2009 Daylight Savings – Change your clock to new Daylight Savings times

For those in NSW & Victoria, here is the information you need on Daylight Savings times to change your clocks to the right date and time.

Daylight Saving Begins:

• Sunday 4 October 2009, at 2:00 am when clocks are put forward one hour.

Daylight Saving Ends:

• Sunday 4 April 2010, at 3:00 am summer time when clocks are put back one hour.

After you’ve finished changing your clocks, consider changing your credit cards.

When you are done with changing your clocks, consider switching your credit cards. For a small amount of your time (less than 30 mins) you can apply for a credit card online, and begin saving money on interest. It’s also a good time to consider your finances for Christmas.

Have a read through the following articles, and choose the right credit card for you:

• Best Credit Cards
• Reward Cards
  • Petrol Credit Cards
  • Frequent Flyer Points Credit Cards
  • Supermarket Credit Cards
  • Cashback Cards

• Balance Transfer Credit Cards
  • Credit Card Balance Transfer Guide
  • 0% Credit Balance Transfers for 6 months
  • 2.9% Credit Balance Transfer for 12 Months
  • 4.9% & ‘For Life’ Credit Balance Transfers

• Low Interest Rate Credit Cards
  • Low Cash Advance Cards
• No Annual Fee
• Gold & Platinum

Comparison of our Top Credit Card Offers

		Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual Fee	Cash Advance Rate (p.a.)
Bankwest Breeze MasterCard	A low interest rate on everyday purchases with a low balance transfer offer	0% for 6 months (reverts to 10.99% )	4.99% for 9 months	$49	21.99%
Citibank Clear Platinum Card	A low interest rate offer on balance transfers and purchases	11.99%	0% for 12 months with 3% handling fee	$99	21.74%
St.George Vertigo	An introductory offer on balance transfer and a low annual fee	13.24%	0.99% for 6 months	$55	21.49%
Virgin Flyer Credit Card	Earn 1 velocity point per $1 spent, plus an introductory offer on balance transfers	20.99%	1.9% for 12 months	$50 (for first year thereafter $99)	20.99%
Westpac 55 Day Credit Card	No annul fee for the first year with a low rate on balance transfers and purchases	0% for 5 months (reverts to 19.59% )	3.99% for 6 months	$0 annual fee for the first year ($30 thereafter)	21.49%