Qantas Frequent Flyer Credit Cards
Compare Qantas Frequent Flyer Credit Card Deals
Do you do a lot of travelling for business or pleasure? Do you use a credit card on a regular basis? If you do then you should be benefiting from Qantas travel based rewards by taking advantage of frequent flyer credit cards.
As a member of a Qantas Frequent Flyer scheme you earn special points that can then be exchanged for cheap flights, hotel bookings, and upgrades when you use your credit card to book your trip.
But what exactly are these Qantas Frequent Flyer credit cards, and how do they work?
Qantas Frequent Flyer Credit Card Offer
With the Qantas American Express Discovery Card, you’ll earn Qantas Frequent Flyer points on purchases, and you won’t have to pay an annual card fee. For a limited time you can also earn up to 7,500 extra Qantas Frequent Flyer points when you apply successfully. Features include:
- Earn up to 7,500 extra Qantas Frequent Flyer points
- $0 annual card fee
- Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your Card
- Uncapped Qantas Frequent Flyer points earning
- Redeem points for Award flights with Qantas or any of their participating partner airlines
- Up to 44 interest free days on purchases
- Global Card support
Qantas Frequent Flyer Credit Cards Comparison
The Frequent Flyer Credit Card
These special credit cards reward customers for regular spending. Every time you make a purchase using your card you’ll earn reward points which can later be used to gain access to an exciting range of gifts, rewards, and travel benefits.
It doesn’t matter whether you are purchasing weekly groceries or theatre tickets- every dollar counts. The more you spend the more points you earn! Some reward card providers have special deals with partner companies that give customers double reward points for shopping with them. It’s a great way for retail outlets and other stores to align themselves with big financial institutions, whilst giving them some extra customers.
Before you apply for a Qantas Frequent Flyer credit card you need to figure out whether or not your spending habits and financial personality make you a suitable candidate for this type of product.
Who Would Get The Most From This Type Of Card?
Because reward credit cards give you points when you spend, you’re really only going to benefit if you regularly use your credit card for shopping. Occasional users, or those who keep their cards firmly locked away unless there’s an emergency simply won’t use the card enough to build up reward points.
The ideal customer will be in full time employment and earning a good wage. They will also have a very good credit record, which is normally a requirement for acceptance. Reward cards tend to have a much higher credit limit than more basic cards and so a clean credit record is more important.
Last but by no means least; the ideal reward card user will travel regularly. A ton of reward points ready to be exchanged for flights and hotels are only going to be wasted if accumulated by someone who never leaves the country.
There are other reward programs that aren’t linked to the Qantas Frequent Flyer program which would be more suitable for those who still want the chance to earn points, without the travel based incentives.
What Else Do I Need to Know?
Here are the answers to some of the most commonly asked questions in relation to Qantas Frequent Flyer credit cards.
Do I have to join a frequent flyer scheme?- Joining a scheme that rewards you with travel based incentives is in no way compulsory. It’s simply another way of earning reward points, and if you regularly use your credit card anyway why not take advantage?
Is there a fee to join?- Some reward credit cards offer membership to the Qantas Frequent Flyer program as standard which means you get it for free as a card holder. If your credit card isn’t linked to a frequent flyer program you will have to pay a membership scheme to enjoy the benefits.
What if I don’t want to exchange my points for travel?- Qantas have a fully loaded rewards store full to the brim with exciting gifts and merchandise. You’ll find everything from perfumes through to food blenders so there’s bound to be something to tickle your fancy if you don’t want to spend your hard earned points on travel based incentives.
What’s the best way to get more points?- Frugal card users have perfected the art of maximising their points potential in a number of ways. The most effective way of building up points is by using your credit card for every purchase you make no matter what it is. The idea being that you put aside the money to fully repay your balance at the end of the month.
This way you don’t accrue any interest whatsoever, and still enjoy the benefit of your reward points.
The other useful way of maximising your points gain is to try and shop with partner stores whenever possible. Often you earn double points for shopping with your card provider’s affiliates, so it’s well worth making the effort if you need something that a number of stores including the affiliates sell.
How do I know how many points I have?- When you receive your credit card statement each month your card provider will let you know how many points you’ve accumulated during that billing period.
