NAB Credit Cards

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Find out why are NAB credit cards popular with millions of Australians

As one of Australia’s largest financial institutions, NAB are sure to have a credit card to suit your needs. Whether you want a plain vanilla credit card that costs you less to own and use, or you want a credit card that comes with everything but the kitchen sink, NAB offers a cards with a suite of features. Unlike most other credit card providers, NAB offer products linked to the flybuys rewards program — they’re the only one of the Big Four banking institutions that do this. Compare NAB credit cards and discover how you can save money or get the flights and rewards you want. Compare credit cards and click ‘Go to Site’ to start an application for credit card from one of Australia’s Big Four Banks and one of the world’s leading financial institutions.

NAB’s recognised awards

NAB has been recognised for providing low-cost products and for their engagement with the community.

  • Best Business Lender. NAB were named the Best Business Lender in 2011 at the AB+F Corporate and Business Banking Awards.
  • Community Contribution. At the 2013 Australian Business Awards, NAB were recognised for their work within the community, which has led to a long-term benefit for Australians. NAB have been active working with not for profit organisations to improve the lives of young Australians.
NAB Low Rate Credit Card

NAB Credit Card Offer

Apply for the NAB Low Rate card and receive a long term interest rate offer on balance transfers.

  • $59 p.a. annual fee
  • 13.99% p.a. on purchases
  • 0% p.a. for 24 months with 2.5% balance transfer fee on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free

Comparison of NAB Credit Cards

Rates last updated February 12th, 2016.

NAB Velocity Rewards Card

30,000 bonus points offer has been extended until 30 April 2016.

January 15th, 2016

NAB Low Fee Card

Balance transfer and purchase rate offer has been extended until 30 April 2016.

January 15th, 2016

NAB Qantas Rewards Card

Bonus points offer has been extended until 30 April 2016.

January 15th, 2016

View latest updates

Jonathan Choi Jonathan
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Low Rate Credit Card
0% p.a. for 24 months with 2.5% balance transfer fee months on balance transfers. Enjoy the benefit of a low ongoing interest rate on purchases.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
NAB Premium Card
0% p.a. for 15 months on purchases and balances transfers. Benefit from platinum credit card advantages. Apply by 30 April 2016.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
NAB Low Fee Card
Low annual fee card offer with complimentary Purchase Protection Insurance.
VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 19.74% p.a.) 0% p.a. for 9 months $30 p.a. Go to site More info
NAB Qantas Rewards Card
Receive 30,000 bonus Qantas Points plus a low balance transfer offer. Plus earn 1.00 Qantas Point per $1 spent on eligible purchases.
30,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
NAB Velocity Rewards Premium Card
Enjoy 60,000 bonus Velocity Points on eligible purchases within the first 90 days.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
NAB Qantas Rewards Premium Card
Receive 60,000 bonus Qantas Points and take advantage of an introductory balance transfer rate.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
NAB flybuys Rewards Card
Earn up to 30,000 flybuys bonus points and a low offer on balance transfers. Receive 1.00 flybuys point for every $1 you spend on your everyday purchases.
6 months 30,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
NAB Velocity Rewards Card
Receive 30,000 bonus Velocity Points and a low annual fee and 4.99% p.a. for 6 months on balance transfers.
30,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
NAB Qantas Business Card
Enjoy uncapped rewards points earning through the Qantas Frequent Flyer program.
VISA/MC: 0.67 AMEX: 0 18.50% p.a. $144 p.a. More info
NAB Business Payments Card
Enjoy no monthly card fee and no fee for additional cardholders.
15.50% p.a. $0 p.a. More info
NAB Business Access Card
Offers a low annual fee with a competitive interest rate on purchases and cash advances.
0 months 13.25% p.a. $60 p.a. More info
NAB Business Card
A charge card that gives you up to 35 days interest free on business purchases.
VISA/MC: 0 AMEX: 0 15.50% p.a. $108 p.a. More info
NAB Purchasing and Corporate Card
Monitor your business-related expenses with a low interest rate on purchases and cash advances.
0 months 13% p.a. More info
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Types of credit cards from NAB

There are a number of NAB credit cards to accommodate all types of budgets and needs. The low rate and low fee credit cards provide just what their name says: a cheap way to make purchases and a low-cost credit card to own. NAB rewards credit cards are linked to Qantas, Velocity and flybuys — they’re only one of two card providers that let you earn flybuys points when you spend.

