Qantas Frequent Flyer Credit Cards

qantas frequent flyer logo

Earn up to 75,000 bonus points, 1.5 points per $1 spent on eligible purchases and redeem a variety of rewards with a Qantas Frequent Flyer credit card.

Qantas Frequent Flyer credit cards let you earn Qantas Points per $1 spent so you can redeem rewards for your spending.

This guide looks at how these cards work, tips for comparing Qantas credit cards and key details to consider so that you can get the most out of your rewards.

Sponsorship - HSBC Platinum Qantas - QFF Offer - PE-28563

Qantas Frequent Flyer Credit Card Offer

Earn Qantas Points with HSBC Platinum Qantas Credit Card and enjoy an introductory balance transfer offer.

  • Receive 40,000 bonus Qantas Points when you spend $1,500 on eligible purchases within the first three months from card approval.
  • Earn 1 Qantas Point per $1 spent up to $2,500 per statement period when you use your card on eligible purchases made in Australia and overseas and earn 0.5 Qantas Point per $1 spent thereafter.
  • Enjoy 0% p.a. for 6 months on balance transfers.
  • Up to 55 days interest free on purchases when you pay the full closing balance (including any balance transfer amount) by the statement due date.
  • Offer available to new and approved applicants who apply by 31 August 2016.

    Compare Qantas Frequent Flyer Credit Cards

    Rates last updated August 29th, 2016
    Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Annual fee
    HSBC Platinum Qantas Credit Card
    HSBC Platinum Qantas Credit Card
    40,000 bonus points 1 0 $199 p.a. Go to site More info
    Citi Qantas Signature Credit Card
    Citi Qantas Signature Credit Card
    70,000 bonus points 1 0 $99 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
    American Express Qantas Premium Card
    American Express Qantas Premium Card
    30,000 bonus points 0 1 $249 p.a. Go to site More info
    American Express Qantas Ultimate Card
    American Express Qantas Ultimate Card
    50,000 bonus points 0 1 $450 p.a. Go to site More info
    Bankwest Qantas Platinum MasterCard
    Bankwest Qantas Platinum MasterCard
    50,000 bonus points 0.5 0 $160 p.a. Go to site More info
    American Express Qantas Discovery Card
    American Express Qantas Discovery Card
    7,500 bonus points 0 1 $0 p.a. Go to site More info
    ANZ Frequent Flyer Black
    ANZ Frequent Flyer Black
    75,000 bonus points 0.75 1.5 $425 p.a. Go to site More info
    NAB Qantas Rewards Card
    NAB Qantas Rewards Card
    10,000 bonus points 0.5 1 $95 p.a. Go to site More info
    Citi Qantas Prestige Credit Card
    Citi Qantas Prestige Credit Card
    70,000 bonus points 1 $350 p.a. annual fee for the first year ($700 p.a. thereafter) Go to site More info
    NAB Qantas Rewards Premium Card
    NAB Qantas Rewards Premium Card
    20,000 bonus points 0.5 1.5 $250 p.a. Go to site More info
    ANZ Frequent Flyer Platinum
    ANZ Frequent Flyer Platinum
    50,000 bonus points 0.5 1.5 $295 p.a. Go to site More info
    Bankwest Qantas MasterCard
    Bankwest Qantas MasterCard
    2,000 bonus points 0.5 0 $100 p.a. Go to site More info
    American Express David Jones - Qantas Rewards
    American Express David Jones - Qantas Rewards
    22,500 bonus points 0 0.75 $99 p.a. Go to site More info

    How to use this table to compare Qantas cards

    1. Bonus points & points per $ spent. Qantas Frequent Flyer cards offer you reward points for spending money on daily purchases like petrol and groceries. These points can be put towards great gifts including the whole or partial cost of a flight. Most cards will also give you bonus points for signing up for the credit card. In some instances, the bonus points can be worth more than the annual fee of the credit card. Use the first three columns to discover the rewards potential of the card.
    2. Annual fee. The annual fees for these cards can range from around $0 up to over $500. There are some cards that offer a low annual fee for the first year, which then increases the next year. Make sure the fee is fair in terms of the rewards your being offered.
    3. Qantas Frequent Flyer Credit Card Reviews. If you click on the link under the card, you’ll be taken to a complete review where you can compare the full list of rates, fees, features, eligibility requirements and benefits of the card.

