NAB Gold Card – Details

NAB Gold Credit card has a higher credit limit and the advantages of gold status. Enjoy the prestige and benefits of a gold card without a load of fees and exceeding interest repayments.

• 18.99% p.a. Interest rate



• Modest $90 Annual fee
• Up to 44 Interest-free days on purchases
• Special insurances for Gold cardholders including complimentary National Gold Overseas Travel Insurance
• Up to 44 days interest free on purchases¹
• Link to your FlyBuys membership at no extra cost²
• Additional cardholder at no extra cost³
• Emergency travel assistance 24 hours a day, 7 days a week⁴
• Available as a NAB Visa Gold Card or a NAB Gold MasterCard

Insurances

Special insurances for Gold cardholders: National Gold Overseas Travel Insurance, Purchase Protection Insurance, and Extended Warranty Insurance.

Card Link to Flybuys

Link your NAB Gold Card to your FlyBuys membership at no additional cost and earn points towards a great range of awards as you spend. Even better, you\’ll accumulate points even faster when you:

• use your linked NAB Gold Card and present your FlyBuys card at FlyBuys participating businesses.
• use your linked NAB Gold Card at our bonus points providers.

Other Features of the card

• Convenient banking with NAB Internet and Telephone Banking⁶
• Secure online shopping when you register for free with Verified by Visa or MasterCard SecureCode
• VIP Lost Card Cover
• Cardholder extras

Terms and Conditions of Card

1. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers’ cheques). Up to 44 days interest free on purchases if you pay your account in full by the due date each month.
2. Minimum thresholds and standard FlyBuys Terms and Conditions apply. FlyBuys is operated by Loyalty Pacific Ltd ABN 82 057 931 334.
3. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.
4. These added travel benefits are provided by Visa International or MasterCard International. Neither National Australia Bank Limited ABN 12 004 044 937 nor any other company in the National Australia Bank Group guarantees or accepts liability in respect to MasterCard Global Service or Visa Global Customer Assistance Services.
5. Annual card fee and interest rates are subject to change. Correct as at 18 March 2008.
6. Terms and conditions apply and are available upon registration for the service. Fees and charges may be payable.

Other Important Information
Approval is subject to NAB’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply.

A credit card offers you great flexibility and convenience. But it’s important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.

Related posts:

1. NAB Gold Card – Details & Application
2. ANZ Gold Visa Card – Details and Application
3. NAB Velocity Gold – Details & Application
4. NAB Gold eBanking Details & Application
5. HSBC Gold Visa Credit Card – Details & Application
6. NAB Standard Card – Details & Application
7. Commonwealth Bank Gold Card – Details and Application

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55