Qantas ‘Direct Earn’ Frequent Flyer Points Credit Cards

Rates and Fees verified correct on July 2nd, 2015

If you have Qantas ‘Direct Earn’ credit cards you should know that things are changing. Qantas is dropping several cards from their lineup and instituting changes that directly effect they way that points can be transferred. If you like Qantas and would like to stay with them then you should contact your credit card provider to find out what you need to do to keep earning Qantas Points.

There are choices for those people who want to use frequent flyer points sometimes and shopping options others. Many cards give you the choice to use your points toward travel vouchers that you can redeem at a travel agency. The way you use your points is up to you, the only thing you must do for certain is decide before March 31 if you want to remain with the Qantas ‘Direct Earn’ program.

Qantas ‘Direct Earn’ credit card frequently asked questions:

  • How exactly is the program changing? Basically, you will no longer be able to earn points from your credit card companies rewards program directly. If you choose to opt in to the Qantas ‘Direct Earn’ program all the points you have currently and any points you earn in the future will go directly to the new program. The exceptions to this are some business cards including the Spirit program offered by American Express.
  • Do I have to switch cards? That depends on what type of card you currently own. There are several cards that are no longer going to be a part of the Qantas program any longer, others will require you to change the way that your points are allocated. Those who own the following credit cards will need to contact your company to see how you can continue to earn Qantas Points.
    1. American Express Discovery Card
    2. ANZ Rewards Visa
    3. Citibank Rewards
    4. Citibank Platinum Rewards
    5. Commonwealth Awards Program
    6. NAB Gold Rewards*
    7. St.George Private Bank Platinum Choice Rewards
    8. Suncorp Clear Options
    9. Westpac Altitude

    *Please note that NAB Gold Rewards is now replaced by NAB Premium Card

Can I keep some of my points for my credit cards rewards program?

No, you must transfer all of your points tot he Qantas program. If you want to use them toward shopping or purchases you have to do so through the Qantas frequent flyer program, even if it means spending more then you would on your credit card program.

  • Are all frequent flyer point transfer options effected by this change? No, this only effects the Qantas program, other airlines like Cathay Pacific and Singapore programs remain the same. You can also use points for travel vouchers, but if you want to upgrade on Qantas flights you must be a member of the Qantas frequent flyer program.
  • How many points do flights require? Here are some examples of requirements for flights out of Sydney:
    1. To London economy class-128,000, business class 256,000
    2. To California economy class 96,000, business class 192,000
    3. To Singapore/Bangkok/HK economy class 60,000, business class 120,000
  • What is the best deal on a Qantas ‘Direct Earn’ credit card? If you can handle a $395 annual fee the American Express Ultimate card is a great deal. You get a free Qantas domestic flight each year, easily paying back that annual fee charge as well as 1.5 points for each dollar spend with Qantas, if you spend $64,000 you will earn enough frequent flyer points for a trip to Los Angeles.
  • What do I do if I want both Qantas points and non-Qantas rewards points? In this case you might want to consider having two credit cards. If you are a savvy spender you can easily earn points for your favourite retail purchases with one cards and frequent flyer points with your Qantas card. For example, if you shop at Woolworths you can earn three points with their Everyday Money credit card for every dollar you spend. If you spend $5800 at Woolworth’s you will earn a $100 Woolworth’s voucher.
  • What are some of the Qantas ‘Direct Earn’ cards and their rates? There are many options, here are a few:
    1. Westpac Earth Credit Card – This card has the same options as above bu the points redemption is slightly less at 1.00 for every $1 and the annual fee is only $75 p.a..
    2. ANZ Frequent Flyer Visa Credit Card – This ANZ card also offers a 19.99% p.a. rate on purchases. The points redeem between 1.00 per $1 spent and the annual fee is $95 p.a..

You must make a decision regarding the Qantas ‘Direct Earn’ credit cards program before March 31. If you have not chosen to join it by April 1 you will not be able to transfer your points to the new program.

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This page was last modified on 11 June 2015 at 12:21.

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