    How do Qantas Frequent Flyer credit cards work?

    Earn Qantas Points for every $1 spent with credit cards linked to the Qantas Frequent Flyer program. Accumulate and redeem your Qantas Points from a range of rewards including flights, upgrades and shopping from the Qantas Store. Some of these cards can also help you gain a higher level of membership in the airline program (bronze, silver, gold) by earning more points and may offer other benefits such as Qantas Club entry or complimentary baggage allowance.

    Qantas Frequent Flyer credit cards often have higher annual fees and purchase rates, so it’s a good idea to look at all the features and consider whether the benefits outweigh the costs.

    Get complimentary Qantas Frequent Flyer membership and save

    How do you earn Qantas Points with a credit card?

    There are two main ways you can earn Qantas points with a credit card:

    1. Direct earning credit cards. These credit cards are directly linked to the Qantas Frequent Flyer program, with points going straight into your account. Getting a direct earn reward card, such as the American Express Qantas Discovery or the ANZ Frequent Flyer credit card, makes it easy to keep track of how many Qantas points you earn through using your card.These cards also tend to offer more perks directly related to the Qantas Frequent Flyer program. The HSBC Platinum Qantas card, for example, waives the Qantas Frequent Flyer membership fee if you are not already registered for the program (a saving of $89.50), while the AMEX Qantas Ultimate offers cardholders one complimentary domestic Qantas flight per year.
    2. Indirect earning cards. Reward credit cards can allow you to transfer rewards points to Qantas Points. This option can be great if you want more flexibility with your reward points or want to earn points with more than one frequent flyer program.
      • You’ll need to link your frequent flyer rewards program to your credit card before you can start transferring points.
      • If you are considering a reward credit card that can indirectly earn Qantas Points, make sure you also look at the exchange rate and amount of points required to convert them to the Qantas Frequent Flyer program, as it varies from card to card. A credit card linked to the American Express Membership Rewards program, for example, can transfer one Membership Reward point for one Qantas Point, while a CommBank Awards credit card offers one Qantas Point for every two Awards points.

    Both direct and indirect earning cards come with a wide range of features and potential benefits, so comparing before you apply will help you find a credit card that is suited to your lifestyle and goals.

    How to maximise your Qantas Points earnings from a credit card

    The amount of Qantas Points you earn with a frequent flyer credit card depends on a wide range of factors, but you can boost your balance by considering the following features:

    • Sign up bonus offers. Some Qantas Frequent Flyer credit cards offer bonus points for new customers when you sign up and spend a set amount of money in the first few months, often leading to thousands of additional points for your account. Make sure you familiarise yourself with the terms and conditions before applying though.
    • Earn rate. The number of points you earn can be as little as 0.25 or as much as 1.5 for every $1 you spend on the card. The higher this earning rate, the more points you will ultimately get from paying with plastic.
    • Dual card accounts. Generally, American Express credit cards have the highest earn rate when compared to MasterCard or Visa options but they are not as widely accepted. So some reward credit cards will come with both an American Express and MasterCard or Visa option to help you maximise rewards.
    • Uncapped vs capped points. A lot of reward credit cards limit the amount of points you can earn each month. If you plan to spend a lot on credit to earn Qantas points, look for an uncapped card or one that has a cap above your average monthly spending level.
    • Additional cardholders. Some reward credit cards let you request a supplementary card for a partner or family member, which means they can use the card to make purchases and earn rewards. Just make sure you factor this into your repayments, and check whether or not there is a fee for getting additional cards.

    How to use your Qantas Points and what rewards you can redeem

    How to compare different Qantas credit card offers

    With so many different Qantas Frequent Flyer credit cards on the market, comparing options gives you a better chance of finding a card that works for you. As there are many factors to consider during your Qantas Frequent Flyer credit card comparison, we’ve simplified this process by outlining the key features you should consider when you want to get a Qantas rewards credit card.

