Prepaid Credit Cards from Australia Post

Pre-Paid Credit Cards offered by Australia Post

Having a conventional credit card has it’s advantages, but staying in control of the amount of debt you incur can often be tricky. Now there is a great solution available, which allows you to have all the benefits of a credit card, without having to worry about all the normal baggage that comes with them.

Have you considered a Debit Card? Check out these offers

• ANZ Access Advantage with a Visa Debit Card
• St. George Visa Debit Card
• NAB Classic Banking Visa Debit Card

Introducing prepaid credit cards!

These clever innovations allow you to use them as you would a normal credit card, for example making retail purchases, or booking concert tickets online. The difference is that you top-up the card with whatever you can afford, and it will only allow you to spend what is actually available on the card.

It means the end of having to worry about running up high debts you have no chance of paying, or getting caught out by charges when you accidentally go over your limit. The great thing is, with prepaid credit cards, you are able to do everything you normally would with a normal credit card.

Nowadays most people do their shopping online, which of course without access to a credit card you could not do. Not only that but by using prepaid credit cards to make these online purchases, you do not have to worry about your bank details ending up in the wrong hands. They also provide a very useful way of parents being able to teach their offspring about being responsible with money, without the fear of a massive bill dropping through the mailbox!

Getting hold of one of these prepaid credit cards is made very simple too. All you have to do is to go into any participating Australia Post outlet, buy a starter pack, and once you have followed the steps to activate your card, you could be ready to spend within 24 hours!

Then when you want to top up your card all you need to do is buy a reload card from Australia Post. These are available in the sums of $50, $100, $250, or $500 making keeping track of your spending couldn’t be easier.

With spiraling costs, having one of these cards makes so much sense. It takes away all the worry of debt, rising interest rates, and takes away the temptation to overspend. You can never go over you limit as once the money has gone, you cannot spend any more until you reload.

It really is a great way to keep your debts down, whilst still having the freedom to do all those things you couldn’t do without a credit card in your wallet.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%