No Fee Balance Transfer Credit Cards – Compare No Fee Balance Transfers & Apply Online

Compare balance transfer offers with no hidden fees or charges and save money by paying less interest today.

This guide looks in to balance transfer credit cards that don’t charge a fee for you to transfer your existing credit card balances. These are highly attractive balance transfer offers, particularly if the balance transfer rate is 0% as this will mean you pay no fees or interest when transferring your balance. When transferring large debts a 1-2% balance transfer fee can become an expensive charge, further increasing your debt balance. Compare the credit card offers below and transfer your debt without extra fees or charges.

Comparison of Credit Cards with No Balance Transfer Fee

Rates last updated September 26th, 2016
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Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
0% p.a. for 18 months 20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
0% p.a. for 15 months 19.99% p.a. $149 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 12 months on balance transfers and 0% p.a. for the first 3 months on purchases.
0% p.a. for 12 months 0% p.a. for 3 months (reverts to 19.74% p.a.) $30 p.a. Go to site More info
Westpac Low Rate Card
A no frills credit card with an introductory rate of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.49% p.a.) $59 p.a. Go to site More info
Westpac 55 Day Platinum Credit Card
Enjoy platinum benefits offering complimentary insurances, 24/7 concierge, balance transfer offer of 0% p.a. for 16 months, purchase rate offer of 1% p.a. for 12 months with $0 annual fee for the first year if applied by 11 October 2016.
0% p.a. for 16 months 1% p.a. for 12 months (reverts to 19.84% p.a.) $0 p.a. annual fee for the first year ($90 p.a. thereafter) Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 20 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
0% p.a. for 20 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
Citi Clear Platinum Card
A low rate platinum credit card with a low interest rate on purchases and balance transfers.
0% p.a. for 9 months 0% p.a. for 9 months (reverts to 14.99% p.a.) $99 p.a. Go to site More info
BankSA Vertigo Platinum
Enjoy 0% balance transfer rate for 20 months and 1% purchase rate for 12 months if you apply and are approved by 29 September 2016.
0% p.a. for 20 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
Emirates Citi World MasterCard
Enjoy up to 10% off Emirates flights on your first spend when you book before 31 December 2016. Also pay a reduced annual fee for the first year.
0% p.a. for 9 months 20.99% p.a. $149 p.a. annual fee for the first year ($299 p.a. thereafter) Go to site More info
BankSA Vertigo Visa
A low interest rate card with a low annual fee, a long term balance transfer offer and an introductory offer of 1% p.a. for 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 20 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
0% p.a. for 20 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
St.George Amplify Platinum
This card features a balance transfer rate of 12% p.a. for 18 months, 1% p.a. for 12 months on purchases and an annual fee waiver for the first year.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 19.49% p.a.) $0 p.a. annual fee for the first year ($99 p.a. thereafter) Go to site More info
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
Receive 30,000 bonus Velocity Points and earn 1 Velocity Points per $1 spent. Receive an exclusive $129 Virgin Australia Gift Voucher and two complimentary Single Entry Virgin Australia domestic Lounge passes each year.
0% p.a. for 6 months 20.74% p.a. $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info

How Do No Fee Balance Transfer Credit Cards Work?

Before you apply for a no fee balance transfer credit card, you should take some time to arm yourself with a little knowledge about how they work. This can help you avoid any potential pitfalls and make it easier to take full advantage of them.

What You Should Know About No Fee Balance Transfer Credit Cards

If you’ve been struggling to repay your outstanding credit card balance, you may be able to benefit from applying for a no fee balance transfer credit card. The amount of interest you’re paying on your current account is likely to be higher than what you’d pay if you transferred your balance to a card offering very low or no interest deals. Even though the banks might be offering 0% interest rates for limited amounts of time on your outstanding balances, they still wanted to make profits. This saw the introduction of balance transfer handling fees come in, which had the capacity to increase the amount you owed by that little bit more. The benefit of a no fee balance transfer card is that you can shop around to find lenders who won’t charge you a handling fee, which helps you to reduce your debt a little quicker.

Frequently Asked Questions with Balance Transfers

What Is a Balance Transfer Handling Fee?

If you’ve found a great balance transfer deal you’re thinking of accepting, take some time to check whether a balance transfer handling fee is being charged as part of the deal. Essentially, this is a fee charged for the administration process of transferring your balance from your old credit card over to your new credit card.

How Much Is the Balance Transfer Handling Fee?

