. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer and a host of platinum privileges to enjoy. 20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
Woolworths Money Qantas Platinum Credit Card
Woolworths Money Qantas Platinum Credit Card
Concierge service, no points capping and 10,000 bonus Qantas Points to get you started. 20.49% p.a. 0% p.a. for 9 months $99 p.a. annual fee for the first year ($139 p.a. thereafter) 21.99% p.a. Go to site More info
BoQ Platinum Visa Card
BoQ Platinum Visa Card
A great balance transfer offer with a $49 p.a. annual fee for the first year. 20.74% p.a. 0% p.a. for 14 months $49 p.a. annual fee for the first year ($199 p.a. thereafter) 21.74% p.a. Go to site More info
NAB Premium Card
NAB Premium Card
Enjoy a low rate offer on balance transfers plus benefit from platinum credit card advantages including travel insurance, higher credit limits and VIP Lost card cover. 19.74% p.a. 0% p.a. for 15 months $90 p.a. 21.74% p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Earn 1.000 points per spend on eligible overseas purchases and international retailers. Ability to receive 20,000 Bonus Qantas Frequent Flyer points on signup. 19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
An interest free offer on purchases and balance transfers. Earn Velocity Points on everyday spend. 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. 20.99% p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
ANZ Low Rate Platinum Credit Card
Platinum perks with a low interest rate on purchases. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. 21.74% p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Earn rate of 1.25 Velocity uncapped Points per $1 spent. 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) 20.99% p.a. Go to site More info
ANZ Rewards Platinum
ANZ Rewards Platinum
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum. Also offering 50,000 Reward Points when you meet the minimum spend of $3,000 in the first three months and pay no annual fee for the first year. 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) 20.99% p.a. Go to site More info
Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
Receive 50,000 bonus Qantas Points when you apply by 31 December 2015 and complimentary insurances. 20.99% p.a. 0% p.a. for 6 months $299 p.a. 21.74% p.a. Go to site More info
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Visa Concierge service and extended warranty insurance. Transfer your balance to a long term low interest offer. 0% p.a. for 9 months (reverts to 13.99% p.a.) 0% p.a. for 9 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1.00 points per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $450 p.a. Go to site More info
ANZ Rewards Black Credit Card
ANZ Rewards Black Credit Card

Pay no annual fee for the first year and receive 50,000 Reward Points when you spend $3,000 on purchases within the first 3 months. Offer ends 30 June 2015.

18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) 20.99% p.a. Go to site More info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
Overseas Travel and Medical Insurance, Domestic Interstate Flight Inconvenience Insurance, Extended Warranty and a best price guarantee. 19.74% p.a. 0% p.a. for 16 months with 2% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
Introductory 20,000 bonus points offer and complimentary insurances plus 0% p.a. on balance transfers for 15 months. 19.99% p.a. 0% p.a. for 15 months $150 p.a. 21.74% p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Woolworths Money Everyday Platinum Credit Card
An Everyday Platinum Credit Card with Complimentary Purchase Security, 24/7 Platinum Concierge. Pay no annual fee for the first year. 19.99% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) 21.99% p.a. Go to site More info
28 Degrees Platinum MasterCard
28 Degrees Platinum MasterCard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee. 20.99% p.a. $0 p.a. 20.99% p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
Low balance transfer offer plus 40,000 bonus Qantas Points. Comes with a Visa and American Express card, both linked to one account and annual fee. 19.99% p.a. 0% p.a. for 15 months $250 p.a. 21.74% p.a. Go to site More info
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard
A $0 annual fee credit card from Bankwest with some great Platinum features. 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. 21.99% p.a. Go to site More info
Westpac Altitude Black
Westpac Altitude Black
A premium card with access to a dedicated concierge, uncapped Altitude points earn and complimentary insurances. 0% p.a. for 3 months (reverts to 20.24% p.a.) 0% p.a. for 20 months $395 p.a. 21.24% p.a. Go to site More info
Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
Receive 60,000 bonus points and access to a range of complimentary insurances. 20.99% p.a. 0% p.a. for 6 months with 1% balance transfer fee $299 p.a. 21.74% p.a. Go to site More info
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card
Low interest rate offer on purchases and balance transfers. Redeem Altitude points for flights on any of the world's major airlines including free insurance and travel benefits. 0% p.a. for 3 months (reverts to 20.24% p.a.) 0% p.a. for 20 months $150 p.a. 21.24% p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
Earn 1.000 Velocity Points per $1 spent with the Virgin Australia group of Airlines. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $349 p.a. Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
Choose between Amplify or Qantas Points rewards program and take up a great purchase and balance transfer offer. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $99 p.a. 20.74% p.a. Go to site More info
Emirates Citibank World Card
Emirates Citibank World Card
Receive up to 40,000 Skyward Miles and a low balance transfer offer. 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) 21.24% p.a. Go to site More info
David Jones American Express Platinum Card
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend. 20.74% p.a. $295 p.a. Go to site More info
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard
28,000 bonus points and no foreign transaction fees on purchases. 19.99% p.a. 2.99% p.a. for 9 months $130 p.a. 21.99% p.a. Go to site More info
Learn more about Premium Credit Cards