    We’ve simplified this process by outlining the key features you should consider when you want to get a Qantas rewards credit card.

    Earning points

    • Points per dollar. The standard amount of points you earn for every $1 you spend has a huge influence on the overall value of this type of card. Keep in mind some Qantas credit cards may earn a higher standard rate for overseas purchases, or if it has both an AMEX and MasterCard or Visa option.
    • Points cap. Make sure your average monthly spending is less than any points cap to maximise your rewards.
    • Bonus points. Sign up bonus points can give you a huge amount of extra value when you choose a card. Compare offers and check the requirements to get the most out of this introductory feature.

    Qantas Frequent Flyer Credit Cards bonus points offers 

    Bonus Qantas Frequent Flyer Points can provide a large boost to your existing Qantas Points balance so you can redeem for the rewards you want much sooner. Here are the main considerations you need to know when choosing your next bonus points boost:

    • Spend requirements. Qantas Frequent Flyer credit cards often include bonus points as an incentive for signing up. It is important to check the conditions for receiving the bonus points offer which often include a minimum required spend within 2-3 months of card approval.
    • Eligibility. Bonus points are generally only available to new cardholders, so you may be unable to take advantage of the offer if you already have a credit card with the bank offering the extra points.
    • Promotion dates. Frequent flyer credit card bonus points offers are usually only available for a promotional period, so you may need to apply before a certain date to earn the additional points.

    Rates and fees

    • Annual fee. Standard annual fees for Qantas Frequent Flyer credit cards range from $79 to $450 or more. Some Qantas Frequent Flyer credit cards have no annual fee in the first year and there are also a couple that have no annual fee for life. If the card does have an annual fee, make sure the annual fee doesn’t outweigh the value of the Qantas Points you’ll earn.
    • Standard interest rates. Qantas Frequent Flyer credit cards typically have high standard purchase rates, ranging from around 19.49% p.a. to 20.99%. If you miss a repayment and start accruing interest, these costs could quickly counteract the value you’re getting from your Qantas Points.
    • Promotional interest rates. Some Qantas credit cards may offer low or 0% interest on purchases or balance transfers during the introductory period. This short-term feature can be a great way to boost your points balance and save money on interest if you know you want to spend a lot on the card in the first few months.
    • Other fees. The other charges you may face vary from card to card and can include international transaction fees, late payment or overlimit fees and cash advance charges. Considering how you plan to use your card will help you work out which of these fees you may need to avoid when comparing Qantas Frequent Flyer credit cards.

    Extras features

    • Interest-free days. If you pay off your credit card in full every month, you will get access to interest free days, which can give you more flexibility with repayments and help you avoid paying more for using your card.
    • Complimentary extras. Qantas credit cards can come with a range of other perks, including international travel insurance, complimentary flights, complimentary upgrades, hotel stays, airport lounge access, extended warranty coverage and purchase protection insurance.

    Considering all of these features and thinking about how likely it is you will use them can help you choose a card and get more value out of it in the long run.

    Mistakes to avoid with a Qantas credit card

    Watch out for these mistakes and issues to make sure your Qantas Frequent Flyer card doesn’t cost you more money than it’s worth:

    • Overspending. It can be tempting to spend as much as possible to earn more Qantas Points, which could make it harder to pay off the balance and lead to credit card debt.
    • Not repaying your balance every month. If you don’t pay off the balance of your credit card in full every month, you will be charged interest for the remaining debt. With the typically high standard rates of Qantas credit cards, this cost could quickly outweigh the benefits of the account.
    • Not comparing the annual fee to the potential rewards. The value of rewards and other features should always outweigh the cost of the annual fee. An easy way to work this out is by comparing the amount of points you are likely to earn (and the value of any rewards you can claim) against the annual fee.
    • Not checking the standard features. It can be easy to get carried away with a great promotional offer. Some credit cards have introductory offers such as lower purchase rates, balance transfer rates or reduced annual fees. If you don’t check the standard features, you could end up with a nasty and expensive surprise after the first 12 months.
    • Making new purchases when you have transferred a balance to a Qantas credit card. If you transfer a balance to a Qantas credit card with a low or 0% promotional balance transfer rate, you will be charged interest on new purchases from the day they are made. While these purchases will earn you points, the additional interest costs will add to your balance and increase your overall credit card debt, taking value away from the rewards. Compare 0% balance transfer and 0% purchase credit cards to avoid this pitfall.
    • Not using complimentary extras. Credit card perks such as international travel insurance only add value to the account if you actually use them. So only factor in the potential value of these extras if they are useful to you.

