Qantas ‘Direct Earn’ Frequent Flyer Points Credit Cards

Information verified correct on February 12th, 2016

If you have Qantas ‘Direct Earn’ credit cards you should know that things are changing. Qantas is dropping several cards from their lineup and instituting changes that directly effect they way that points can be transferred. If you like Qantas and would like to stay with them then you should contact your credit card provider to find out what you need to do to keep earning Qantas Points.

There are choices for those people who want to use frequent flyer points sometimes and shopping options others. Many cards give you the choice to use your points toward travel vouchers that you can redeem at a travel agency. The way you use your points is up to you, the only thing you must do for certain is decide before March 31 if you want to remain with the Qantas ‘Direct Earn’ program.

American Express Qantas Premium Card

Qantas Frequent Flyer Card

The Qantas American Express Premium Card is a frequent flyer points card which was made to fly. You can get to your next desired destination in no time with a powerful earn Qantas Points for every $1 spent. Automatic monthly transfer of your Qantas Points to your account.

  • $249 p.a. annual fee
  • 20.74% p.a. on purchases
  • 0% p.a. for 12 months with 1% balance transfer fee on balance transfers
  • Up to 55 days interest free
  • Minimum Income Requirement of $40,000 p.a.

Qantas ‘Direct Earn’ credit card frequently asked questions:

*Please note that NAB Gold Rewards is now replaced by NAB Premium Card

Can I keep some of my points for my credit cards rewards program?

No, you must transfer all of your points tot he Qantas program. If you want to use them toward shopping or purchases you have to do so through the Qantas frequent flyer program, even if it means spending more then you would on your credit card program.

  • Are all frequent flyer point transfer options effected by this change? No, this only effects the Qantas program, other airlines like Cathay Pacific and Singapore programs remain the same. You can also use points for travel vouchers, but if you want to upgrade on Qantas flights you must be a member of the Qantas frequent flyer program.
  • How many points do flights require? Here are some examples of requirements for flights out of Sydney:
    1. To London economy class-128,000, business class 256,000
    2. To California economy class 96,000, business class 192,000
    3. To Singapore/Bangkok/HK economy class 60,000, business class 120,000
  • What is the ideal deal on a Qantas ‘Direct Earn’ credit card? If you can handle a $395 annual fee the American Express Ultimate card is a great deal. You get a free Qantas domestic flight each year, easily paying back that annual fee charge as well as 1.5 points for each dollar spend with Qantas, if you spend $64,000 you will earn enough frequent flyer points for a trip to Los Angeles.
  • What do I do if I want both Qantas points and non-Qantas rewards points? In this case you might want to consider having two credit cards. If you are a savvy spender you can easily earn points for your favourite retail purchases with one cards and frequent flyer points with your Qantas card. For example, if you shop at Woolworths you can earn three points with their Everyday Money credit card for every dollar you spend. If you spend $5800 at Woolworth’s you will earn a $100 Woolworth’s voucher.
  • What are some of the Qantas ‘Direct Earn’ cards and their rates? There are many options, here are a few:
    1. Westpac Earth Credit Card – This card has the same options as above bu the points redemption is slightly less at 0.80 for every $1 and the annual fee is only $75 p.a.
    2. ANZ Frequent Flyer Visa Credit Card – This ANZ card also offers a 19.99% p.a. rate on purchases. The points redeem between 1.00 per $1 spent and the annual fee is $95 p.a.

You must make a decision regarding the Qantas ‘Direct Earn’ credit cards program before March 31. If you have not chosen to join it by April 1 you will not be able to transfer your points to the new program.

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Credit Cards Comparison

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers of 0% p.a. for 20 months with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Interest Visa Card offers a balance transfer offer of 0% for 24 months. Apply by 30 April 2016.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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