Back to top

The benefits of banking with NAB

NAB credit cards are most than just a way to access credit. Apply for a NAB credit card and get access to:

  • NAB Internet banking

    If you have a NAB credit card, you can access your account through NAB Internet and mobile banking. Manage your account, make payments to other accounts in Australia and overseas, request a credit limit increase or apply for another NAB product from anywhere in the world, anytime they want.

  • Card scheme benefits — Visa, MasterCard, and American Express

    NAB’s rewards cards are issued with a Visa, MasterCard or American Express Cards. You choice of products gives you access to different card scheme benefits. Use your NAB credit card to make contactless payments for purchases under $100. NAB credit cards have global acceptance online, over the counter and at ATMs and you also benefit from Visa, MasterCard and American Express privileges like discounts on big ticket events.

  • NAB rewards credit cards — earn flybuys points

    NAB are one of the few credit card providing institutions that can reward you with flybuys points when you make an eligible purchase on a NAB rewards credit card. This is a nice point of difference if you’re looking to grow your flybuys points balance fast.

Back to top

How to apply for a NAB credit card

Follow the links on this page to go to apply for a NAB credit card. Each card has a list of eligibility requirements you must meet if you want to apply. You can find the eligibility requirements on our review and application pages.

Information needed for a NAB credit card application

If you’re eligible to apply for a NAB credit card, you will need to provide the following information about yourself:

  • Personal information. NAB need to know your address, your contact information and you need to verify your identity by providing an accepted form of identification, like your driver’s licence number.
  • Financial information. You will also need to detail information about your employment; income from assets like shares or property; your employer’s contact details and your account’s details if you’re self-employed; your expenses, like your weekly food expenses; and liabilities, like child support.

Back to top

Frequently asked questions

Below you can find some of the most commonly asked questions about NAB credit cards. If you still can’t find the answer to your question, get in touch with us using the form at the bottom of the page.

How do I transfer a balance to a NAB credit card?

A balance transfer is a great way to reduce the amount of interest you pay on your credit card debt. This is a feature for new and existing NAB customers.

Existing customers

Existing customers need to contact NAB directly to arrange a balance transfer from a non-NAB account. The balance transfer rate you receive as an existing customer may be different to the promotional balance transfer rates of interest you see advertised on our website.

New customers

For new customers, when you apply for a NAB credit card, you’ll be asked whether you want to transfer your non-NAB credit card, store card or charge card balance to the new NAB credit card. If you elect to transfer a balance, you’ll be asked to enter your non-NAB card number, the amount you want to transfer from that card and you’ll also need to select the name of the lending institution.

You can transfer as little as $200 or more, and up to 70% of your approved NAB credit limit can be used towards a balance transfer promotion.

How is interest calculated on my NAB credit card?

Interest on your credit card items is calculated multiplying the daily percentage rate (the annual percentage rate that is applicable divided by 365) with your aggregate outstanding balance. The aggregate balance is the sum of all transactions like purchases, cash advances etc. that you’ve made in the last statement period. It may also include special balances (e.g. any balance transfers) and will be indicated on your credit card statement.

When is interest charged on my NAB credit card?

