Virgin Credit Card
Posted February 2nd, 2010
and last modified November 23rd, 2011
You may have heard that the Virgin credit card was returning early in 2010 – we’re pleased to announce, that the new credit cards from Virgin Money have arrived!
After much anticipation about Virgin’s re-entry into the Australian credit card market, today Virgin Money has officially launched their latest Australian products with huge fanfare and success. One of them is Virgin No Annual Fee Credit Card and the other is the Virgin Flyer Credit Card.
Citibank Australia has joined forces with Virgin Money Australia in order to deliver a wide range of products for retail banking.
The Virgin No Annual Fee Credit Card features:
- No annual card fee, ever!
- 2.9% p.a. for 6 months
- 24/7 customer service
- If you pay off your balance in full every month you will receive up to 44 days of free interest on your purchases
- Get 1,000 Velocity points for free if you spend money before 30, April 2011 on the card (conditions apply)
- Choose from 6 snazzy colours
- Get access to privileged Virgin Family offers
- Enjoy safe shopping thanks to FraudShied and Visa Zero Fraud Liability
Detailed information
Where can a Virgin credit card be used?
Virgin Credit Cards are VISA credit cards meaning they can be used at over 430,000 locations in Australia, and over 32 million locations across the world. You will have no problem finding a place to accept your Virgin credit card.
What is the security on the card?
Your card will be protected as much as possible from credit card fraud. It will be monitored 24/7 using a state-of-the-art detection system for fraud. If any suspicious activity is noticed you will be contacted directly, and if you cannot be contacted immediately a temporary block may be put on your card to keep it secure.
How do I make payments?
Funds can be transferred from your savings or checking account regardless of which bank you deal with. You only have to enter the Virgin credit card code and the account number of your card as a reference number.
Can I make a balance transfer?
Yes you can, and an introductory rate of 2.9% p.a. for 6 months when you decide to transfer the balance from your existing card over to a Virgin credit card. Once the offer runs out you can still benefit from great purchase rates of 18.99% p.a.
How do I increase the credit limit?
Virgin will carefully select the limit you have, keeping in mind what you are comfortably able to afford.
How do I get Internet banking?
Once your Virgin credit card has been activated you will be automatically registered to perform Internet banking transactions.
Can I have additional cardholders?
You are allowed to have one additional cardholder on your credit card for free. The minimum age limit for this cardholder is 16 years old.
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Comparison of our Top Credit Card Offers
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual Fee | Cash Advance Rate (p.a.) | |||
|---|---|---|---|---|---|---|
Bankwest Breeze MasterCard | A low interest rate on everyday purchases with a low balance transfer offer | 0% for 6 months (reverts to 10.99% ) | 4.99% for 9 months | $49 | 21.99% |   |
Citibank Clear Platinum Card | A low interest rate offer on balance transfers and purchases | 11.99% | 0% for 12 months with 3% handling fee | $99 | 21.74% | |
St.George Vertigo | An introductory offer on balance transfer and a low annual fee | 13.24% | 0.99% for 6 months | $55 | 21.49% | |
Virgin Flyer Credit Card | Earn 1 velocity point per $1 spent, plus an introductory offer on balance transfers | 20.99% | 1.9% for 12 months | $50 (for first year thereafter $99) | 20.99% | |
Westpac 55 Day Credit Card | No annul fee for the first year with a low rate on balance transfers and purchases | 0% for 5 months (reverts to 19.59% ) | 3.99% for 6 months | $0 annual fee for the first year ($30 thereafter) | 21.49% | |
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