For most lenders, the amount charged on a balance transfer handling fee is generally set at a percentage of the amount of your balance being transferred to your new card.In most cases, this is around 3%. This means if you were transferring an amount of $2,500 over to your new card, you’d pay a $75 fee, which would be added over your existing balance. Some lenders do cap their fees at a specified limit. This is usually written in the fine print as ’3% to a maximum of $100′. This means if you were transferring $5,000, at a 3% fee, you would technically pay $150, but the fee capping means you’ll only pay $100. You could potentially save a little money on the fees being charged if you were transferring large balances. Unfortunately the lenders who tend to offer capped fees like this don’t always offer the most competitive 0% deals available, so the savings you think you’re making could be less than you thought.

What's the Difference With No Fee Balance Transfer Credit Cards?

A no fee balance transfer credit card will allow you to transfer your outstanding balances on other credit cards over to your new low rate card without charging a transfer handling fee. You’ll be able to benefit from the interest savings offered by transferring your balances over to the new card and you won’t be incurring any fees to set up your new account. Unfortunately, balance transfer handling fees were introduced to help offset any losses made by the banks for offering 0% interest rates. You should find that those accounts offering 0% interest rates will have a fee, while those offering slightly different terms and conditions may be offered as no fee balance transfer cards. For example, you might find a credit card provider offering to charge your account 3.25% interest rate on the balance amount you’ve transferred for the life of the balance and they’ll waive the balance transfer handling fee for you.

Which is Better? No Fee Balance Transfer or 0% Balance Transfer?

Most people instantly assume that a lower interest rate must be a better deal and they tend not to look too much further into it before applying. Unfortunately, there are situations where specific financial products could suit one person and be completely wrong for another.

When a 0% Balance Transfer Card is Better

The lenders offering the 0% balance transfer credit cards usually only offer this rate for a very short promotional period – usually around 6 months. If you know you can repay your entire balance in this amount of time, you might benefit from the much lower interest rate. This is ideal for people with relatively low balances. Your handling fee will be very low and you’ll have no interest accumulating during the introductory period. However, if you still have a balance outstanding at the end of the promotional period, or if you’ve paid for purchases using your card during this time, you may be better off choosing a different account.

When a No Fee Balance Transfer is Better

If you have a larger balance to transfer and you think it will take you a much longer time to repay your balance than just 6 months, you might want to consider the benefits of a life of balance transfer credit card’. With a larger balance, having the transfer handling fee waived can be a cost saving by itself. Although the interest rate you’ll be paying on your balance transfer card might look a little bit higher, at least you know it won’t expire, leaving you to pay a much higher rate on the remaining amount owing. You’ll be able to benefit from the same low rate for as long as it takes to reduce your credit card debt. In the long run, this can save you a significant amount of money in interest charges.

What To Look For When choosing a No Fee Balance Transfer Credit Card

Before you submit your application for any kind of credit card, take a little time to compare the options available. Ideally, you should be aware of exactly how long the promotional interest rate will last. If you’re looking at 0% credit cards, be realistic about how long you will take to repay your balance entirely. If it’s going to take you longer than the promotional period available, look at a different offer. You should also make sure you check how much you’ll pay in handling fees or whether the deal you’re considering is a no fee option. Another fee worth checking is the annual fee that may be charged for using the card. Some lenders might seem generous with their low rate offers, but they may add a high annual fee to recoup some of their profits from you. You should also consider very carefully whether you’ll want to use your card for any other purposes. For example, once your balance has been transferred to your new low rate card, you might be tempted to pay for purchases, believing they’ll be charged at the same low rate. The purchase interest rate is often higher than balance transfer rates. If you intend to pay for purchases or access cash, it’s wise to shop around for a credit card charging low rates on purchases instead and use that to pay for the things you need. Avoid using your balance transfer card for anything other than what it was intended for. If you keep these tips in mind, you’ll be one step closer to taking control of your financial situation and getting rid of that credit card debt once and for all.

How to Compare No Fee Balance Transfer Credit Cards

The idea behind no fee balance transfer credit cards is simple: you’re able to transfer an outstanding credit card balance over to a new card with a low promotional rate without paying a transfer handling fee. So how do you choose the right one for you?

Things To Look For When Choosing a No Fee Balance Transfer Card

As banks begin to realise that charging customers a low interest rate means they earn less profit, more and more lenders have begun charging transfer handling fees for shifting your balances from one card to another. While there are still some no fee balance transfer offers available, it’s important you understand which will be the right type of card for you before you apply.

How Much is a Balance Transfer Fee?