  • Low rate & low fee credit cards

    Low rate and low fee credit cards are a basic credit card product that won’t cost you the earth to own. The low rate card can come with an interest-free promotion to compliment the low purchase rate. The low fee credit card can sit in your wallet without burning a hole in your pocket.

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Low Rate Credit Card
The NAB Low Interest Visa Card offers a balance transfer offer of 0% for 24 months. Apply by 30 April 2016.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
NAB Low Fee Card
Get 0% p.a. on balance transfers and purchases for 9 months if you apply by 30 April 2016.
VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 19.74% p.a.) 0% p.a. for 9 months $30 p.a. Go to site More info
Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Low Rate Credit Card
Manage your existing credit card balance with 0% for 24 months on balance transfers with a low annual fee.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
VISA/MC: 0.5 AMEX: 0 9.99% p.a. 0% p.a. for 6 months $49 p.a. Go to site More info
St.George Vertigo Platinum
Enjoy platinum card benefits with a long term balance transfer of 0% for 20 months and a low annual fee.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 9 months on balance transfers and purchases when you apply by 29 February 2016
VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 19.74% p.a.) 0% p.a. for 9 months $30 p.a. Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
0 months 9.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer of 0% p.a. for 18 months.
VISA/MC: 0 AMEX: 0 13.24% p.a. 0% p.a. for 18 months $55 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a 0% p.a. interest for 20 months on balance transfers, complimentary insurances and 24/7 concierge.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
Commonwealth Bank Low Rate Credit Card
A $150 limited time cashback offer and a low ongoing purchase rate.
VISA/MC: 0 AMEX: 0 13.49% p.a. 5.99% p.a. for 5 months $59 p.a. Go to site More info
ANZ Low Rate
Save on your existing credit card interest with 0% for 18 months on balance transfers with a low annual fee and low ongoing purchase rate.
VISA/MC: 0 AMEX: 0 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $58 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Access Platinum card features with a low annual fee, including overseas medical and travel insurance and a low interest rate on purchases.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
BankSA Vertigo Visa
A low rate credit card with 0% for 18 months on balance transfers and low ongoing purchase rate from BankSA.
VISA/MC: 0 AMEX: 0 13.24% p.a. 0% p.a. for 18 months $55 p.a. Go to site More info
Bankwest Breeze MasterCard
Enjoy low ongoing purchase rate with long term balance transfer offer.
VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $59 p.a. Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest free purchasing and 0% p.a. for 9 months on balance transfers.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
Bankwest Breeze Platinum MasterCard
Enjoy Platinum card benefits offering no foreign transaction fees on online and overseas purchases, complimentary travel insurance and a promotional balance transfer offer of 0% p.a. for 21 months.
6 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $99 p.a. Go to site More info
Bankwest Breeze Gold MasterCard
Receive premium card benefits with complimentary travel insurance and 0% p.a. for 21 months on balance transfers.
3 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $89 p.a. Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% for 20 months on balance transfers and annual fee if you apply by 30 March 2016.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
Commonwealth Bank Low Rate Gold Credit Card
A low rate card that comes with up to 55 days interest-free on purchases combined with complimentary international travel insurance.
3 months VISA/MC: 0 AMEX: 0 13.49% p.a. 5.99% p.a. for 5 months $89 p.a. Go to site More info
Learn more about Low Rate Credit Cards
 
Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
Exclusive Offer to finder.com.au

$0 annual fee for life, earn 15,000 Velocity bonus points when you spend $300 in the first 3 months.

15,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

Enjoy a $0 p.a. annual fee for the first year.

