NAB Qantas Platinum Credit Card – Details & Application
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Once approved, you will receive your credit card in the mail within 1-2 weeks
The NAB Qantas Platinum Credit Card is for consumers who expect only the best and are not afraid to be at the top.
Aside from competitive rates on daily purchases and balance transfers, the NAB Qantas Platinum Card offers world wide acceptance as NAB is the 17th largest bank in the world. This credit card also has 24/7 access to a personal concierge service. There are also free additional benefits such as travellers insurance, hotel burglary protection, additional warranty extensions, purchase protection, and excellent customer service. The card also has an excellent rewards program and a dual card account system.
Fly high with your accumulated Qantas Frequent Flyer points and make the most of the powerful duo of two for one; the NAB Qantas Platinum American Express® Card to maximise your points and a NAB Qantas Platinum Visa Card for acceptance worldwide.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
4.99% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
19.99% p.a. |
| Annual Fee | |
$290 |
| Interest Free Period | |
up to 44 days |
| Cash Advance Rate | |
21.74% p.a. |
| Card Type | |
Platinum |
| Credit Card Type | |
American Express/Visa |
| Rewards Program | |
Yes |
| Additional Cardholder Fee | |
$0 p.a. |
NAB Qantas Platinum Credit Card features:
The NAB Qantas Platinum Credit Card has been rated an outstanding product of quality by Canstar Cannex meaning you will be given a credit card that packs a bunch:
- How would you like your own personal assistant 24/7 that helps you with dining referrals, entertainment ideas and a lot more.
- Get to redeem a huge range of rewards with the Qantas Frequent Flyer program; choose from flights, gifts, vouchers and merchandise.
- Benefit from the The entré©TM Program, a huge collection of premium offers.
Get complimentary insurances:
- Overseas Travel
- Interstate Flight Inconvenience
- Domestic Hotel Burglary
- Transport Accident
- Extended Warranty
- Purchase Protection
- Price Protection
The NAB Qantas Platinum Credit Card features:
- 19.99% p.a. interest rate.
- Up to 44 interest free days on purchases.
- A very low 4.99% p.a. for 6 months p.a. balance transfer rate if you move your non-NAB credit balance to your new NAB Qantas Platinum Credit Card.
- Get a free second card pack at no extra cost.
- Register for the free Verified by Visa and MasterCard SecureCode and enjoy secure online shopping.
- VIP Lost Card Cover protection.
- Bank with ease online or on the phone.
- Receive emergency travel assistance 24/7.
- Plus NAB American Express cardholders have the exclusive opportunity to connect with some of the best shopping, dining, travel and entertainment offers available, all online at amexnetwork.com.au/selects
NAB Qantas Platinum Overview
The Rewards Program
This card has a generous rewards program that allows customers to accumulate unlimited frequent flyer miles. Because the NAB Qantas Platinum Card issues two credit cards, one being an American Express and the other being the VISA card, customers can acquire rewards points on two levels. The American Express card rewards customers with 1.5 points for every dollar spent and the VISA card 2 points for every $3 spent. There is no cap for accumulating rewards points so this means that frequent travellers or business accounts can quickly build up plenty of free flights.
The Two Credit Card Account
The NAB Qantas Platinum Card offers their customers a dual card option, but with only one monthly statement. This gives business travellers and customers with larger monthly budgets the ability to utilise either card that suits their need and only have to deal with one statement. The American Express card does not acquire any interest if the balance is paid in full each month; whereas the VISA card has its fixed interest rate for purchases.
Overall Card Reliability
The card under review has top of the line overall benefits, competitive rates, and a world class rewards program. The American Express gives customers 1.5 points for every dollar spent and the VISA gives 2 points for every $3 spent. The world class customer service and additional card benefits such as extended warranty coverage, travellers insurance, and many other options makes the NAB Qantas Platinum Card one of the best platinum credit card offers available to Australians. To conclude this review, anyone who acquires the NAB Qantas Platinum Card is sure to enjoy elite benefits, rewards, and reliability.
Read the NAB Qantas Platinum Card terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $12,000 | |
| Max Credit Limit | $50,000 |
| Annual Fee | $290 p.a. | |
|---|---|---|
| Minimum Repayment | 2.50% | |
| Interest Charged From | Purchase Date | |
| Late Payment Fee | $5.00 | |
| Over Limit Fee | $0 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Withdrawal | $4.00 | |
| Gambling Transactions Allowed | No | |
| Gambling Transactions Interest Rate | 0.00% |
| Rewards Points per Dollar | AMEX: 1 VISA:0.67 Point(s) | |
|---|---|---|
| Points needed for Syd/Mel Return Flight | 16667 | |
| Points needed for $100 Voucher | 9000 |
I’m moving to Australia on a 4 year work Visa in 3 weeks. I am looking for the best rewards credit card available to me. I will make more than $50000 a year and have excellent credit in the US. However, most Australian credit cards require permanent residency. I’ll be an excellent customer for a Credit Card Company if they’ll let me. Please help!
-John
what is the max amount of points per year QF
Hi Keiran
Thanks for your comment
There’s no cap on the number of points you can earn with the NAB Qantas Platinum Card
Cheers
Jeremy
info regarding travel insurance
I am a happy owner of a NAB Platinum Qantas card.
Can you please send me the details of it’s complimentary travel insurance coverage.
Hi Richard,
Please follow the link to the terms and conditions document at the bottom of our details and application page for further information on the NAB Platinum Credit Card’s complimentary travel insurance. Thanks.
Cheers
Jeremy
Hi Jacob,
To qualify for travel insurance you must spend a minimum of $500 of your prepaid travel expenses on your NAB Qantas Platinum Card. Please refer to the terms and conditions for further information – http://www.nab.com.au/wps/wcm/connect/nab/nab/home/personal_finance/4/30/5 – Thanks.
Cheers,
Jeremy