NAB Qantas Gold Credit Card Review
Posted September 30th, 2009
and last modified April 11th, 2012
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What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Once approved, you will receive your credit card in the mail within 1-2 weeks
The NAB Qantas Gold Credit Card earns you Qantas Frequent Flyer points while giving you a plethora of other gold card advantages.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
4.99% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
19.99% p.a. |
| Annual Fee | |
$145.50 |
| Interest Free Period | |
up to 44 days |
| Cash Advance Rate | |
21.74% p.a. |
| Card Type | |
Gold |
| Credit Card Type | |
American Express/MasterCard |
| Rewards Program | |
Yes |
| Additional Cardholder Fee | |
$0 p.a. |
For starters, with the NAB Qantas Gold Credit Card you get two credit cards on the one package:
- A NAB Qantas Gold American Express® Card to maximise your rewards points and
- Your Choice of the NAB Qantas Visa Gold Card or NAB Qantas Gold MasterCard® Card.
Features of the NAB Qantas Gold Credit Card:
The more often you use your NAB Qantas Gold Credit Card the more rewards points you will earn. You can redeem them for a wide range of rewards such as flights, merchandise, vouchers and more.
More information in the NAB Qantas Gold Credit Card:
- Annual card fee is $145.50.
- 19.99% p.a. interest rate.
- Get up to 44 interest free days in purchases.
- Earn bonus points on selected Qantas products on services on every dollar you spend with your card.
- Transfer your existing card balances to the NAB Qantas Gold Credit Card for an introductory offer of 4.99% p.a. for 6 months.
- With this credit card you will also get heaps of insurance protection such as:
- NAB Gold Overseas Travel Insurance
- Extended Warranty Insurance
- Purchase Protection Insurance
- With the NAB Qantas Gold credit card you can bank online, over the phone or at the branch, however you prefer. You also receive many card holder extras such as Verified by Visa and MasterCard SecureCode shopping protection plus VIP Lost Card Cover, 24/7 emergency travel assistance and more.
Read the NAB Qantas Gold Card terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $5,000 | |
| Max Credit Limit | $50,000 |
| Annual Fee | $145.50 p.a. | |
|---|---|---|
| Minimum Repayment | 2.50% | |
| Interest Charged From | Purchase Date | |
| Late Payment Fee | $5.00 | |
| Over Limit Fee | $0 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Withdrawal | $4.00 | |
| Gambling Transactions Allowed | No | |
| Gambling Transactions Interest Rate | 0.00% |
| Rewards Points per Dollar | AMEX:1 MCARD:0.25 Point(s) | |
|---|---|---|
| Points needed for Syd/Mel Return Flight | 25000 | |
| Points needed for $100 Voucher | 13500 |
are there any limits to the number of points you can earn in a month. Do you get the same number of points for each dollar spent each month irrespective of how much you spend on your card.
If I spent $10,000 on the Visa in one month how many points would I earn that month?
If I spent a further $10,000 on the Amex card in the same month how many points would I earn that month?