NAB credit cards have up to 44 days interest free on purchases. This means the maximum time you won’t be charged interest by the bank is up to 44 days. If you make multiple purchases within a statement period, this number is reduced until you pay back your balance in full. If you’re not eligible for interest-free days, interest starts accruing from the day of purchase. To take advantage of the number of interest-free days you should always pay your credit card bills in full every time.

Interest on cash advances are always charged from the day of transaction. Interest on special balances (like balance transfers) are charged according to the terms and conditions of that special promotion.

What is interest on interest?

If you have only paid the minimum balance due and not the full balance in your last statement, for example, then your credit card balance starts accruing interest. Your next statement balance would include the previous unpaid balance and the interest amount. If you pay the minimum balance again, then interest is charged on your previous unpaid balance as well as your interest payment that was due. The latter is dubbed ‘interest on interest’, a.k.a. compound interest, and is the primary reason why credit card balances can grow so fast if left unpaid. You should always try to pay more than the minimum balance due each statement period, preferably the full amount.

How much should I pay off my NAB credit card?

Your monthly credit card statement will show a minimum repayment amount, which is calculated as 2.5% of the aggregate balance (purchases, cash advances etc.) or $10, whichever is higher. If you fail to make this minimum payment by the due date you will incur a late payment fee. This will also become a part of your permanent credit record, and will negatively affect your credit rating with the banks.

It is recommended to pay more than the minimum payment amount to reduce your interest charges. If you want to completely eliminate or minimise interest you should aim at paying the full balance due every month within the payment due date indicated in the statement. Some cardholders prefer to setup an auto debit feature in their internet banking system, which automatically pays the minimum amount (or the full amount) of each statement balance directly from their NAB savings account.

What are some of the ways I can reduce interest charges on my NAB credit card?

  • Pick a credit card with interest-free days. Use the interest-free period feature of available on NAB credit cards.
  • Always repay the full amount due on your credit card bill. You must remember to pay off your full credit card statement bill each month. If you don’t you’ll be charged interest from the day you use NAB credit card to make a purchase. Paying your card in full also ensures you won’t pay interest on the interest from the previous statement period.
  • No cash advances. Cash advances and similar cash equivalent transactions always accrue interest from day one, and these transactions are charged at the highest rate of interest. Avoid cash advance transactions on your credit card (use a debit card instead for these transactions) and you’ll avoid exorbitant cash advance fees.

How do I set up internet banking with my NAB credit card?

To set up internet banking, you will need two things on hand. One is your NAB identification number, found at the back of a NAB credit card, and a NAB internet banking password – this is either a temporary password that was issued at a branch or your NAB telephone banking password. If you can’t recall what your temporary password is, call NAB on 13 22 65.

Once you have these details, head to the NAB website and click on the register button. Enter your details and create an internet banking password. From here you can activate a range of services that allow you to pay different accounts with ease.

What happens if my card is lost or stolen?

If you have lost your card or it is stolen, notify the bank immediately at this number: 1800 033 103. If you’re overseas call +61 3 8641 9083 instead.

My credit card is about to expire, how do I get a new one?

NAB will automatically send you a replacement card one month before your current card expires. In some cases the card might not be delivered to your home but rather to your nearest bank branch. You will be notified by mail when this happens.

If your card has expired and you haven’t received a replacement card in the mail or in your local NAB branch, call the NAB customer service team on 13 22 65 and advise them of the situation. Alternatively you can send a secure message to NAB through your internet banking messaging system.

What is a purchase authorisation?

This is a hold on your banking account for a sum that you’ve used in a credit card transaction. Every time you buy something using your card the merchant records your credit card information for claiming later payment from NAB. Meanwhile NAB places a hold on your credit card account, so your available credit amount decreases. The purchase authorisation hold stays in place for 7 days. If the merchant hasn’t made their claim you won’t see the transaction show up in your internet banking system, but will see that your available credit is lower than what the displayed transactions would seem to indicate.

After seven days the hold is released, but you should note that the merchant still has six months to make the payment claim. If the merchant does make the claim within that hold period you will see the transaction displayed in your account, which will be debited for the payment amount.

How do I increase my credit limit on my NAB credit card?

Increasing your credit limit on your NAB account can be done by requesting a credit limit increase, either online or over the telephone, and also the bank may send offers to increase your limit if you have agreed to receive these notifications.

