Compare Platinum MasterCard Credit Cards & Apply Online

Platinum MasterCards offer a much higher level of service and support than standard credit cards, and the MasterCard brand is the most widely accepted around the world, but many people think that platinum cards are exclusive, expensive and difficult to obtain.

This is no longer the case and with better benefits, insurance deals and features than many regular cards a platinum card should definitely be considered by anyone who wants to get more from their credit card scheme.

Bankwest Zero Platinum MasterCard

The Bankwest Zero Platinum offers one of the best value Platinum MasterCard offers. Awarded the Best Transactor Credit Card for 2010, the Bankwest Zero Platinum offers a $0 annual fee for life, and a balance transfer offer if you are looking to switch credit cards.

• $0 annual fee
• 1% p.a. for 6 months (reverts to 17.99% p.a.) on purchases
• 4.99% p.a. for 12 months on balance transfers
• Cash Advance Rate of 18.99% p.a.
• 55 days interest free
• Minimum Income Requirement of $15,000 p.a.

Read the Bankwest Zero Platinum MasterCard terms and conditions.

We focus on four of the top cards below to give you some idea of what is on offer and to help you make the right choice when looking for a platinum MasterCard.

Some of the best credit cards at platinum level

Citibank offers the Citibank Emirates Card in association with Emirates Airlines. In addition to all the usual features you would expect with a platinum credit card, extra benefits with this card are as follows:

• A choice of either a chauffeur driven luxury ride to and from the airport or a complimentary pass to an Emirates lounge at an Australian airport any time you fly with Emirates Airlines.
• 24/7 personal concierge service
• All Citi World privileges
• Complimentary international travel insurance, purchase protection and extended warranty cover
• Complimentary access to the amazing Marhaba airport lounge in Dubai.

Westpac offers the Westpac Earth Platinum Card. This links an American Express card to the same account as the MasterCard giving a larger combined credit limit, two card flexibility with only one account to focus on. Additional benefits are many:

• Unlimited Qantas Frequent Flyer Points can be earned with points awarded for every dollar spent on the card. Bonus points are awarded for using the card with certain specified partners.
• Earth Platinum concierge service
• Purchase security insurance cover, overseas travel insurance and extended warranty cover.
• American Express Selects and MasterCard Applause scheme benefits

Commonwealth Bank also offers a dual MasterCard and American Express facility with its Platinum MasterCard. The card is linked to Commonwealth Bank’s excellent ‘Awards’ credit card rewards point scheme which gives a large selection of superb rewards for points earned. There is also:

• CBA 24/7 Concierge service
• A large range of complimentary insurance products

The Bankwest contender is The Zero Platinum MasterCard. This one is unique as it offers all the usual platinum card benefits with focus on charging no annual fee. There is an exceptionally good balance transfer rate.

Additional benefits are:

• Up to three additional cardholders at no extra cost, who can all use the 24/7 concierge service
• Complimentary travel, airline and purchase insurance
• Extended 12 month warranty cover

All four cards have particular points in their favour, but all are accessible to almost anyone, and the fees of the three that charge one are low in comparison to what benefits you receive.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%