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Qantas American Express Discovery Card – Discover the World in Style

Posted December 2nd, 2010 and last modified January 8th, 2012

The Qantas American Express Discovery Card is a credit card that lets the heart of frequent travellers beat faster. Your love of travel can be indulged in full as you get a range of fabulous support, features and benefits. Whether you are n the ground, waiting to board a plane, or high up in the skies, cardholders of this prestige card will receive unrivalled support 24/7.

What’s In It for You?

Actually, a lot! If you take a look at the following features of the Qantas Amex Discovery credit card you’ll see what I mean.

Free Frequent Flyer Points for Fast-Acting Applicants

Earn 10,000 bonus frequent flyer points. However, this freebie does have some conditions that apply. Please read them carefully to understand how it works. Terms are explained in the next chapter.

Interest Rates, Fees & Charges

Interest Rate on Purchases 20.74% p.a.
Annual Fee $0
Interest Free Period up to 44 days
Cash Advance Rate 20.74% p.a.
Card Type Platinum
Minimum Income Requirement $35,000 p.a.
Credit Card Type American Express
Rewards Program Yes

Terms for Free Points

The following explains how the free points will be applied to your account:

  • Receive the first 2,500 points when you first use your new card for purchases within the first three months of becoming a member
  • Get the next 5,000 extra points when you spend $300 on purchases within the first three months of becoming a member
  • Finally, the last 2,500 points will be credited to your account when you use your card to buy selected Qantas services and products

No Card Fee Ever

A prestige credit card like the Qantas American Express Discovery Card without a costly annual card fee is actually a rarity. I personally don’t know many cards that offer the same perks for no card fee. This deal alone will likely save you a couple of hundred dollars each year.

Equal Points for Spending

For every dollar you spend with your new card you earn 1 Qantas Frequent Flyer point. There is no limit to the amount of points you can earn. Use your card for everything you buy and your points will keep growing without effort. Perhaps you’ll make enough to have a yearly trip to some fancy tropic getaway?

How Far Can You Fly With Your New Qantas Amex Discovery Credit Card

With Qantas’ 27 partner airlines you can select your destinations depending on the points you rack up with your card. You will be the master of your own destinations, especially if you use your card for everyday shopping to increase your points earning.

The key here is to shop only with your card and pay it off every month in full. That way you have a free credit card that earns you a nice amount of free points.

To give you an idea as to how far you can fly with your points, check out the following examples:

  • Brisbane to Melbourne – 12,000 points will get you there, plus $11.69 in fees and taxes or 3,000 points extra
  • Darwin to Brisbane – 18,000 points to escape the sweltering summer heat plus $23.02 for fees and taxes or 3,000 points extra
  • Perth to Adelaide – 18,000 points plus $18.85 in fees and taxes or 3,000 extra points
  • Melbourne to Sydney – 8,000 points plus $10.82 for fees and taxes or 3,000 points extra
  • Sydney to Hobart – 12,000 points and $11.69 in fees and taxes or 3,000 extra points
  • Sydney to Los Angeles – 48,000 points plus $192.48 in fees and taxes

The 44 Day Interest Free Offer Saves You Interest

With 44 days of interest-free shopping you can maximize your card’s potential manifold. As long as you pay off the account in full every month you will be laughing – while enjoying ultimate travel freedom with your Qantas American Express Discovery credit card.

The interest rate is standard, not too high, not low either. Just what you expect with a card of this magnitude.

What Are Your Benefits With This Amex Card?

A range of powerful benefits will see that you are enjoying the best you can with this card:

  • Your points will automatically transferred to your Qantas Frequent Flyer account.
  • Regardless where in the world you are, the Global Customer Service will take care of your needs 24/7
  • You are protected while shopping with Amex’s Refund Protection service. You will be credited for any refused refund within 90 days of purchasing an item
  • The American Express Online Fraud Protection Guarantee will protect you against unauthorised purchase made with your card. This will let you shop online in confidence, without having to worry about theft
  • Thanks to global coverage you receive a replacement card in emergencies within a short timeframe
  • The Amex Express® Purchase Protection will replace or repair shoddy items if they are accidentally broken or even stolen within 90 days of purchase
  • Free email or SMS alerts will keep you in tune about your account – everywhere you have reception and access to a computer and the Net

Who Is Eligible?