You need to demonstrate a good credit rating and you have to have the income to support new credit limit. Before making a final decision to increase your credit limit.

NAB would suggest that you not accept an increase credit limit if you believe that you may have problems paying the card’s balance. A customer who is granted an unwanted increased credit by NAB is free to decline the increase.

What’s a NAB identification number?

The NAB Identification Number (NIN) is a unique identifier that is issued to all NAB customers. You can find your NIN at the back of your card, near the top, it is an 8 digit number. If you would like to confirm or reset your NIN you may call customer service on 13 22 65.

What’s a security number?

Every card comes with a 3 digit security number that is used for certain transactions to verify the ownership of the card. You can find your security number at the back of your card, right beside the signature field.

Back to top

Was this content helpful to you? No  Yes
Back to top
Read more on this topic
  • Page 1 of 2
  • 1
  • 2

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

77 Responses to NAB Credit Cards

  1. Default Gravatar
    Marian | June 4, 2015

    Which NAB credit card allows the option of using reward points to be redeemed on purchases or be redeemed as frequent flyer points?

    • Staff
      sally.mcmullen@hiveempire.com | June 5, 2015

      Hi Marian,

      Thank you for your question.

      You can view a list of the NAB Rewards Credit Cards under the’Rewards credit cards’ heading on our NAB Credit Cards page.

      Using the table, you can compare the NAB Rewards Credit Cards against each other and against other rewards credit cards in the market. If one seems of interest, you can then click the ‘go to site’ button for further information.

      I hope this has answered your question.

      Thanks,

      Sally

  2. Default Gravatar
    Anthony | April 28, 2015

    I would like to obtain a cc from the NAB and pay out existing cc with 3x other providers.
    Is it correct that the NAB considers the closure of the other c/cards in the application process as others simply add the existing and new cc application… eg if I paid out say $17,500 then I would only have $17,500 in debt whereas others add both the new and old together as if I have a total of $35K in cc.

    Please confirm my understanding with the NAB

    • Staff
      Jonathan | April 29, 2015

      Hi Anthony, thank you for your inquiry!

      The amount being balance transferred depends on how many card balances/debt you are choosing to bring over and the approved credit limit on the new NAB credit card. NAB allows a maximum balance transfer of 70% of the approved credit limit. So if you had a $1,000 credit limit on the new NAB credit card, you’d be able to transfer a maximum of $700 from another credit card.

      Cheers,

      Jonathan

  3. Default Gravatar
    John | April 15, 2015

    NAB switched my Visa account to a Platinum car without my permission. I now pay higher annual fee and new merchant charges i did not have before. How do I get them to reverse this unapproved change?

    • Staff
      Jonathan | April 16, 2015

      Hi John, thanks for your inquiry!

      Please refer to the contact details I have provided to your email for NAB.

      Cheers,

      Jonathan

  4. Default Gravatar
    michelle | April 13, 2015

    Hi. I have the NAB Qantas Plus credit card. Comes with both AMEX and Visa, with an annual card fee of $145.50. (I’ve had it for a while so this product may not be on offer any more.) Do I earn rewards points when paying bills? Does it matter how bills are paid, ie. via Bpay or over phone, etc?

    • Staff
      Jonathan | April 13, 2015

      Hi Michelle, thanks for your inquiry!

      Generally unless your bills can be paid via BPAY they count as cash advances and not purchases.

      Cheers,

      Jonathan

    • Default Gravatar
      michelle | April 13, 2015

      hi again. If bills are paid by BPAY, are they still considered a cash advance, or is it an “everyday purchase” which earns points?

    • Staff
      Jonathan | April 14, 2015

      Hi Michelle, thanks for your inquiry!

      The type of payment which the BPAY transaction will vary depending on how the biller is set up with the BPAY billing service. The biller has the option of accepting a credit card of payment. If credit card payments are accepted then the bill payment will be processed as a purchase.

      Cheers,

      Jonathan

  5. Default Gravatar
    annabel | March 31, 2015

    does my nab credit card offer car rental insurance for a rental in St.Thomas US Virgin Islands

    • Staff
      Jonathan | March 31, 2015

      Hi Annabel, thanks for your inquiry!

      To allow me to assist you further could you please clarify which NAB credit card you are using?