    How to apply for a Qantas Frequent Flyer credit card

    Follow these steps to quickly and easily apply for your next Qantas Frequent Flyer credit card.

    1. Compare. Use the reviews on finder and weigh up the features of several Qantas Frequent Flyer credit cards to find one that suits your needs.
    2. Apply online. Select the ‘Go to site’ button and you will be taken to a secure application page.
    3. Read through the terms and conditions. Check the fine print to make sure you understand all of the details and any conditions required for introductory offers.
    4. Fill out the application form. Remember that you will need to provide personal details including your full name, date of birth, street address, drivers licence number and/or passport number. Credit card issuers also request supporting documentation, such as copies of your passport and driver’s licence to help identify you, so keep them handy and provide them as instructed.
    5. Submit the application. You should get a response from the issuer within a few minutes, either on the webpage or via email. Once you receive conditional approval, follow the instructions from the credit card company to complete the application process and get your credit card.

    Once this process is complete, your new Qantas Frequent Flyer credit card will be issued. Usually you will get it within 5-10 business days but it could be as many as 21 days before you receive the card, so make sure you check with your issuer to find out more.

    Qantas Frequent Flyer Cash Cards

    Frequently asked questions

    Do I have to join the Qantas Frequent Flyer scheme?

    Yes. Cardholders will have to join the Qantas Frequent Flyer program if they want to earn Qantas Points. Check to see if your card gives you free Qantas Frequent Flyer membership.

    How do I check my Qantas Frequent Flyer points balance?

    Your credit card statement will include details of how many points you have earned during the billing period. You can also check how many Qantas Points you have at any time by logging into your Qantas Frequent Flyer account online.

    How to check your Qantas Points balance

    1. Go to the Qantas Points website

    Go to the Qantas Points website to log in

    2. Press the ‘Log in’ button

    Qantas Login Enter Your Details, Membership Number, Last Name and PIN

    3. Check your Qantas Points balance

    Qantas-Points-Balance (1)

    What if my application for a Qantas Frequent Flyer credit card is declined?

    There are many reasons a credit card application could be declined, including not providing all the necessary information in the application, not submitting supporting documentation, not meeting the eligibility requirements or having poor credit history. Check these factors to see if this situation can be easily resolved, or if you may want to take some more time comparing options to find a card that is suitable for you.

    Will I earn Qantas points for every transaction I make on my credit card?

    No. While most purchases are considered ‘eligible transactions’ that earn points, there are some that don’t qualify. These can vary from card to card and could include cheques, cash advances (such as ATM withdrawals), BPAY payments, interest charges, government charges and business related expenses.

    Can I earn bonus points for signing up to a credit card and then cancel it?

    Assuming you meet the criteria for the bonus points, once they are credited to your account you can cancel your credit card at any time. Just remember that cancelling a card could attract fees and any credit activity – including applications and cancellations – could also affect your credit history. Taking these factors into account a good strategy can be to apply for a card that maximises your bonus points earnings. You can compare frequent flyer cards and their bonus points amounts on this page.

    Qantas Frequent Flyer credit cards can be a great way to earn points and get rewards faster through everyday spending. So now you know more about these cards, you can compare different options and consider your own circumstances to find a credit card that really works for you.

    Back to top
    Was this content helpful to you? No  Yes

    Ask a Question

    You are about to post a question on finder.com.au

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
    Rates and fees mentioned in comments are correct at the time of publication.
    By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

    186 Responses to Qantas Frequent Flyer Credit Cards

    1. Default Gravatar
      doris | July 9, 2016

      I have lost my card, how do I apply for a new one

      • Staff
        Anndy | July 9, 2016

        Hi Doris,

        Thanks for your question.

