Qantas ‘Direct Earn’ Frequent Flyer Points Credit Cards

Posted February 12th, 2010 and last modified July 7th, 2014

If you have Qantas ‘Direct Earn’ credit cards you should know that things are changing. Qantas is dropping several cards from their lineup and instituting changes that directly effect they way that points can be transferred. If you like Qantas and would like to stay with them then you should contact your credit card provider to find out what you need to do to keep earning Qantas Points.

There are choices for those people who want to use frequent flyer points sometimes and shopping options others. Many cards give you the choice to use your points toward travel vouchers that you can redeem at a travel agency. The way you use your points is up to you, the only thing you must do for certain is decide before March 31 if you want to remain with the Qantas ‘Direct Earn’ program.

Qantas ‘Direct Earn’ credit card frequently asked questions:

Can I keep some of my points for my credit cards rewards program?

No, you must transfer all of your points tot he Qantas program. If you want to use them toward shopping or purchases you have to do so through the Qantas frequent flyer program, even if it means spending more then you would on your credit card program.

  • Are all frequent flyer point transfer options effected by this change? No, this only effects the Qantas program, other airlines like Cathay Pacific and Singapore programs remain the same. You can also use points for travel vouchers, but if you want to upgrade on Qantas flights you must be a member of the Qantas frequent flyer program.
  • How many points do flights require? Here are some examples of requirements for flights out of Sydney:
    1. To London economy class-128,000, business class 256,000
    2. To California economy class 96,000, business class 192,000
    3. To Singapore/Bangkok/HK economy class 60,000, business class 120,000
  • What is the best deal on a Qantas ‘Direct Earn’ credit card? If you can handle a $395 annual fee the American Express Ultimate card is a great deal. You get a free Qantas domestic flight each year, easily paying back that annual fee charge as well as 1.5 points for each dollar spend with Qantas, if you spend $64,000 you will earn enough frequent flyer points for a trip to Los Angeles.
  • What do I do if I want both Qantas points and non-Qantas rewards points? In this case you might want to consider having two credit cards. If you are a savvy spender you can easily earn points for your favorite retail purchases with one cards and frequent flyer points with your Qantas card. For example, if you shop at Woolworths you can earn three points with their Everyday Money credit card for every dollar you spend. If you spend $5800 at Woolworth’s you will earn a $100 Woolworth’s voucher.
  • What are some of the Qantas ‘Direct Earn’ cards and their rates? There are many options, here are a few:
    1. Westpac Earth Credit Card – This card has the same options as above bu the points redemption is slightly less at 1.000 for every $1 and the annual fee is only $75 p.a..
    2. ANZ Frequent Flyer Visa Credit Card – This ANZ card also offers a 19.99% p.a. rate on purchases. The points redeem between 1.000 per $1 spent and the annual fee is $95 p.a..

You must make a decision regarding the Qantas ‘Direct Earn’ credit cards program before March 31. If you have not chosen to join it by April 1 you will not be able to transfer your points to the new program.

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Credit Cards Comparison

Rates last updated October 23rd, 2014
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
A low rate on purchases, balance transfer and a low annual fee. 13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Go to site More info
Citi Simplicity Card
Citi Simplicity Card
$0 annual fee credit card with a long term balance transfer offer. 19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A low interest rate credit card with a low annual fee and balance transfer offer. 12.49% p.a. 0% p.a. for 14 months $45 p.a. 21.49% p.a. Go to site More info
HSBC Credit Card
HSBC Credit Card
No annual fee for the life of the credit card. Plus a low balance transfer offer. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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