      Cheers,

      Jonathan

    • Default Gravatar
      annabel | March 31, 2015

      Platinum NAB Visa

    • Staff
      Jonathan | April 1, 2015

      Hi Annabel, thanks for your inquiry!

      Did you have any specific questions about the NAB Platinum Visa?

      Cheers,

      Jonathan

  6. Default Gravatar
    Greg | February 11, 2015

    which of your premium Credit Cards can I link to and earn points with Star Alliance

    • Staff
      Jonathan | February 11, 2015

      Hi Greg, thanks for your inquiry!

      Star Alliance provides travellers who belong to a frequent flyer program offered by one member airline to redeem points when they fly with another member airline. Instead of being linked to a credit card if you belong to a frequent flyer programme offered by any Star Alliance member airline, and fly with another member airline, you can earn miles or points. Simply provide your frequent flyer number when booking your ticket or checking in for your flight. In the event your miles or points do not appear on your account, send all relevant tickets and boarding passes directly to your frequent flyer programme.
      For a list of member airlines with Star Alliance please see this page. For a list of frequent flyers credit cards please see this page.

      Cheers,

      Jonathan

  7. Default Gravatar
    Brad | February 4, 2015

    This is really attention-grabbing, You’re a very professional blogger. I have joined your rss feed and stay up for in quest of more of your excellent post. Also, I’ve shared your site in my social networks!

    • Staff
      Jonathan | February 4, 2015

      Hi Brad, thanks for your feedback and support! We really appreciate it.

      We have a tireless team working behind the scenes to keep our content up-to-date and relevant for you. Our content is constantly being reviewed, revamped and renewed.

      Cheers,

      Jonathan

  8. Default Gravatar
    Arthur | January 22, 2015

    I would like to transfer my credit cards to frequent flyer associated credit cards with overseas travel insurance..

    Can this be done?

    • Staff
      Jonathan | January 23, 2015

      Hi Arthur,

      Thanks for your inquiry!

      In regards to transferring current credit card services with outstanding balances to a potential new credit card this is generally possible by going through a balance transfer process. The eligibility for carrying out a balance transfer to a new credit card would be determined by the respective credit lender. Please note that lenders have individual lending policies. Each lender will need to assess your financial and personal situation to be able to advise on your options and eligibility.
      For a comparison of credit cards which provide Frequent Flyers programs and international travel options please see this page.

      I hope this helps!

      Cheers,

      Jonathan

  9. Default Gravatar
    john | January 18, 2015

    what is a ccv number

    • Staff
      Jonathan | January 19, 2015

      Hi John,

      Thanks for your question,

      A CCV number or Card Verification Value Code is simply a means of authenticating your individual card as belonging to you. either three or four digits to provide. It is usually the last three or four digits and are meant as an added security measure, or credit card verification value which will hopefully protect your account from those who would misuse your credit by any means possible.
      For more information regarding CCV numbers please see this page.

      I hope this has helped!

      Cheers,

      Jonathan

  10. Default Gravatar
    MR | October 17, 2014

    Hi i just received a nab credit card with one year interest free option.What i want to know is that if i use the internet banking to transfer let’s say 2000$ to my friends australian local bank, how much will i be charged in interest in each month and how much would i need to pay back to nab each month.Remember i want to transfer 2000$. I am confused on calculating the risk involved.Please let me know.
    Thanks.

    • Staff
      Elizabeth | October 17, 2014

      Hi Mr F Joy Varghese,

      Thanks for your question.

      If you’re referring to the 12 months interest free offer on purchases, then the above scenario wouldn’t apply to the promotion as it isn’t considered a purchase. NAB considers a transfer from your credit card account to another account a cash advance and so you will be charged the cash advance rate of your credit card. So while you are paying off the $2,000 you transferred, you will be charged the cash advance rate on that amount.

      I hope this has helped.

      Thanks,

      Elizabeth

Credit Cards Comparison

Rates last updated June 30th, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low ongoing interest rate on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A low interest rate credit card with a low annual fee and balance transfer offer. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. 21.49% p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
Exclusive Offer to finder.com.au
Enjoy 15,000 bonus Velocity Points when you spend $300 within the first 3 months and up to 2.00 points for every dollar you spend, together with a $0 annual fee. Offer ends on 30 June 2015.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback