NAB Traveller Card

Information verified correct on October 26th, 2016

Travel overseas with foreign currency without carrying cash

The NAB Traveller Card is the ideal solution for anyone planning to travel overseas. You’re able to load multiple currencies onto the card, so you can withdraw cash in the local currency at your destination.

When you use your card to pay for purchases or to withdraw cash using your NAB Traveller Card overseas, you won’t be charged any fees by NAB. This can save you a considerable sum as compared to using a regular credit card. Of course, ATM fees may still apply from the local ATM, but at least you’re not paying charges from NAB for the transaction.

Likewise, as you’re loading your own cash onto the card you’re not increasing your credit card debt. Outstanding balances on credit cards incur high interest charges from the date you make the transaction.

You also have the problem of varying foreign exchange rates when you use an Australian credit card to pay for things overseas. This can change the amount you thought you were spending, which makes budgeting more difficult.

By comparison, when you load cash onto your NAB Traveller Card you lock in your currency exchange rate. The funds will be available in a choice of up to 10 currencies, so you have access to local currency when you arrive at your destination. This also reduces the need to pay foreign exchange fees or to worry about unfavourable exchange rates.

Multiple Currencies

You can choose from up to 10 currencies to store on your card. You load cash in Australian dollars while you’re here at home and convert it to the currency you intend to use once you reach your destination.

The currencies available for the NAB Traveller Card are:

Load up multiple currencies
  • Australian Dollars (AUD)
  • US Dollars (USD)
  • British Pounds (GBP)
  • Euros (EUR)
  • New Zealand Dollars (NZD)
  • Canadian Dollars (CAD)
  • Singapore Dollars (SGD)
  • Hong Kong Dollars (HKD)
  • Japanese Yen (JPY)
  • Thai Baht (THB)

Minimum and Maximum Loading Amounts

The Maximum and Minimum Loading amounts for the NAB Traveller Card

Minimum and Maximum Loading amounts for the NAB Traveller Card

You’re only able to load Australian dollars onto your card at any NAB branch. You need to nominate which currencies you want your funds converted to at the time you load them.

The minimum amount you’re able to load at any time is $50 AUD, or the equivalent amount in other currencies.

If you’re loading cash onto your card at a branch, the maximum amount you’re able to load is $45,000 AUD, or the equivalent currency amount. Cash will be available almost immediately.

If you’re using BPAY to load funds onto your travel card, the maximum amount you can load is limited to $25,000 AUD. Your funds will be available usually in around two working days.

Reloading Fees

Reloading fees will apply every time you load cash onto your card. These are calculated at 0% of the transaction amount.

If you are planning a trip overseas and don’t want to worry about credit card fees, interest or currency conversion fees, the NAB Traveller Card should be on your comparison list.

Back to top
Available CurrenciesAUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD
Multiple Currencies on One CardYes
Number of Cards Issued2
Minimum Load Amount$50
Maximum Load Amount$45,000
Maximum Annual Load Amount$45,000
24 Hour ATM Cash Withdrawal Limit$3,000
24 Hour POS Transaction Limit$7,000
Initial Load Fee$0
ATM Withdrawal Fee$0 per withdrawal on international ATMs and $3.75 per withdrawal at any Australian ATMs
Reload Fee$0
Monthly Inactivity Fee
after 12 months inactivity
Transaction Fee for Purchases$0
Balance Enquiries$0
Card Replacement Fee$0
Currency Conversion Fee4%
Negative Balance Fee$0
Available To Temporary ResidentsNo
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22 Responses to NAB Traveller Card

  1. Default Gravatar
    Joan | August 17, 2016

    Is there a set up fee for the travel card?

    • Staff
      Chester | August 17, 2016

      Hello Joan,

      Thanks for your question.

      Please be advised that there is no set up fee though a minimum amount of reload of $50 is required. Also $0 per withdrawal on international ATMs and $3.75 per withdrawal at any Australian ATMs.

      I hope this helps.


  2. Default Gravatar
    Darren | January 19, 2016

    i have some cash already in U.S dollars, am i able to load this money into my travel card so i don’t get ripped off with the exchange rate?

    • Staff
      Debbie | January 19, 2016

      Hi Darren,

      Thank you for your question.
      Yes, you can load up to 10 currencies into your NAB Traveller Card, including US Dollars. Please note that a reloading fee applies, which is currently at 1% of the transaction amount.

      I hope this helps.


  3. Default Gravatar
    Megsy13 | December 25, 2015

    I’ve seen terrible reviews about hidden fees and poor exchange rates on travel cards in general. Is this card any different?

    • Staff
      Sally | December 29, 2015

      Hello Megsy13,

      Thanks for your comment.

      As a financial comparison service, we can’t provide specific feedback or advice regarding different travel money cards as the ‘best’ option will always depend on your unique financial needs and travel plans.

      If you read the product disclosure statement and understand the fees you’ll be charged for using your card, then you shouldn’t encounter any nasty surprises when using the card. To find the right card for you, you’ll want to compare your options and read the relevant product disclosure statements to see which one offers greater value.

      I hope this has helped.



  4. Default Gravatar
    Colin | December 8, 2015

    I have 1500 GBP on my unsatisfactory Qantas cash card (MC). Can I transfer these pounds to my NAB traveller card(MC)without pain?

    • Staff
      Jonathan | December 11, 2015

      Hi Colin, thanks for your inquiry!

      Unfortunately since Qantas Cash and NAB are separate providers, funds are unable to be transferred directly between the two cards. However you are able to transfer your funds and cash out into your Australian bank account by logging into your Qantas Cash account.



  5. Default Gravatar
    | March 8, 2014

    I loaded 500,000 Yen onto a NAB Card to use in Japan only. I withdrew 150,000 Yen in cash and paid various bills – Restaurants and purchases. On last day I looked up the balance: 267,000 Yen. I went to pay all this against hotel bill but it was rejected. I contacted Card Services told them to pay 258,000 Yen. This worked and I was told the balance 1018 Yen. It seems money is disappearing. Rang on my return to Australia next day. Over the next 4 days 21,468 Yen appeared on my card. Now I have 21,468 Yen I do not want. Where did the discrepancies come from? And I can tell you it has nothing to do with the Merchant.

    Just an addition. If this has happened to anyone else let me know as I have solicitors considering a class action against NAB and MasterCard.

    • Staff
      Jacob | March 10, 2014

      Hi, Kerry. This is very concerning. You need to contact the NAB dispute resolution team as quickly as possible to rectify this situation. I believe this is something which should be published in our forum so other users have the opportunity to comment and discuss this issue. Please check out our forum for Travel Money cards. I would appreciate it if you could post your topic and comments again there too. It would also be appreciated if you could keep our users updated with the situation as you consider litigation.

  6. Default Gravatar
    emma | November 1, 2013

    Hi-I have loaded Thai Baht onto the card and every ATM withdrawal I have made in Thailand, the machine has asked if I want to use currency conversion. I assume no, since it’s already loaded in Baht however since it asked me I’m confused why it would ask. Am I correct by pressing No, I don’t want conversion? Thanks

    • Staff
      Jacob | November 4, 2013

      Hi Emma.

      Thanks for the question. If you already have Thai Baht on the card, there’s no need to opt to convert the currency at the ATM. It may be asking you to do this as a default setting / prompt when a foreign card is used with the machine.

      I hope this helps.

  7. Default Gravatar
    Ray | September 26, 2013

    Hi Jacob
    I’m inquiring about internet transfers between currencies on the card. Is there any time delay when one currency is transferred to another?

    • Staff
      Jacob | September 26, 2013

      Hi Ray.

      BPAY is the only way you can load funds onto the card over the Internet. It can take up to two business days for the transaction to process, however, the rate will be locked in at the time you transfer funds out of your account.


  8. Default Gravatar
    Ray | September 26, 2013

    Is there a time delay when transferring from one currency to another on a nab traveller card?

    • Staff
      Jacob | September 26, 2013

      Hi Ray.

      It depends on how you load the funds onto the card. Please see the information on this page about maximum and minimum load amounts. Loading the funds onto the card via BPAY can take up to two business days.

      Thanks for your question.

  9. Default Gravatar
    robyn | September 12, 2013

    Can I get Malaysian currency loaded onto this card?


  10. Default Gravatar
    James | August 27, 2013

    Can I convert say USD remaining on the card to EUR?

    • Staff
      Jacob | August 27, 2013

      Hi James.

      You’re free to transfer and load funds as you please right up until the card expires.

      Thanks for your question.

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