No Annual Fee Frequent Flyer Credit Cards

No Annual Fee Frequent Flyer Credit Cards

Save by not paying an annual card fee while still having the benefit of earning FF reward points while making daily purchases. Earn 1 Qantas Frequent Flyer (QFF) point on the Qantas Discovery credit card. Enjoy a 0% interest free shopping experience of up to 44 days when settling the balance on your credit card each month. By accumulating unlimited FF points, cardholders can save up and redeem them on long haul flights etc.

No Annual Fee Frequent Flyer Credit Card Offer

The Qantas American Express Discovery Card is a credit card that allows you to earn Qantas Frequent Flyer points with a $0 Annual Fee. Your love of travel can be indulged in full as you get a range of fabulous support features and benefits.

• $0 p.a. annual fee
• 20.74% p.a. on purchases
• 44 days interest free
• Minimum Income Requirement of $35,000 p.a.

Read the American Express Qantas Discovery Card terms and conditions.

Compare No Annual Fee Frequent Flyer Credit Cards

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			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	American Express Qantas Discovery Card	Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer.	20.74% p.a.		$0 p.a.

Key Features of the Qantas Discovery Credit Card

The Qantas Discovery credit card has the following features:

• $0 annual card fee
• 1 Qantas Frequent flyer point for each $1 spent
• 7,500 QFF bonus points

This is made up as follows:

• 2500 points for purchases made within 3 months from signup
• 5000 points for purchases of $300 or more within first 3 months from signup
• 2500 points for selected services or purchases made from Qantas
• Up to 44 days interest free charges on purchases
• Balance transfer – not applicable
• 20.74% p.a. purchase interest rate
• 24/7 access to Customer Care Services
• SMS/Email Notification on account activity
• Amex Insurance protection against:
• Broken or stolen goods (within 90 days since purchase)
• Refusal to refund
• Zero travel insurance
• Zero flight inconvenience insurance
• Security features:
• Internet fraud loss protection
• Emergency cash advance and card replacement

The American Express Qantas Discovery Card allows individuals to earn unlimited frequent flyer miles as long as the card remains current and will therefore never expire, especially when compared to other FF credit cards. It is therefore ideal if you want to save up miles and redeem FF points for long haul flights. The card, however, does not come with any insurance.

Bonus Features

American Express Qantas Discovery Card provides the most value to card holders as cardholders requires fewer points to fly when compared to any other program in Australia.

Cardholders can also redeem accumulated points at a very large selection of service providers and retailers.

Eligibility Criteria

Individuals will need to be 18 years or older, be Australian residents, earn an annual income of at least $35,000 and have a good credit rating to qualify for the Qantas Discovery Credit Card. Self-employed individuals should be able to provide 12 months bank and business statements.

Final Word

The No Annual Fee card fee feature is indeed a lucrative attraction for individuals wanting to earn FF points without having to pay a fortune for it. This is especially true when comparing similar FF credit cards which usually have a $100 to $200 applicable annual card charge. The mentioned Qantas Discovery credit cards also allows for the accumulation of unlimited frequent flyer points which do not expire if the card is kept up to date and active.

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Frequent Flyer Rewards Deals

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			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	Virgin Australia Velocity Flyer Card - Balance Transfer Offer	A low balance transfer offer with a low annual fee.	20.99% p.a.	0% p.a. for 8 months	$64 p.a. annual fee for the first year ($129 p.a. thereafter)	20.99% p.a.
	HSBC Platinum Qantas Credit Card	Receive 20000 Bonus Qantas Frequent Flyer points plus a balance transfer offer.	19.99% p.a.	0% p.a. for 6 months	$199 p.a.	21.99% p.a.
	American Express Qantas Discovery Card	A no annual fee frequent flyer credit card from American Express. Earn 1.00 Qantas Frequent Flyer point per $1 spend.	20.74% p.a.		$0 p.a.

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Credit Cards Comparison

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			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	ANZ Low Rate	A low rate on purchases, balance transfer and a low annual fee.	13.14% p.a.	0% p.a. for 9 months	$58 p.a.	21.49% p.a.
	HSBC Credit Card	No annual fee for the life of the credit card. Plus a low balance transfer offer.	17.99% p.a.	0% p.a. for 6 months	$0 p.a.	21.99% p.a.
	Bankwest Zero Platinum MasterCard	Exclusive Offer to Credit Card Finder. No annual fee credit card with platinum benefits.	17.99% p.a.	0% p.a. for 9 months	$0 p.a.	21.99% p.a.
	Commonwealth Bank Low Rate Credit Card	A low interest rate offer on purchases and balance transfers.	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months	$78 p.a. ($48 for qualifying customers)	21.24% p.a.
	ANZ Platinum Credit Card	No annual fee for the first year and a balance transfer offer.	19.39% p.a.	0% p.a. for 9 months	$0 p.a. annual fee for the first year ($87 p.a. thereafter)	20.99% p.a.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.