New: Australian Credit Card Balance Transfer E-Book Released

Download a copy of our Balance Transfer e-book for free – normally valued at $24.95!

Credit Card Finder has released an e-book on saving money with balance transfers, aptly titled ‘The Ultimate Guide to Balance Transfers‘.

The free e-book details how Australian consumers can save hundred’s to thousand’s of dollars undertaking balance transfers with their credit cards.

‘When it comes to balance transfers, the majority of consumers either aren’t familiar, are too skeptical or aren’t using them to their advantage‘ stated Mike Jarocki, one of the book’s authors.

‘The book was created to inform newcomers of the balance transfer concept and guide Australians towards maximising savings on their credit card interest.’

The Ultimate Guide to Balance Transfers features the following chapters:

Table of Contents:

1.0 – An Introduction to Balance Transfers

• 1.1 – So what Exactly is a ‘Balance Transfer’?

• 1.2 – Why Would a Bank Allow their Customers Balance to Transfer to a Competitor?

• 1.3 – What are the Requirements for a Balance Transfer?

• 1.4 – How do I apply for a Balance Transfer?

• 1.5 – The Balance Transfer Process

• 1.6 – Tips for Balance Transfer Application Approval

• 1.7 – How to Choose a Balance Transfer

  
  

  
  

2.0 – Balance Transfers – What’s the Catch?

• 2.1 – How do Some Succeed Where Others Fail?

• 2.2 – How Balance Transfers Can Potentially Affect Your Credit Rating

  
  

  
  

3.0 The Different Types of Balance Transfers

• 3.1 – 0% p.a. for 6 month

• 3.2 – 2.9% p.a. for 12 month

• 3.3 – 4.9% p.a. for life

• 3.4 – Other Types

  
  

  
  

4.0 How much Money can I save Undertaking a Balance Transfer?

• 4.1 Balance Transfer Calculator

• 4.2 Balance Transfer Scenario and Case Study

  
  

  
  

5.0 What are the Best Balance Transfer Credit Cards?

• 5.1 Comparison of Leading Australian Balance Transfer Credit Cards

  
  

Where can I download the Balance Transfer E-Book?

Simply complete the form below and enter your email address to receive a free copy of the book.

To download the e-book, please complete the form below:

Once you have confirmed your email address, you will be given a link to download the book.

You will also be signed up to our newsletter featuring the latest credit card offers and articles.

You may unsubscribe to the newsletter at any time.

Balance Transfer Credit Card Comparison:

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
ANZ Low Rate MasterCard	Combination of a low 12 month balance transfer offer and a low purchase rate	13.24%	21.49%	0% for 6 months	$58	55
HSBC Credit Card	$0 annual fee for life and 0% on balance transfers for the first 6 months	16.99%	20.75%	0% for 6 months	$0	55
Citibank Clear Platinum Visa Card	Get in control of your finances with a 0% for 6 month balance transfer offer	11.49%	21.24%	0% for 7 months	$99	55
Suncorp Clear Options Standard Visa Card	Enjoy generous credit limits and and a low balance transfer offer for the first 12 months	12.24%	17.99%	1.9% for 12 months	$39	0
Bankwest Lite MasterCard	Save with Australia’s lowest MasterCard purchase rate and low balance transfer offer for the first 9 months	10.75%	21.74%	1.99% for 9 months	$59	55
Westpac Low Rate Card	A simple no frills credit card featuring a low balance transfer offer for the first 9 months	13.24%	21.24%	1.99% for 9 months	$45	55

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0