Are you wondering if you are eligible? Check out the following criteria to find out:

Apply online for the Qantas American Express Discovery Card and get the following information handy:

  1. Your American Express credit card number (for existing customers).
  2. Your employer’s details (including full address and telephone number).
  3. Your driver’s licence info.
  4. Your annual salary plus other annual income before tax.
  5. Your monthly household expenses.
  6. Your monthly repayments for car, personal or other loans.
  7. Combined credit limit for cards that are NOT held with American Express.
  8. If you are self-employed, details of your accountant.

Approval Criteria

  • You must be a minimum of 18 years or older.
  • Your credit history must be in good standing without any defaults on payments.
  • You also need to be a citizen or permanent resident of Australia or hold a current Business Long Stay Visa (Subclass 457).
  • Your annual pre-tax income must be above $35,000.
  • If you are self employed you must have a trading record for a minimum of 12 months or 12 months, if you currently hold another Amex card.

Apply Today and Be Eligible for the 10,000 Free Points With the Qantas American Express Discovery Card

Minimum Income $35,000 Minimum Age 18 years of age
Residency Permanent Australian Resident Credit Rating Requirement Good
Min Credit Limit $1,000 Max Credit Limit $100,000
Annual Fee Balance Transfer Fee
Minimum Repayment 3% Interest Charged From Statement Date
Late Payment Fee $30 Over Limit Fee $30
Overseas Emergency Replacement Overseas ATM Balance check
Overseas ATM Withdrawal $2.5 Foreign Currency Conversion Fee
Rewards Points per Dollar AMEX:1 Point(s) Points needed for Syd/Mel Return Flight 25000
Points needed for $100 Voucher 13500

Ask A Question About This Card

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There is no need to resubmit your question. Once approved, your question will be public and appear on this page.

Showing 15 Questions

  1. 1
    Comment Jennifer Pryde June 7th, 2011 at 9:43 am

    Does this include free travel insurance?

  2. 2

    Hi Jennifer

    The Qantas American Express Discovery Card unfortunately does not have complimentary travel insurance. For a range of cards with this feature, you can review our Guide to Frequent Flyer Credit Cards with Travel Insurance.

    Cheers

    Jeremy

  3. 3

    how much for additional card holder?

  4. 4

    Do you still get AMEX rewards points? or do they all go towards Qantas?

  5. 5

    Hi Lina

    Thanks for your comment!

    All rewards points earned are through the Qantas Frequent Flyer rewards program.

    Cheers

    Jeremy

  6. 6

    I am thinking of applying one but I am already a member of Qantas frequent flyer. Can you link the card with the existing frequent flyer number?

  7. 7

    Hi Miho

    Thanks for your comment

    Yes you are able to specify your Qantas Frequent Flyer number and link the card to your existing account

    Cheers

    Jeremy

  8. 8

    Hi there. Can you pay your electricity, car registration, water and land rates using the card please?

  9. 9

    I applied a month ago and have had no correspondance. I earn 80k a year and have good credit. Can you explain this??

  10. 10

    Dose this card have low foreign transaction fees

  11. 11

    are there international fees for this card?

  12. 12

    Hi Toni,

    All cards have some form of fee attached for international transactions, have a look at http://www.creditcardfinder.com.au/foreign-currency-international-fees-for-credit-cards.html for a break down in foreign fees and charges. Thanks for the question.

    Cheers.
    Jeremy

  13. 13

    Hi Toni,

    Please have a look at our guide to foreign fees and charges for information on all the major providers overseas transaction fees – http://www.creditcardfinder.com.au/foreign-currency-international-fees-for-credit-cards.html – Thanks for your question.

    Cheers
    Jeremy

  14. 14

    Hi James,

    The application process should not take that long. Contact the card provider with the reference number for your application to see what the delay is. Thanks.

    Cheers
    Jeremy

  15. 15

    Hi Neil,

    Yes you can use your Qantas AMEX for your everyday purchases, including your gas and electricity etc. Basically you can use this card everywhere American Express is accepted. You will earn points on these types of purchases too! Thanks.

    Cheers
    Jeremy



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