No Annual Fee Credit Cards
Annual Fee’s are a very unattractive feature of credit cards - especially if you’re not a very frequent user. There are currently three no annual fee credit cards on offer to Australians - the St.George No Annual Fee Card, and the Commonwealth Bank No Annual Fee Credit Card.
Sometimes we end up paying for things we don’t need, such as rewards programs. If you want to keep costs down, consider a credit card with no annual fee.
The Bank of South Australia card is simply St.George in South Australia under a different name.
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Comparison of Australian No Annual Fee Credit Cards
| Credit Card |
Card Details |
Interest Rate |
Balance Transfer Rate |
Annual fee |
Interest free days |
|
|
Free additional cardholder, Secure online shopping guarantee. | 18.24% | 5.99% for 5 months | $0 | 0 | |
|
Instant discounts and added extras with St.George Instant Benefits. | 18.75% | Not Available | $0 | 0 |
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The Commonwealth Bank No Fee credit card is ideal for occasional purchases or a handy source of credit in case of emergencies. Enjoy the security of emergency cash on demand with no annual fee to pay.
Important: When you’re at the application page and choosing which card you’re after, the no annual fee is not present. Click on Standard Mastercard or Standard Visa and the No Annual Fee will appear as an availability.
- $0 Annual fee
- Balance transfer rate 5.99% p.a. for five months
- Interest rate 18.24% p.a. on purchases
- Global access - over 24 million locations
- Issued with chip for extra security
- Online security guarantee
- Free additional cardholder
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The St George No Annual Fee Credit Card - own a credit card with all the benefits you would expect from St George, with the added comfort of No annual fee’s.
- No annual fee
- 18.75% p.a. on purchases and St George cash advances
- Up to 3 additional cards for friends or family
- Linked access to your other St George accounts for the ease of one card banking
- Instant discounts and added extras with St George Instant Benefits.
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Have the security of credit when you need it without an annual fee. Welcome in the Bank of South Australia No Annual Fee Credit Card.
- $0 annual fee.
- 18.75% p.a. on purchases and cash advances.
- Up to 3 additional cards for friends or family.
- Linked access to your other Bank of South Australia. accounts for the ease of one card banking
- Instant discounts and added extras with Bank of South Australia Instant Benefits.
Click here for the official BankSA No Annual Fee card offer.
Comparison of Top 9 Credit Card Offers
| Credit Card | Card Details | Purchase Rate | Cash Advance Rate | Balance Transfer Rate | Annual fee | Interest free days | |
|
11.89% p.a. on purchases. Winner of Money Magazine’s Award for Cheapest Credit Card. | 11.89%
 |
20.49% | 0% for 6 months | $45 | 55 | |
|
0% p.a. balance transfer for 6 months. | 11.99% | 15.99% | 0% for 6 months | $49 | 55 | |
|
11.99% p.a. on purchases. | 11.99% | 20.74% | 0% p.a. for 6 months | $65 | 55 | |
|
0% p.a. balance transfer for 6 months. | 12.99% | 18.24% | 0% for 6 months | $58 | 55 | |
|
0% p.a. balance transfer for 6 months. | 12.99% | 12.99% | 0% for 6 months | $59 | 55 | |
|
5.99% p.a. balance transfer for 5 months. | 13.24% | 13.24% | 5.99% for 5 months | $48 | 55 | |
|
1 Reward Point for every $1 you repay to your balance. | 13.99% | 20.99% | 0% for 6 months | $57 | 55 | |
|
5% off your petrol and and everything else you buy at BP. 1% off everything else you buy anywhere. | 19.89% | 19.89% | 2.90% for 12 months | $79 | 55 | |
|
0% p.a. balance transfer for 6 months. Every dollar spent contributes to reforestation, renewable energy, and other environmental initiatives. | 18.49% | 19.99% | 0% p.a. for 6 months | $49 | 55 |