You will need to ask the credit card issuer how much they will charge you for transfer handling fees, but in most cases they can be as high as 3% of the balance amount you want to transfer over. If you have a $5,000 credit card debt outstanding, this means you could be charged $150 in fees that will be added on top of your balance amount. It will take you that little bit longer to repay your total debt just because of fees. It is possible to shop around to find lenders that offer a cap on the amount of fees they can charge you on a balance transfer fee. Some advertise that they charge a percentage of the balance amount up to a maximum of $50. If you’re transferring more than $2,500, this can represent a saving on the amount of fees you’d normally pay. In most cases, you may have to accept a trade-off between a longer term low rate with no handling fees or a short term low rate that comes with a fee. The key to choosing the right one is to understand how they’ll affect your own financial situation.

If You Have a Low Balance to Transfer...

For those customers with only a relatively low balance to transfer over that should only take 6 months to repay in full, you could potentially save money by searching for a 0% balance transfer offer for 6 months. While you probably won’t find a no fee balance transfer offer with rates this low, it could be worth paying the relatively low fee just for the benefit of paying no interest while you clear your credit card debt once and for all. For example, if you only owe $1500 on your credit card balance and you’re currently paying a high interest rate on your debt, you could find that paying a low fee for transferring the balance might be worth the benefit of paying 0% interest. Just be sure you calculate how much you need to pay each month in order to repay your outstanding amount in full before the promotional rate expires and a much higher rate commences. Shop around and compare the various offers available. It sounds surprising, but you might just find you save more money by opting for a 1.5% interest rate with no balance transfer fee instead of applying for a 0% interest rate that carries a high handling fee. The key is knowing how much you’ll pay and how much you’ll save based on your own personal balances.

If You have a High Balance to Transfer...

However if you have a much higher balance to transfer over, you might find it far better for you financially to opt for an offer that charges a low rate of interest for the life of the balance outstanding. These types of deals are where you’re more likely to find the no fee balance transfer offers. Even though the interest rate you pay will be higher than the ultra low 0% offers, they last for however long it takes you to repay the entire balance. This means you have a far greater time to benefit from them. You’ll also still be paying much less in interest charges than you were with your old card, so you’re still way in front. In this type of example, you’re benefiting from a no fee balance transfer deal in the long term. You won’t have to worry about high interest rates being charged on your balance and you know you didn’t have to pay a fee that could have potentially increased your debt levels. Once again, take the time to shop around for the most competitive rate available for the life of the balance and check that you won’t incur any handling fees.

When Balance Transfer Cards Go Wrong

Not everyone who applies for a no fee balance transfer card will benefit. It’s important to understand how they work and what could affect your account negatively. If you’ve chosen to apply for a no fee balance transfer card that offers you a great low rate for however long it takes you to repay your balance, it’s vitally important you don’t use your card for anything else. Don’t be tempted to use it to pay for purchases and never use it to withdraw cash from an ATM. These types of transactions are charged very differently, usually at much higher interest rates. You could be losing all the benefits you thought you were getting from your balance transfer offer by doing this. Banks allocate your payments according to paying the lowest interest rate off first. This means if you’ve made a purchase on your credit card, that amount won’t get paid off until after you’ve paid off the entire amount of your balance transfer amount first. You’ll be charged a high rate of interest on that money, which defeats the purpose of transferring your balance at all. You should also be absolutely certain you make your payments on time. Lenders charging low rates may decide to immediately raise your rates back to normal levels and cancel your promotional interest rate if you miss payments at any time. Before you apply for a no fee balance transfer credit card, always take time to compare the various offers available. Sometimes the deal to suit you isn’t the one you thought it was going to be.

What to Look For in a No Fee Balance Transfer Offer

If you’re searching for no fee balance transfer offers, chances are you’ve already encountered a lender charging a steep fee to transfer your existing balances over to a card charging a much lower interest rate. While the days of completely fee-free 0% balance transfer offers are over, it is still possible to find a good deal without having to pay any transfer handling fees. The key is to know which cards will suit your own personal financial situation and which ones might do more harm than good.

What Is Your Financial Goal?

Knowing your own personal financial goals will go a long way to helping you choose the right no fee balance transfer card to suit your purposes. If you’re determined to only pay 0% on your outstanding credit card debt, you may have to face the real possibility of paying a transfer handling fee when your balance is transferred over. You will also need to be realistic about how long your 0% interest rate will last. If you can’t repay the entire balance before the promotional period expires, you will have two choices to make. You could let the 0% rate expire and be replaced with the much higher standard interest rate or you could apply for a new 0% balance transfer deal with a different lender and begin the process again. However, if your goal is simply to reduce your interest charges and work towards a sensible debt reduction plan, you could find that a long term no fee balance transfer deal is perfect for you.

