NAB Low Fee Card – Details & Application
The NAB Low Fee Card is a flexible credit card that allows its owner the opportunity to collect FlyBuys while being low-cost as an everyday card.
With no annual fee for the first year and extensive Velocity reward points redeemable with Virgin Airlines, the NAB Low Fee Card is a great asset for the everyday shopper and traveller
The NAB Low Fee card offers customers the advantage of low rates as well as a chance to earn extra rewards points. With a low annual fee and 19.74% p.a. on purchases, you could truly benefit from using your credit card.
The convenient features of the NAB Low Fee Card and the low annual card fee make it the perfect partner for your wallet.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
1% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
19.74% p.a. |
| Annual Fee | |
$30 |
| Interest Free Period | |
up to 44 days |
| Cash Advance Rate | |
21.74% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
NAB Low Fee Card features:
One of the great features of this card is the 24/4 emergency travel assistance. This alone is worth gold when you are stuck and need help fast which can often end up being very costly in itself.
- The low annual card fee of is affordable for anyone.
- Get up to 44 interest free days on purchases.
- You can link your FlyBuys membership account to the NAB Low Fee Card at no additional cost and earn more points. To cash them in choose from great rewards.
- Get a second card for your partner at no extra cost.
- 19.74% p.a. interest rate.
- Incredibly low annual fee of $30.
- Free linking to your FlyBuys account, with new opportunities to earn more award points.
- 44 days interest free on purchases.
- Free supplementary cardholder.
- Emergency Travel assistance 24 hours a day, 7 days a week
- Available in NAB MasterCard or Classic.
- Convenient and easy NAB Telephone Banking and Internet Funds and Transaction access.
- Online shopping security when registered with ‘MasterCard SecureCode’ or ‘Verified by Visa’.
To fast-track your FlyBuys membership points earning simply present it at participating businesses when you shop.
Additional NAB Low Fee Card features:
With the NAB Low Fee Card you can bank in confidence by using the telephone, the Internet or visit the branch.
- You’ll also get Purchase Protection Insurance.
- If you register with Verified by Visa or MasterCard SecureCode you can enjoy secure online shopping.
- Get a 60 second response when applying online.
The NAB Low Fee Card is available as NAB Visa Classic or NAB MasterCard
Interest Rate on Purchases
Imagine paying no interest on your credit card purchases for a full six months. NAB Low Fee card offers customers the benefit of a 19.74% p.a. interest rate on the items you purchase using your credit card.
This can mean buying the things you really want now and then paying them off over the next six months. You can feel secure that your balance isn’t being charged any interest over this time.
Once your balance is paid down, you can take advantage of the NAB Low Fee Card up to 44 days interest free on purchases. As long as you continue to repay your outstanding balance before the statement date each month, you won’t pay any interest on your purchases.
Reward Benefits
The NAB Low Fee card offers you the ability to link your FlyBuys membership at no additional cost. This allows you to earn points towards a great range of rewards.
Balance Transfers
If you’re currently paying high interest on other credit cards, then you could benefit from rolling your outstanding balances over to your NAB Fee Card. You’ll be charged a low 1% p.a. for 6 months on the balance transfer amount, which can help you reduce your credit card debt very quickly.
Apply Online
Apply for your NAB Low Fee Card online and you could have a response in just 60 seconds. The online application form is secure and will keep your personal information safe. The application form is quick and easy to complete and knowing your response could be only 60 seconds away, you could begin to enjoy the benefits of this credit card sooner rather than later.
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $500 | Max Credit Limit |
| Annual Fee | $30 | Balance Transfer Fee | |
| Minimum Repayment | 2.5% | Interest Charged From | Purchase Date |
| Late Payment Fee | $5 | Over Limit Fee | $0 |
| Overseas Emergency Replacement | $100 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $4 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | VISA:0.8 Partners:1.2 Point(s) | Points needed for Syd/Mel Return Flight | 0 |
| Points needed for $100 Voucher |
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