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NAB Qantas Platinum Credit Card – Details & Application

Posted September 21st, 2009 and last modified November 22nd, 2011

NAB Credit Cards logo

The NAB Qantas Platinum Credit Card is for consumers who expect only the best and are not afraid to be at the top.

Aside from competitive rates on daily purchases and balance transfers, the NAB Qantas Platinum Card offers world wide acceptance as NAB is the 17th largest bank in the world. This credit card also has 24/7 access to a personal concierge service. There are also free additional benefits such as travellers insurance, hotel burglary protection, additional warranty extensions, purchase protection, and excellent customer service. The card also has an excellent rewards program and a dual card account system.

Fly high with your accumulated Qantas Frequent Flyer points and make the most of the powerful duo of two for one; the NAB Qantas Platinum American Express® Card to maximise your points and a NAB Qantas Platinum Visa Card for acceptance worldwide.

Interest Rates, Fees & Charges

Balance Transfer Rate

4.99% p.a. for 6 months

Interest Rate on Purchases 20.24% p.a.
Annual Fee $290
Interest Free Period up to 44 days
Cash Advance Rate 21.74% p.a.
Card Type Platinum
Credit Card Type American Express/Visa
Rewards Program Yes

NAB Qantas Platinum Credit Card features:

The NAB Qantas Platinum Credit Card has been rated an outstanding product of quality by Canstar Cannex meaning you will be given a credit card that packs a bunch:

  • How would you like your own personal assistant 24/7 that helps you with dining referrals, entertainment ideas and a lot more.
  • Get to redeem a huge range of rewards with the Qantas Frequent Flyer program; choose from flights, gifts, vouchers and merchandise.
  • Benefit from the The entré©TM Program, a huge collection of premium offers.

Get complimentary insurances:

  • Overseas Travel
  • Interstate Flight Inconvenience
  • Domestic Hotel Burglary
  • Transport Accident
  • Extended Warranty
  • Purchase Protection
  • Price Protection

The NAB Qantas Platinum Credit Card features:

  • 20.24% p.a. interest rate.
  • Up to 44 interest free days on purchases.
  • A very low 4.99% p.a. for 6 months p.a. balance transfer rate if you move your non-NAB credit balance to your new NAB Qantas Platinum Credit Card.
  • Get a free second card pack at no extra cost.
  • Register for the free Verified by Visa and MasterCard SecureCode and enjoy secure online shopping.
  • VIP Lost Card Cover protection.
  • Bank with ease online or on the phone.
  • Receive emergency travel assistance 24/7.
  • Plus NAB American Express cardholders have the exclusive opportunity to connect with some of the best shopping, dining, travel and entertainment offers available, all online at amexnetwork.com.au/selects

NAB Qantas Platinum Overview

The Rewards Program

This card has a generous rewards program that allows customers to accumulate unlimited frequent flyer miles. Because the NAB Qantas Platinum Card issues two credit cards, one being an American Express and the other being the VISA card, customers can acquire rewards points on two levels. The American Express card rewards customers with 1.5 points for every dollar spent and the VISA card 2 points for every $3 spent. There is no cap for accumulating rewards points so this means that frequent travellers or business accounts can quickly build up plenty of free flights.

The Two Credit Card Account

The NAB Qantas Platinum Card offers their customers a dual card option, but with only one monthly statement. This gives business travellers and customers with larger monthly budgets the ability to utilise either card that suits their need and only have to deal with one statement. The American Express card does not acquire any interest if the balance is paid in full each month; whereas the VISA card has its fixed interest rate for purchases.

Overall Card Reliability

The card under review has top of the line overall benefits, competitive rates, and a world class rewards program. The American Express gives customers 1.5 points for every dollar spent and the VISA gives 2 points for every $3 spent. The world class customer service and additional card benefits such as extended warranty coverage, travellers insurance, and many other options makes the NAB Qantas Platinum Card one of the best platinum credit card offers available to Australians. To conclude this review, anyone who acquires the NAB Qantas Platinum Card is sure to enjoy elite benefits, rewards, and reliability.

Minimum Income Minimum Age 18 years of age
Residency Permanent Australian Resident Credit Rating Requirement Good
Min Credit Limit $12,000 Max Credit Limit $50,000
Annual Fee $290 Balance Transfer Fee
Minimum Repayment 2.5% Interest Charged From Purchase Date
Late Payment Fee $5 Over Limit Fee $0
Overseas Emergency Replacement $0 Overseas ATM Balance check
Overseas ATM Withdrawal $4 Foreign Currency Conversion Fee
Rewards Points per Dollar AMEX: 1 VISA:0.67 Point(s) Points needed for Syd/Mel Return Flight 16667
Points needed for $100 Voucher 9000

Ask A Question About This Card

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Showing 3 Questions

  1. 1

    I’m moving to Australia on a 4 year work Visa in 3 weeks. I am looking for the best rewards credit card available to me. I will make more than $50000 a year and have excellent credit in the US. However, most Australian credit cards require permanent residency. I’ll be an excellent customer for a Credit Card Company if they’ll let me. Please help!

    -John

  2. 2

    what is the max amount of points per year QF

  3. 3

    Hi Keiran

    Thanks for your comment

    There’s no cap on the number of points you can earn with the NAB Qantas Platinum Card

    Cheers

    Jeremy



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