6 months VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
Earn up to 7,500 bonus Qantas Frequent Flyer points, plus take advantage of no annual fee for the life of the card. Earn 1 Qantas Frequent Flyer point per $1 spend.
7,500 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with $0 annual fee for the life of the card.
0 months 9.99% p.a. $0 p.a. Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
6 months 75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
HSBC Credit Card
A no annual fee for the life of the credit card. Plus a low balance transfer offer and interest-free finance at over 1,000 retailers across Australia.
VISA/MC: 0 AMEX: 0 17.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Coles No Annual Fee MasterCard
No annual fee for the life of the card and earn 0.5 flybuys points per dollar spent.
VISA/MC: 0.5 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Virgin No Annual Fee Credit Card
No annual fee credit card with $100 cashback and a long term low rate balance transfer offer of 0% p.a. for 18 months with 2% balance transfer fee. Spend criteria applies for cashback offer.
VISA/MC: 0 AMEX: 0 18.99% p.a. 0% p.a. for 18 months with 2% balance transfer fee $0 p.a. Go to site More info
  • Rewards credit cards

    These rewards credit cards from NAB are entry level frequent flyer credit cards linked to the Velocity program, Qantas Frequent Flyer program or the flybuys loyalty scheme. They’re an affordable way to get access to credit card frequent flyer rewards. Compare these cards by their annual fee and their earn rate. The higher the product’s annual fee, the more you have to spend for the credit card to be worth your while. Additional cardholders, interest-free days and the rates of interest should also factor into your comparison. These features add to the desirability of a rewards credit card.

Rates last updated February 12th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Qantas Rewards Card
NAB Qantas Rewards Card
30,000 bonus points 0.5 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
NAB Velocity Rewards Card
NAB Velocity Rewards Card
30,000 bonus points 0.5 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
NAB flybuys Rewards Card
NAB flybuys Rewards Card
30,000 bonus points 1 0 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
Rates last updated February 12th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
75,000 bonus points 0.75 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
40,000 bonus points 1 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
American Express Velocity Escape Card - Exclusive Offer
15,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
10,000 bonus points 1 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Essential Credit Card
American Express Essential Credit Card
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
American Express Qantas Premium Card
American Express Qantas Premium Card
80,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
50,000 bonus points 0.5 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
1 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
BoQ Platinum Visa Card - Exclusive Offer
2 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
7,500 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
25,000 bonus points 0.5 1 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Coles Rewards Mastercard
Coles Rewards Mastercard
2 0 19.99% p.a. 0% p.a. for 6 months $89 p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
60,000 bonus points 0.5 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
60,000 bonus points 0.5 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
50,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
20,000 bonus points 1.25 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
Citi Qantas Signature Credit Card
Citi Qantas Signature Credit Card
50,000 bonus points 1 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
NAB Qantas Rewards Card
NAB Qantas Rewards Card
30,000 bonus points 0.5 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
St.George Amplify Signature
St.George Amplify Signature
1.5 0 19.49% p.a. 0% p.a. for 20 months $279 p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
8,000 bonus points 0.75 0 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. Go to site More info
Citi Rewards Credit Card - Signature
Citi Rewards Credit Card - Signature
75,000 bonus points 1.5 0 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
NAB Velocity Rewards Card
NAB Velocity Rewards Card
30,000 bonus points 0.5 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
St.George Amplify Classic
St.George Amplify Classic
1 0 19.49% p.a. 0% p.a. for 18 months $79 p.a. Go to site More info
Bankwest Qantas Gold MasterCard
Bankwest Qantas Gold MasterCard
4,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $150 p.a. Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
1 0 19.49% p.a. 0% p.a. for 18 months $99 p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
2,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
David Jones American Express
David Jones American Express
30,000 bonus points 0 1 20.74% p.a. $99 p.a. Go to site More info
Learn more about Business Credit Cards
  • Premium credit cards

    If you’re looking for more than what’s on offer with NAB’s standard rewards cards, compare their premium cards. The annual fee is higher, but it can be a small price to pay for the extras on offer. There are complimentary insurances and lifestyle benefits available to cardholders and a higher earn rate for points.