If at any other point during the month you want to know how many points you currently have you can log onto the Qantas website, enter your membership details and your account will be displayed. You can also access the Qantas store online so you can see what goodies are on offer.
Can I really save money?- If you’re a regular traveller then absolutely! If you were using your credit card anyway then it hasn’t cost you any extra to build up your points tally, and now those points can be used to pay for your travel costs.
However much you’ve earned in points will be subtracted from your travel bill, thus leaving you with less to pay out yourself. Remember if you use your frequent flyer card to pay the balance you’ll also start earning more points!
Today there are more Qantas Frequent Flyer reward credit card offers than ever before so if you’re looking for a new card, and think you may fit the mould of a reward card user then get online and start to compare deals.
Like any credit card you want to look at interest rates, annual fees, charges, and bonuses in addition to the reward scheme in order to ensure you get a competitive deal.
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26 Responses to Qantas Frequent Flyer Credit Cards
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I am looking for a card where I can pay business expenses and with a maximum number of points allowed to accumulate each year of at least 250,000.
Is there such a thing?
Thanks
Andrew
Hi Andrew. Please refer to our business credit card comparison page. These cards allow you to earn points on business expenses. Please refer to the card’s review pages to see which of these cards have no points capping. Thanks.
I have been a member of Westpac Altitude plus card for 5 years where I spend approx $1 Million per year on the card mainly on business expenses. Now I have received letter in mail now restricting me to 20,000 spend per month. Where can get a card using Visa or Mater Card where I get at least one for one point uncapped or around the 1,000,000 spend?
HI Bruce. Please check this page for a comparison of cards with no points capping. Jacob.
I have the AMEX Qantas discovery card but many retailers charge extra fees for AMEX. I also want to transfer $4000 of used credit to new card. I am a Qantas Frequent Flyer what’s the next best non-AMEX card for me?
Hello Jon,
thanks for your question.
The best card for you depends your personal circumstances, how you use the card and whether or not you can pay the card in full each month in addition to the annual fee, any membership fees the rewards program brings with it, and how much you’ll be spending on it per month. Many Frequent Flyer cards today give you two linked cards when you sign up. One will be an American Express, and the other will be a Visa or a MasterCard. This means if you go to make a purchase with your American Express and the surcharge is too high or the retailer doesn’t accept American Express cards, you can instead use your linked MasterCard or Visa and still earn points, although this might be at a lower rate.
I hope this helps,
Marc.
I have received my card but never received a statement . I just used the card the other day so if no purchases don’t I get a statement?
Hi Karen. Thanks for your question. You should get a statement. If you would like to double check. Please contact the lender directly. Cheers.
Do you earn points if you pay your bills with your credit card?
Hello Anna,
thanks for the question.
Some cards will allow you to earn points for paying bills with a credit card. Each card will have a list of eligible and ineligible transactions when it comes to earning points, so consult the terms and conditions or call the particular bank to find out if paying bills will earn points with your card.
I hope this helps,
Marc.
Westpac platinum will soon cap points earnings to 3750 points per month. they say that they are introducing a black card which will pay .625 points per $ do you know more about this. thank you
Hi Robert. The Westpac Black Card is available to customers from the 25th of March 2013. This card has no Altitude points cap. I am unaware of the actual earn rates; however, the Westpac websites states that the card has the card offers Westpac’s highest earn rates. The other Westpac Altitude cards will have a points cap, which is applied from mid-2013. We have a comparison table that outlines a range of frequent flyer credit cards with uncapped points earning. Thanks for your question.
Hi –
I just opened a letter from AMEX to advise that my Qantas American Express Ultimate Card’s QFF points will be changed. I currently use this card as much as I can as it earns 1.5 QFF points per $1. They have changed it so I will now only get 1 QFF point per $1 spend on day to day expenses and only 0.5 point many bills including utilities and rates etc. This makes the card next to useless for me. Does anyone know if this is going to affect all AMEX cards? Does anyone have a good suggestion for an alternate card? I spend and clear around $5Kpm. Already have ANZ Qantas Visa – but that is only 1 point per $1. Thanks Merlin.