        If you can tell me what credit card you are referring to, I will be able to assist you.

        Alternatively, you can directly call your bank’s customer support to request a replacement card.

        Cheers,
        Anndy

    2. Default Gravatar
      Stephen | July 6, 2016

      What CC would you suggest for employee business expenses – i.e. to keep expenses incurred from work seperate so they can be claimed and re-imbursed later (for me this includes mainly local and international work travel and expenses).

      In this situation balance transfers, insurance, and interest rates are largely irrelevant, whilst I am interested in a low annual fee, Rewards points (either Qantas or CC), and world wide acceptance (so only AMEX if it has dual functionality).

      • Staff
        May | July 7, 2016

        Hi Stephen,

        Thanks for your inquiry.

        Just to confirm, though, as finder.com.au is a comparison website, we’re unable to recommend one specific credit card to our users as the best option depends entirely on your own financial status, preferences and needs.

        Nevertheless, please feel free to check this page where you can find information and guide on how to select a business credit card that matches your everyday business spending while helping you manage your expenses with convenience.

        In the meantime, most business credit cards’ annual fees are in more than a hundred to $1,500 in range. Annual fees for business cards are somewhat high especially if rewards systems or frequent flyer points are attached to the card.

        As for the worldwide acceptance of the card – credit cards with Mastercard, Visa or AMEX logo are generally globally accepted.

        I hope this is helpful.

        Cheers,
        May

    3. Default Gravatar
      Tom | June 14, 2016

      Qantas also appear to have a cash card which is not covered in the comparison material here (btw the material is otherwise very comprehensive; well done). Can you advise what overseas transaction fees are associated with the Qantas Cash card and also whether the exchange rates spreads make it a good choice.
      Also, while on the subject of cash cards and credit cards, which are most to likely to offer consumers the most attractive exchange rate spreads?

      • Staff
        ysa.mariano@hiveempire.com | June 15, 2016

        Hi Tom,

        Thanks for leaving your feedback.

        However, please be gently reminded that you have come through to finder.com.au, a comparison website, and is not in the position to recommend specific products or issuers.

        To answer your question though, if you withdraw cash from an ATM outside Australia, an overseas ATM withdrawal fee applies. For a full list of currencies, rates and fees associated with this account, kindly refer to our Qantas Card with Qantas Cash review page.

        I hope this helps.

        Cheers,
        Ysa

    4. Default Gravatar
      Sim | April 21, 2016

      Do I have to be an existing Qantas Frequent Flyer member before applying for this card, or will applying for this card give me free membership to the Qantas FF program?

      • Staff
        Sharon | April 21, 2016

        Hi Sim,

        Thanks for your inquiry.

        Once your application gets approved, you will be eligible to receive a complimentary Qantas Frequent Flyer membership offered by ANZ (saving you $89.50). You may refer the benefits section of this page for more details.

        Cheers,

        Sharon

    5. Default Gravatar
      Amy | April 6, 2016

      new card

      • Staff
        ysa.mariano@hiveempire.com | April 7, 2016

        Hi Amy,

        Thanks for coming through creditcardfinder.com.au.
        To allow me to assist you further, was there a specific question you had about Qantas Frequent Flyer Credit Cards?

        Cheers,
        Ysa

    6. Default Gravatar
      | March 19, 2016

      Hi,

      If I have held one of the HSBC cards previously that gave me Qantas points, it’s been closed over 12monthd, would I be eligible to apply for a new one and obtain the points?

      Thanks
      Stephen

      • Staff
        ysa.mariano@hiveempire.com | March 20, 2016

        Hi Stephen,

        As long as you have not been a primary cardholder of any card products offered by HSBC within the last 12 months, you will be eligible to apply for a new one and take advantage of the points offer.

        Cheers,
        Ysa

    7. Default Gravatar
      Barbara | March 11, 2016

      Two of us are flying qantas from Melbourne to Hong Kong economy in june How many FF points does that give us

      • Staff
        ysa.mariano@hiveempire.com | March 13, 2016

        Hi Barbara,

        Thanks for your question.

        The amount of points required will depend on a number of factors including the preferred travel class, destination and time of booking.