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Premium Card
Benefit from Premium credit card advantages including travel insurance, higher credit limits and VIP Lost card cover. 0% p.a. for 15 months on purchases and balance transfers. Apply by 30 April 2016.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
NAB Qantas Rewards Premium Card
Earn 1.5 points per $1 spent on eligible purchases. Plus enjoy a low balance transfer offer. Receive 60,000 bonus Qantas Points. Apply by 30 April 2016.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
NAB Velocity Rewards Premium Card
4.99% p.a. on balance transfers for 6 months and 60,000 bonus Velocity Points when you make an everyday purchase. You gain both Visa and American Express cards which are linked to one single account and annual fee.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Premium Card
Enjoy a low rate offer on balance transfers and purchases plus benefit from platinum credit card advantages including travel insurance, higher credit limits and VIP Lost card cover.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with all the perks and a long term introductory interest rate on balance transfers.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Earn 1 points per $1 spent on eligible overseas purchases and international retailers. Ability to receive 40,000 bonus Qantas Points on eligible spend within 3 months.
4 months 40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
American Express Qantas Premium Card
Earn 80,000 bonus Qantas Points, plus Qantas Points for every $1 you spend, and more Qantas Points for every dollar you spend on selected Qantas services. Offer ends 29 February 2016. A low balance transfer rate of 0% p.a. for 12 months applies.
2 months 80,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
American Express Velocity Platinum Card
Earn 1.00 Velocity Points per $1 spent with the Virgin Australia group of Airlines. Receive 50,000 bonus Velocity Rewards points if you spend $500 within the first 3 months.
2 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
Westpac 55 Day Platinum Credit Card
Enjoy platinum benefits offering complimentary insurances, 24/7 concierge, balance transfer offer of 0% p.a. for 16 months with $0 annual fee for the first year.
6 months VISA/MC: 0 AMEX: 0 19.84% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in the first 3 months plus enjoy a low 0% p.a. for 14 months on balance transfers. Reduced Virgin flights offer up to 4 times a year.
10,000 bonus points VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Platinum Card
Receive 100,000 Membership Rewards Bonus Points when you spend $1,000 on your card.
6 months 100,000 bonus points VISA/MC: 0 AMEX: 1 $1,200 p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.5 Qantas Points per $1 spent. Plus 50,000 Qantas Points when you spend $2,500 on purchases within the first 3 months and no annual fee offer in the first year.
6 months 50,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Blue domestic economy return flight every year.
6 months 10,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer and a host of platinum privileges to enjoy.
6 months 60,000 bonus points VISA/MC: 1.25 AMEX: 0 20.99% p.a. 0% p.a. for 18 months $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
6 months 75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
An interest free offer on purchases and balance transfers. Earn Velocity Points on everyday spend.
VISA/MC: 1 AMEX: 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Platinum perks with a low interest rate on purchases.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Receive 20,000 bonus Velocity Points and earn 1.25 Velocity Points per $1 spent. Enjoy complimentary insurance and flight discounts with Virgin.
6 months 20,000 bonus points VISA/MC: 1.25 AMEX: 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Rewards Platinum
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum. Also offering 50,000 Reward Points when you meet the minimum spend of $2,500 in the first three months and pay no annual fee for the first year.
6 months 50,000 bonus points VISA/MC: 1.5 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you meet the spend requirement, 0% p.a. for 6 months on balance transfers and annual fee for the first year.
6 months 50,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
Citi Clear Platinum Card
Visa Concierge service and extended warranty insurance. Transfer your balance to a long term low interest offer.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1 points per $1 spend.
6 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
ANZ Rewards Black Credit Card
Earn 75,000 Reward Points when you spend $2,500 within the first three months, up to 3 reward points per dollar spent and unlimited access to airport lounges with complimentary travel insurance.
6 months 75,000 bonus points VISA/MC: 2 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card
Overseas Travel and Medical Insurance, Domestic Interstate Flight Inconvenience Insurance, Extended Warranty and a best price guarantee.
6 months VISA/MC: 0 AMEX: 0 19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
28 Degrees Platinum MasterCard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee.
20.99% p.a. $0 p.a. Go to site More info
Bankwest Zero Platinum MasterCard
A $0 annual fee credit card from Bankwest with some great Platinum features.
6 months VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
Citi Rewards Credit Card - Signature
Receive 75,000 bonus points and access to a range of complimentary insurances.
6 months 75,000 bonus points VISA/MC: 1.5 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
St.George Amplify Platinum
Choose between Amplify or Qantas Points rewards program and take up a balance transfer offer of 0% p.a. for 18 months.
3 months VISA/MC: 1 AMEX: 0 19.49% p.a. 0% p.a. for 18 months $99 p.a. Go to site More info
Emirates Citi World MasterCard
Receive up to 40,000 Skyward Miles and a low balance transfer offer.
6 months 40,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
0 months 40,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $295 p.a. Go to site More info
Bankwest More Platinum Mastercard
80,000 bonus points and no foreign transaction fees on purchases.
6 months 80,000 bonus points VISA/MC: 2 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $140 p.a. Go to site More info
Bank of Melbourne Amplify Signature
Take advantage of travel benefits plus an offer of 0% p.a. for 20 months on balance transfers.
6 months VISA/MC: 1.5 AMEX: 0 19.49% p.a. 0% p.a. for 20 months $279 p.a. Go to site More info
Learn more about Premium Credit Cards
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The benefits of banking with NAB