Are You Willing to Hop Between Lenders?

If you’re willing to put in the effort involved in hopping between various 0% balance transfer offers as soon as they expire, you might find you run into a few problems. Initially, it might sound like a great idea. You just wait for the first 0% offer to expire and then go apply with another lender for another similar offer to transfer any remaining balance over. Unfortunately, most people don’t keep track of when the promotional period is going to expire, so they end up paying high interest on at least some of their remaining balance amount. By the time you do transfer that balance over to the next card, you may end up paying a handling fee as well. Add this to the higher interest being charged until you set up the next account and you may not be as well off as you thought. You may also find that your credit score might not be as healthy as you first thought and you may end up unable to apply for further low rate deals. This is especially true if you’ve made multiple applications within the first 12 months. Banks are wary of this when they view your credit report.

No Fee Balance Transfer Deals

These days, the majority of no fee balance transfer credit cards being offered are those offering a ‘low rate for life’ deal. In most cases, you’ll be paying a slightly higher rate of interest on your balance – anywhere between 3% and 6% – but this is still significantly lower than the standard rates you would have paid on other types of credit card balances. With a ‘life of the balance’ credit card deal, you’re able to retain the lower rate for however long it takes you to repay the transferred balance amount in full. These are the types of deals more likely not to charge you a high transfer handling fee.

Will You Be Charged an Annual Fee?

Banks and lenders are in business to make money. If they don’t charge you any transfer handling fees and they’re only charging a low rate of interest, chances are they may try to still grab some profit by charging an annual fee on your card. Always remember to ask about any other account fees, annual fees or admin fees that could be charged to your account just for having your card. While you are paying a promotional interest rate on your balance transfer amount, you are required to make at least the minimum payment due each month, on time. In most cases, this will be around 3% of the balance owing, although you should always try to pay more than this to help clear your balance more quickly. Don’t make the mistake of thinking you paid double one month, so you should be able to get out of paying anything this month. It simply doesn’t work that way. You will still need to meet your minimum payment obligation every month.
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Tips For Comparing & Choosing A No Fee Balance Transfer Credit Card

A no fee balance transfer credit card may be just what you need to get your debt under control. Find out how to compare these cards so that you get the one that can help you handle your debt the fastest. A no fee balance transfer card is perfect for someone that is looking for a new card to transfer their balance to from their current card and do not have to pay a fee for doing so. The fee for doing a balance transfers is usually about 2% of the actual balance, but many have a capped limit, which is good. The advantage of a balance transfer cards that have a fee is you will have a wider selection to choose from. This can make a difference if you are looking for other features on the card and are planning to keep the card for a long time after your balance transfer has been paid off.

How to find the right no fee balance transfer credit cards

Look for the lowest rate

When you are comparing balance transfer credit cards you should look for the one with the lowest rate of interest. Some cards may offer a 0% rate for up to six months, while others offer a low interest rate for a longer period of time. If you feel that you can pay off your balance within the introductory time period then a 0% balance transfer card would be right for you. It is a good idea to check your budget and see if you can pay it off within the specified time, because if you don’t the interest rate will revert back to the standard rate. Some cards offer a fixed interest rate for the life of the balance transfer, which gives you all the time you need to pay off your debt. This is the solution for people that have a very high debt and need an extended time period to get it handled. You should also find out what the standard rate of interest is for purchases. Once you pay off your balance transfer you are still going to have this credit card to use when you are shopping. Even though your main concern is getting a balance transfer card right now, think about the future and compare the interest rates between cards for purchases.

How to make the most of a balance transfer card

There are a few things you should keep in mind when you are choosing a balance transfer credit card. One of them is finding out how long you have to make the transfer. If you don’t transfer the funds in time you will automatically lose the introductory rate and have to start paying the standard interest rate. This could leave you in a worse position than the one you are currently in. Making the transfer as fast as possible will give you that many more days to pay off your debt when you have signed up for a card with an introductory rate. You should start making the transfer as soon as you find out that you have been approved for the card. Some banks even have an area on the application form you can fill in to get the balance transfer started right away if you have been approved.