        However, a one way flight from Melbourne to Hong Kong will cost a total of 28,000 points for an Economy flight, per person.

        For future reference, you can use the Points Calculator to determine the number of Qantas Points required for a Classic Flight Reward on Qantas and partner airlines. Please refer to the link I have forwarded to your email.

        I hope this has helped.

        Cheers,
        Ysa

    8. Default Gravatar
      Geoff | February 29, 2016

      Hi, Thanks for your reply. I will indeed go check my credit rating, as I think it is A1, but maybe others do not agree. I did provide HSBC with my SMSF statement showing almost 2 million is assets with no liabilities other than day to day.

      So, maybe I have no choice and I am stuck with the Citi credit card.

      Citibank advise that BPAY, or Direct Debit payments each month do not attract FF points. I am a bit perplexed as to how you now earn FF points when using a credit card…They keep saying “eligible payments”, without explaining what an eligible payment method is in real English other than their legal terms and conditions.

      Are eligible payments those made through the credit card to certain vendors only? Do I have to link the card to these vendors?

      • Staff
        Jonathan | March 1, 2016

        Hi Geoff, thanks for your inquiry!

        Eligible purchases/ payments typically require a good/ service to be exchanged. You can earn FF points by using your credit card at the point of sale. Since direct debit payments are usually associated with paying bills and charges these transactions do not qualify for earning FF points.

        Cheers,

        Jonathan

    9. Default Gravatar
      Geoff | February 26, 2016

      I made an application to HSBC for a Platinum Qantas Credit Card, but they declined me.
      They advise there is no, “one” reason for their decision, but i am sure they must there must be a reason. Can I make them tell me the reason(s) for declining me?

      I have had a credit card all my life, never been in default, or late payment, and my credit history should be perfect, as never any issues. My present credit card has a limit of $25,000, and they keep offering me more….The new card would have provided greater points earning ability.

      The only issue maybe, is that I retired a few years ago. However, my income from my super and private investments gives me an annual income of $60,000+, and despite a few world trips each year over the last three years with Qantas in First and Business, my super balance is still going up, proving we can live within the income range.

      I would have thought, some one like me with a million plus in super, with no mortgages etc is a far better risk than some person an a salary paying a mortgage and other commitments, with their job always in question…..

      • Staff
        Sally | February 29, 2016

        Hi Geoff,

        Thanks for your question and we’re sorry to hear about your declined credit card application. If your credit history is in good standing and you meet the eligibility requirements, perhaps you didn’t include all of the necessary information (such as superannuation statements and assets) to prove your income.

        Declined credit card applications can have a negative impact on your credit score, so you might want to take some time comparing your options before applying for another one. In the mean time, you might like to read over the product disclosure statement to confirm which documents you need to provide to increase your chances of approval.

        I hope this has helped and we’re sorry we can’t provide you with more specific information.

        Cheers,

        Sally

    10. Default Gravatar
      Thoi | February 16, 2016

      Is direct debit payment considered to be an eligible purchase with BankWest Qantas transaction account? Thanks

      • Staff
        Jonathan | February 16, 2016

        Hi Thoi, thanks for your inquiry!

        Direct debit payments can qualify as eligible purchases providing a good/ service is being exchanged for funds. Transactions that do not qualify as eligible purchases include cheques, any transaction which incorporates a cash-out transaction at any merchant, BPAY payments, interest charges, government charges and business related expenses. Please refer to page 3 clause 5 of the PDF I have sent to your email for the full list of ineligible transactions.

        Cheers,

        Jonathan

    Credit Cards Comparison

    Rates last updated August 29th, 2016
    Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
    Virgin Australia Velocity Flyer Card - Balance Transfer Offer
    Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
    20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
    ME Bank frank Credit Card
    Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
    9.99% p.a. $0 p.a. Go to site More info
    Citi Qantas Signature Credit Card
    Earn up to 70,000 bonus Qantas Points on eligible spend, plus enjoy a 0% p.a. for 6 months offer on balance transfers.
    20.99% p.a. 0% p.a. for 6 months $99 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
    American Express Essential Credit Card
    Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
    14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info

    * The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

    Ask a question
    feedback