NAB credit cards are most than just a way to access credit. Apply for a NAB credit card and get access to:

  • NAB Internet banking

    If you have a NAB credit card, you can access your account through NAB Internet and mobile banking. Manage your account, make payments to other accounts in Australia and overseas, request a credit limit increase or apply for another NAB product from anywhere in the world, anytime they want.

  • Card scheme benefits — Visa, MasterCard, and American Express

    NAB’s rewards cards are issued with a Visa, MasterCard or American Express Cards. You choice of products gives you access to different card scheme benefits. Use your NAB credit card to make contactless payments for purchases under $100. NAB credit cards have global acceptance online, over the counter and at ATMs and you also benefit from Visa, MasterCard and American Express privileges like discounts on big ticket events.

  • NAB rewards credit cards — earn flybuys points

    NAB are one of the few credit card providing institutions that can reward you with flybuys points when you make an eligible purchase on a NAB rewards credit card. This is a nice point of difference if you’re looking to grow your flybuys points balance fast.

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How to apply for a NAB credit card

Follow the links on this page to go to apply for a NAB credit card. Each card has a list of eligibility requirements you must meet if you want to apply. You can find the eligibility requirements on our review and application pages.

Information needed for a NAB credit card application

If you’re eligible to apply for a NAB credit card, you will need to provide the following information about yourself:

  • Personal information. NAB need to know your address, your contact information and you need to verify your identity by providing an accepted form of identification, like your driver’s licence number.
  • Financial information. You will also need to detail information about your employment; income from assets like shares or property; your employer’s contact details and your account’s details if you’re self-employed; your expenses, like your weekly food expenses; and liabilities, like child support.
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Frequently asked questions

Below you can find some of the most commonly asked questions about NAB credit cards. If you still can’t find the answer to your question, get in touch with us using the form at the bottom of the page.

How do I transfer a balance to a NAB credit card?

A balance transfer is a great way to reduce the amount of interest you pay on your credit card debt. This is a feature for new and existing NAB customers. Existing customers Existing customers need to contact NAB directly to arrange a balance transfer from a non-NAB account. The balance transfer rate you receive as an existing customer may be different to the promotional balance transfer rates of interest you see advertised on our website. New customers For new customers, when you apply for a NAB credit card, you’ll be asked whether you want to transfer your non-NAB credit card, store card or charge card balance to the new NAB credit card. If you elect to transfer a balance, you’ll be asked to enter your non-NAB card number, the amount you want to transfer from that card and you’ll also need to select the name of the lending institution. You can transfer as little as $200 or more, and up to 70% of your approved NAB credit limit can be used towards a balance transfer promotion. You can apply for a balance transfer within 2 weeks of opening the card.

How is interest calculated on my NAB credit card?

Interest on your credit card items is calculated multiplying the daily percentage rate (the annual percentage rate that is applicable divided by 365) with your aggregate outstanding balance. The aggregate balance is the sum of all transactions like purchases, cash advances etc. that you’ve made in the last statement period. It may also include special balances (e.g. any balance transfers) and will be indicated on your credit card statement.

When is interest charged on my NAB credit card?

NAB credit cards have up to 44 days interest free on purchases. This means the maximum time you won’t be charged interest by the bank is up to 44 days. If you make multiple purchases within a statement period, this number is reduced until you pay back your balance in full. If you’re not eligible for interest-free days, interest starts accruing from the day of purchase. To take advantage of the number of interest-free days you should always pay your credit card bills in full every time. Interest on cash advances are always charged from the day of transaction. Interest on special balances (like balance transfers) are charged according to the terms and conditions of that special promotion.