Interest rates

It is critical that you examine the interest rate for both balance transfers and purchases when you are looking at cards that have a promotional offer. If the offer does not include a lower rate for purchases made on the card, you will be in trouble if you start spending with it. Every time you make a repayment on the card all the money will be put towards the balance on your transfer and none of the money will go towards your purchase balance. The reasoning behind this is the balance with the lowest interest rate is always paid off first. This means that your purchase balance will be on hold and will continue to accrue interest until the entire balance transfer has been paid off. This can be a very unfortunate situation, and it is one that many Australians find themselves in because they didn’t take the time to learn about the different types of balances and how they get paid off.

No fee balance transfer

These cards can save you a lot of money if you have a high debt you need to transfer. While 2% doesn’t seem like a lot of money, it is enough to make a difference if you’re not a high-income earner.

Comparing no fee cards

If you find 2 balance transfer cards that have similar features to one another but one does not require a fee, then your obvious choice is to choose the one with no annual fee. If, however, you see a card loaded with features that you really want and feel you would use, then the 2% balance transfer fee may be worth paying. That will be a personal choice, and you may have to crunch the numbers and see if you will be further ahead paying the balance transfer fee and getting the benefits you want, or getting a no fee balance transfer card and not getting the extra features.No fee balance transfer cards are becoming increasingly popular in Australia. It is another choice for people that want to own a credit card and it is nice to know that you have more choices when it comes to balance transfer credit cards.
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How to Use a No Fee Balance Transfer Credit Card

A no fee balance transfer credit card can be a great way to regain control of your finances and begin repaying your credit card debt once and for all. You’ll be saving money on transfer fees and paying far less interest on your debts.

Using a No Fee Balance Transfer Card Wisely

If you’re considering applying for a no fee balance transfer credit card, you’re obviously interested in saving money and reducing your credit card debt. The key to benefiting from financial products like these is to understand how they work and how they can affect you. The object of a regular balance transfer card is to offer customers a chance to transfer their outstanding credit card balances over to a card with a much lower interest rate. This is designed to give you an opportunity to reduce your debt levels more quickly. Unfortunately, banks and lending institutions can sometimes increase your costs by charging balance transfer fees on the amounts you transfer in to your new card. With so much competition between banks for customer’s business, it’s possible to shop around to find a no fee balance transfer card to help keep your costs as low as possible.

Making the Most of Your No Fee Balance Transfer Card

Get the most out of your No Fee Balance Transfer card by working out a quick budget. It’s important to figure out exactly how much you’re paying on your current credit card payments. This is the amount you should ideally aim at paying off your new card each month. When you consider the amount of interest you were being charged on your old card, the repayments you were making weren’t reducing your balance very much at all. However, with your new lower rate on your balance transfer card, this amount of money each month can really reduce your debt levels quickly. By being disciplined enough to put your interest savings toward your debt reduction plans, you can really get ahead quickly. Unfortunately where many people go wrong is to reduce the minimum payment amount they make each month and enjoy the cash savings now. While you might find the extra cash flow a bit of a relief, it won’t help you reduce your credit card debt.

Paying for Purchases on Your No Fee Balance Transfer Card

If you think you might need to pay for purchases using your new card, you should take the time to check whether your account is suitable for purchases. In most cases, the really low interest rates offered on no fee balance transfer cards are introductory rates. This means they’re likely to extend for a short period of time before it reverts to the regular interest rate. Unfortunately, many banks have a way of allocating payments that could mean you end up paying more interest than you thought. Here’s how it works: if you’ve transferred a balance over to your new card from another account and you’re benefiting from the low interest rate, then every payment you make on that card will come off the amount you owe. Yet, if you make a purchase on your new card while you still have a transferred balance outstanding, your payments will still be going towards repaying the amount you brought over from your old account. This means the amount of money you spent on your purchase will be attracting interest at the much higher purchase interest rate. Your repayments won’t be going towards this amount until the original balance transfer amount is paid off. To avoid this happening, you should always check whether your card offers the same promotional rate and period for purchases as well as balance transfers. If it doesn’t, then it might be wise to use a completely different card to pay for purchases.

Avoid Cash Transactions

If you’re short of cash, don’t give into the temptation to withdraw cash from your credit card. This kind of transaction is flagged as a cash advance and will be subject to much higher interest rates and handling fees. The amount of money you withdraw will also be subjected to the repayment allocations. Once again, the amount of money you pay each month will be put towards your balance transfer amount first. When that’s cleared, your payments will go towards any purchases you made and then finally towards your cash advance amounts. This can become a very expensive exercise. Keep in mind that other types of cash transactions may also attract higher handling fees. These can include buying foreign currency or traveller’s cheques, gambling transactions and withdrawing cash from an ATM.
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Credit Cards Comparison

Rates last updated September 26th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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