Hi Merlin. Thanks for your question. As far as we know this is a change just to the card in question. This card is no longer available to new applicants, so it could be a case of American Express scaling back the offer for existing customers to direct them to other products. In regards to your second question, please refer to our Frequent Flyer Comparison Table. If you’re spending this amount a month, you will want to consider a card with uncapped frequent flyer points earning. American Express cards tend to have higher earn rates than Visa or MasterCard and the American Express Membership Rewards Program has a transfer rate of 1:1 to both Qantas and Virgin. So you have the choice of going for a direct earn product, or a product where you earn rewards and can transfer them over to an airline. See this page for transfer rates between the major rewards programs and major airlines. So although you should look at the direct earn rates for different cards, also consider bonus points. For instance, Woolworths give you the opportunity to earn 2QFF points per dollar spent when you link your Everyday Rewards card to your Woolworths Qantas Frequent Flyer Card, HSBC allow you to earn 3 points per dollar spent when overseas, American Express allow you to earn 3 points per dollar spent when you shop at participating supermarkets & Commonwealth Bank allow you to earn 3 CBA Award points (which can be transferred to the QFF program @ 1.5:1) when using your AMEX card to shop. There are a swathe of products out there, and what I’ve mentioned above is only a sample of the offers in the market, so compare your options. Let us know how you go. Jacob.
Hi, I redeemed 9600 points for $50.00 gift card (Caltex). A confirmation note has been sent and says it will take up to 5 days to be despatched. This time has well past, how much longer can I expect to wait? Is there a chance it was lost in mail?
thanks leo
Hi Leo. Thanks for your question. I would give it another day as sometimes the post can take a little longer than expect; however, please call the card provider and tell them about your situation. Confirm with them that the package has been sent, and tell them that you’re yet to receive it. There are occasions when things can get missed, so please be vigilant when dealing with these types of things. Hope this has helped. Please let us know how it goes for you. Jacob.
Can I use my card for everyday spend and then pay at the end of the month .
I really want to be able to use the points to travel between Sydney and Dubbo only . My monthly spend is about $2000 a month , which would be the best card for me ?
Hi Suzie. Thanks for your question. So, these cards do work by rewarding your for your everyday spending with Qantas Frequent Flyer Points. If you plan to pay the card off in full at the end of each statement period, you will be able to maximise your interest free days when you use a credit card to make a purchase as well as earn points. Please compare your options here to find the Qantas Frequent Flyer credit card that is going to best suit your needs. Jacob.
Does my qantas ANZ platinum credit card give me access to a qantas lounge once a year?
Hi Manulea. Thanks for your question. Thanks for your question. The ANZ Frequent Flyer Platinum Card does not offer complimentary access to Qantas lounges. Jacob.
How do I use my Frequent flyer card.
Hi Diana. Thanks for your question. When you use your card that is linked to a frequent flyer account and make an eligible purchase (things other than cash advances, balance transfers etc.), you will automatically earn a frequent flyer points with your chosen program – either Qantas, Virgin, Etihad etc. When you first sign up for one of these cards, you can either link an existing frequent flyer membership, or you can sign up for a new frequent flyer membership. Let me know if you have any more questions. Jacob.
I have my CBA Gold Awards Credit Card linked directly to my Qantas Frequent flyer awards and so lose 50% (ie 1 FF point costs 2 awards) of my award points as a result. If I convert my awards manually does the same conversion rate apply?
Hi Jan. thanks for your question. The conversion rate will be the same. This page may interest you, it has information on transferring points between rewards programs and frequent flyers programs.
http://www.creditcardfinder.com.au/transfer-frequent-flyer-points.html
Jacob.
I have a qantas frequet flyer & woolworths everyday rewards cards and I am looking for a no annual fee credit card. I only want one for a small amount of $500.00 to $1000.00. I also notice that Qantas frequent flyer card has one via an american express.
Hi Patricia. Thanks for your questions. If you’re looking for a no annual fee credit card, you can compare them here; however, if you’re looking for no annual fee and rewards, out of the cards we compare, only American Express offer this with the cards you suggested in your comment.
When you apply for a card, you can elect a credit limit. However, some cards have a minimum credit limit, which you can check in the application requirements table at the bottom of each card’s review and application page.
Let me know if you need anything else. Jacob.