What is interest on interest?

If you have only paid the minimum balance due and not the full balance in your last statement, for example, then your credit card balance starts accruing interest. Your next statement balance would include the previous unpaid balance and the interest amount. If you pay the minimum balance again, then interest is charged on your previous unpaid balance as well as your interest payment that was due. The latter is dubbed ‘interest on interest’, a.k.a. compound interest, and is the primary reason why credit card balances can grow so fast if left unpaid. You should always try to pay more than the minimum balance due each statement period, preferably the full amount.

How much should I pay off my NAB credit card?

Your monthly credit card statement will show a minimum repayment amount, which is calculated as 2.5% of the aggregate balance (purchases, cash advances etc.) or $10, whichever is higher. If you fail to make this minimum payment by the due date you will incur a late payment fee. This will also become a part of your permanent credit record, and will negatively affect your credit rating with the banks. It is recommended to pay more than the minimum payment amount to reduce your interest charges. If you want to completely eliminate or minimise interest you should aim at paying the full balance due every month within the payment due date indicated in the statement. Some cardholders prefer to setup an auto debit feature in their internet banking system, which automatically pays the minimum amount (or the full amount) of each statement balance directly from their NAB savings account.

What are some of the ways I can reduce interest charges on my NAB credit card?

  • Pick a credit card with interest-free days. Use the interest-free period feature of available on NAB credit cards.
  • Always repay the full amount due on your credit card bill. You must remember to pay off your full credit card statement bill each month. If you don’t you’ll be charged interest from the day you use NAB credit card to make a purchase. Paying your card in full also ensures you won’t pay interest on the interest from the previous statement period.
  • No cash advances. Cash advances and similar cash equivalent transactions always accrue interest from day one, and these transactions are charged at the highest rate of interest. Avoid cash advance transactions on your credit card (use a debit card instead for these transactions) and you’ll avoid exorbitant cash advance fees.

How do I set up internet banking with my NAB credit card?

To set up internet banking, you will need two things on hand. One is your NAB identification number, found at the back of a NAB credit card, and a NAB internet banking password – this is either a temporary password that was issued at a branch or your NAB telephone banking password. If you can’t recall what your temporary password is, call NAB on 13 22 65. Once you have these details, head to the NAB website and click on the register button. Enter your details and create an internet banking password. From here you can activate a range of services that allow you to pay different accounts with ease.

Does the annual fee collect interest?

NAB classifies the annual fee as a purchase. Therefore, if you have a card with no interest on purchases for the first few months, you won’t have to pay interest on the fee unless you haven’t repaid the amount by the time the revert rate kicks in. Similarly, if your card offers interest-free days and you repay your balance in full in the previous statement period, your annual fee won’t accrue any interest.

What happens if my card is lost or stolen?

If you have lost your card or it is stolen, notify the bank immediately at this number: 1800 033 103. If you’re overseas call +61 3 8641 9083 instead.

My credit card is about to expire, how do I get a new one?

NAB will automatically send you a replacement card one month before your current card expires. In some cases the card might not be delivered to your home but rather to your nearest bank branch. You will be notified by mail when this happens. If your card has expired and you haven’t received a replacement card in the mail or in your local NAB branch, call the NAB customer service team on 13 22 65 and advise them of the situation. Alternatively you can send a secure message to NAB through your internet banking messaging system.

What is a purchase authorisation?

This is a hold on your banking account for a sum that you’ve used in a credit card transaction. Every time you buy something using your card the merchant records your credit card information for claiming later payment from NAB. Meanwhile NAB places a hold on your credit card account, so your available credit amount decreases. The purchase authorisation hold stays in place for 7 days. If the merchant hasn’t made their claim you won’t see the transaction show up in your internet banking system, but will see that your available credit is lower than what the displayed transactions would seem to indicate. After seven days the hold is released, but you should note that the merchant still has six months to make the payment claim. If the merchant does make the claim within that hold period you will see the transaction displayed in your account, which will be debited for the payment amount.

How do I increase my credit limit on my NAB credit card?

Increasing your credit limit on your NAB account can be done by requesting a credit limit increase, either online or over the telephone, and also the bank may send offers to increase your limit if you have agreed to receive these notifications. You need to demonstrate a good credit rating and you have to have the income to support new credit limit. Before making a final decision to increase your credit limit. NAB would suggest that you not accept an increase credit limit if you believe that you may have problems paying the card’s balance. A customer who is granted an unwanted increased credit by NAB is free to decline the increase.

What’s a NAB identification number?

The NAB Identification Number (NIN) is a unique identifier that is issued to all NAB customers. You can find your NIN at the back of your card, near the top, it is an 8 digit number. If you would like to confirm or reset your NIN you may call customer service on 13 22 65.

What’s a security number?

Every card comes with a 3 digit security number that is used for certain transactions to verify the ownership of the card. You can find your security number at the back of your card, right beside the signature field.

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81 Responses to NAB Credit Cards

  1. Default Gravatar
    Craig | September 9, 2015

    Hello,

    I will be travelling to the U.S next month and have a Cash Passport card, but would also like to use my NAB Mastercard (low fee card) overseas. If I put my NAB Mastercard in “cash positive” credit so i’m using my own money like a debit card, will that be better than putting all my money on the Cash Passport card which doesn’t seem to offer a very good daily exchange rate?

    Thanks for any advice you can offer

    • Staff
      Sally | September 10, 2015

      Hi Craig,

      Thank you for your question.

      As a comparative service, we can’t actually recommend any one specific product, service or strategy to our users as the best option will always depend on your individual financial situation and needs.

      You may like to consider and compare the currency conversion fees, overseas ATM withdrawal fees and other foreign transaction fees that come with using both cards to decide which one compliments your holiday spending habits better. When using the Cash Passport, your funds will remain locked into the exchange rate that was in place at the time of loading.

      I hope this has helped answer your question.

      Thanks,

      Sally

  2. Default Gravatar
    Daniela | August 16, 2015

    Can you apply for 2 cards from Nab that is on offer. One being the Purchase card for 0.00% for 12 months and the other balance transfer for 15 months.? Is there a restriction?

    • Staff
      Sally | August 17, 2015

      Hi Daniela,

      Thanks for your inquiry.
      Please note that you have come through to finder.com.au, not NAB.

      However, we can confirm that you can apply and be eligible for one card offer as long as you are not an existing banking customer and have not previously held any other card product offered by NAB.

      Therefore, applying for two cards will make you ineligible for the card offer.

      You may also want to check the eligibility criteria and required documents before making an application to your chosen credit card.

      I hope this has helped.

      Cheers,

      Sally

  3. Default Gravatar
    Marian | June 4, 2015

    Which NAB credit card allows the option of using reward points to be redeemed on purchases or be redeemed as frequent flyer points?

    • Staff
      sally.mcmullen@hiveempire.com | June 5, 2015

      Hi Marian,

      Thank you for your question.

      You can view a list of the NAB Rewards Credit Cards under the’Rewards credit cards’ heading on our NAB Credit Cards page.

      Using the table, you can compare the NAB Rewards Credit Cards against each other and against other rewards credit cards in the market. If one seems of interest, you can then click the ‘go to site’ button for further information.

      I hope this has answered your question.

      Thanks,

      Sally

  4. Default Gravatar
    Anthony | April 28, 2015

    I would like to obtain a cc from the NAB and pay out existing cc with 3x other providers.
    Is it correct that the NAB considers the closure of the other c/cards in the application process as others simply add the existing and new cc application… eg if I paid out say $17,500 then I would only have $17,500 in debt whereas others add both the new and old together as if I have a total of $35K in cc.

    Please confirm my understanding with the NAB

    • Staff
      Jonathan | April 29, 2015

      Hi Anthony, thank you for your inquiry!

      The amount being balance transferred depends on how many card balances/debt you are choosing to bring over and the approved credit limit on the new NAB credit card. NAB allows a maximum balance transfer of 70% of the approved credit limit. So if you had a $1,000 credit limit on the new NAB credit card, you’d be able to transfer a maximum of $700 from another credit card.

      Cheers,

      Jonathan

  5. Default Gravatar
    John | April 15, 2015

    NAB switched my Visa account to a Platinum car without my permission. I now pay higher annual fee and new merchant charges i did not have before. How do I get them to reverse this unapproved change?

    • Staff
      Jonathan | April 16, 2015

      Hi John, thanks for your inquiry!

      Please refer to the contact details I have provided to your email for NAB.

      Cheers,

      Jonathan

  6. Default Gravatar
    michelle | April 13, 2015

    Hi. I have the NAB Qantas Plus credit card. Comes with both AMEX and Visa, with an annual card fee of $145.50. (I’ve had it for a while so this product may not be on offer any more.) Do I earn rewards points when paying bills? Does it matter how bills are paid, ie. via Bpay or over phone, etc?

    • Staff
      Jonathan | April 13, 2015

      Hi Michelle, thanks for your inquiry!

      Generally unless your bills can be paid via BPAY they count as cash advances and not purchases.

      Cheers,

      Jonathan

    • Default Gravatar
      michelle | April 13, 2015

      hi again. If bills are paid by BPAY, are they still considered a cash advance, or is it an “everyday purchase” which earns points?

    • Staff
      Jonathan | April 14, 2015

      Hi Michelle, thanks for your inquiry!

      The type of payment which the BPAY transaction will vary depending on how the biller is set up with the BPAY billing service. The biller has the option of accepting a credit card of payment. If credit card payments are accepted then the bill payment will be processed as a purchase.

      Cheers,

      Jonathan

  7. Default Gravatar
    annabel | March 31, 2015

    does my nab credit card offer car rental insurance for a rental in St.Thomas US Virgin Islands

    • Staff
      Jonathan | March 31, 2015

      Hi Annabel, thanks for your inquiry!

      To allow me to assist you further could you please clarify which NAB credit card you are using?

      Cheers,

      Jonathan

    • Default Gravatar
      annabel | March 31, 2015

      Platinum NAB Visa

    • Staff
      Jonathan | April 1, 2015

      Hi Annabel, thanks for your inquiry!

      Did you have any specific questions about the NAB Platinum Visa?

      Cheers,

      Jonathan

  8. Default Gravatar
    Greg | February 11, 2015

    which of your premium Credit Cards can I link to and earn points with Star Alliance

    • Staff
      Jonathan | February 11, 2015

      Hi Greg, thanks for your inquiry!

      Star Alliance provides travellers who belong to a frequent flyer program offered by one member airline to redeem points when they fly with another member airline. Instead of being linked to a credit card if you belong to a frequent flyer programme offered by any Star Alliance member airline, and fly with another member airline, you can earn miles or points. Simply provide your frequent flyer number when booking your ticket or checking in for your flight. In the event your miles or points do not appear on your account, send all relevant tickets and boarding passes directly to your frequent flyer programme.
      For a list of member airlines with Star Alliance please see this page. For a list of frequent flyers credit cards please see this page.

      Cheers,

      Jonathan

  9. Default Gravatar
    Brad | February 4, 2015

    This is really attention-grabbing, You’re a very professional blogger. I have joined your rss feed and stay up for in quest of more of your excellent post. Also, I’ve shared your site in my social networks!

    • Staff
      Jonathan | February 4, 2015

      Hi Brad, thanks for your feedback and support! We really appreciate it.

      We have a tireless team working behind the scenes to keep our content up-to-date and relevant for you. Our content is constantly being reviewed, revamped and renewed.

      Cheers,

      Jonathan

  10. Default Gravatar
    Arthur | January 22, 2015

    I would like to transfer my credit cards to frequent flyer associated credit cards with overseas travel insurance..

    Can this be done?

    • Staff
      Jonathan | January 23, 2015

      Hi Arthur,

      Thanks for your inquiry!

      In regards to transferring current credit card services with outstanding balances to a potential new credit card this is generally possible by going through a balance transfer process. The eligibility for carrying out a balance transfer to a new credit card would be determined by the respective credit lender. Please note that lenders have individual lending policies. Each lender will need to assess your financial and personal situation to be able to advise on your options and eligibility.
      For a comparison of credit cards which provide Frequent Flyers programs and international travel options please see this page.

      I hope this helps!

      Cheers,

      Jonathan

Credit Cards Comparison

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers of 0% p.a. for 20 months with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Interest Visa Card offers a balance transfer offer of 0% for 24 months. Apply by 30 April 2016.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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