Qantas Frequent Flyer Credit Cards

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Your everyday credit card spending can help you earn more Qantas points. Read this guide to find out everything you need to know about Qantas credit card rewards.

While you can get rewards by booking flights and shopping with Qantas program partners, the wide range of Qantas Frequent Flyer credit card options available gives you a chance to earn rewards faster through everyday spending.

This guide looks at how these cards work, tips for comparing Qantas credit cards and key details to consider so that you can get the most out of your rewards.

ANZ Frequent Flyer Black - QFF Offer -  June

Qantas Frequent Flyer Credit Card Offer

Earn Qantas Points with the ANZ Frequent Flyer Black Card.

  • Receive 75,000 Qantas Points when you make an eligible purchase within the first 3 months of card approval using your ANZ Frequent Flyer Black credit card
  • Earn up to 1.5 Qantas Points for every $1 spent on eligible purchases using the ANZ Frequent Flyer Black American Express® card (uncapped) and 0.75 Qantas Points per $1 spent on eligible purchases using ANZ Frequent Flyer Black Visa card (uncapped)
  • Offer available to new and approved applicants

    Qantas Frequent Flyer Credit Cards Comparison

    How to use this table to Compare and maximise your Qantas Points

    1. Bonus points & points per $ spent. Qantas Frequent Flyer cards offer you reward points for spending money on daily purchases like petrol and groceries. These points can be put towards great gifts including the whole or partial cost of a flight. Most cards will also give you bonus points for signing up for the credit card. In some instances, the bonus points can be worth more than the annual fee of the credit card. Use the first three columns to discover the rewards potential of the card.
    2. Purchase rate offers (interest rate p.a.). These cards typically have a purchase rate of around 20% p.a. While the rate may seem high, remember that these cards also offer a host of features and rewards you can’t get with low rate cards.
    3. Balance transfer. If you have credit card debt from another card, you can transfer your balance to your rewards card for a cheaper interest rate. Keep in mind that after the promotional period is over a balance transfer revert rate will apply.
    4. Annual fee. The annual fees for these cards can range from around $0 up to over $1,000. There are some cards that offer a low annual fee for the first year, which then increases the next year. Make sure the fee is fair in terms of the rewards your being offered.
    Rates last updated June 27th, 2016
    Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
    ANZ Frequent Flyer Black
    ANZ Frequent Flyer Black
    75,000 bonus points 0.75 1.5 19.99% p.a. $425 p.a. Go to site More info
    HSBC Platinum Qantas Credit Card
    HSBC Platinum Qantas Credit Card
    40,000 bonus points 1 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
    NAB Qantas Rewards Premium Card
    NAB Qantas Rewards Premium Card
    20,000 bonus points 0.5 1.5 0% p.a. for 15 months (reverts to 19.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $250 p.a. Go to site More info
    American Express Qantas Ultimate Card
    American Express Qantas Ultimate Card
    50,000 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
    American Express Qantas Premium Card
    American Express Qantas Premium Card
    30,000 bonus points 0 1 20.74% p.a. $249 p.a. Go to site More info
    Bankwest Qantas Platinum MasterCard
    Bankwest Qantas Platinum MasterCard
    8,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. Go to site More info
    American Express Qantas Discovery Card
    American Express Qantas Discovery Card
    7,500 bonus points 0 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
    Citi Qantas Signature Credit Card
    Citi Qantas Signature Credit Card
    70,000 bonus points 1 0 20.99% p.a. 0% p.a. for 6 months $99 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
    NAB Qantas Rewards Card
    NAB Qantas Rewards Card
    10,000 bonus points 0.5 1 0% p.a. for 15 months (reverts to 19.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $95 p.a. Go to site More info
    ANZ Frequent Flyer Platinum
    ANZ Frequent Flyer Platinum
    50,000 bonus points 0.5 1.5 19.99% p.a. $295 p.a. Go to site More info
    Bankwest Qantas MasterCard
    Bankwest Qantas MasterCard
    2,000 bonus points 0.5 0 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
    American Express David Jones - Qantas Rewards
    American Express David Jones - Qantas Rewards
    22,500 bonus points 0 0.75 20.74% p.a. $99 p.a. Go to site More info
    Rates last updated June 27th, 2016
    $
    Monthly Account Fee Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details
    Bankwest Qantas Transaction Account
    Earn Qantas Points on eligible purchases and on your account balance.
    Conditions apply.
    Mastercard $0 $2,000 No monthly fees when you deposit at least $2,000 into your account each month. Free access to Bankwest and CommBank ATMs in Australia. No overseas ATM withdrawal fees (charged by Bankwest) though third party fees may apply. Open More

    How do Qantas Frequent Flyer credit cards work?

    Credit cards linked to the Qantas Frequent Flyer program earn you points for every dollar that you spend. Some of these cards can also help you gain a higher level of membership in the airline program (bronze, silver, gold) and may offer other benefits such as Qantas Club entry or complimentary baggage allowance.

    Qantas Frequent Flyer credit cards often have annual fees and high purchase rates, so it’s a good idea to look at all the features and consider whether the benefits outweigh the costs.

    Earning Qantas Points with a credit card

    There are two main ways you can earn Qantas points with a credit card:

    1. Direct earning credit cards. These credit cards are directly linked to the Qantas Frequent Flyer program, with points going straight into your account. Getting a direct earn reward card, such as the American Express Qantas Discovery or the ANZ Frequent Flyer credit card, makes it easy to keep track of how many Qantas points you earn through using your card.
      These cards also tend to offer more perks directly related to the Qantas Frequent Flyer program. The HSBC Platinum Qantas card, for example, waives the Qantas Frequent Flyer membership fee if you are not already registered for the program (a saving of $89.50), while the AMEX Qantas Ultimate offers cardholders one complimentary domestic Qantas flight per year.
    2. Indirect earning cards. Some reward credit cards give you the opportunity to transfer points from their rewards program to the Qantas Frequent Flyer program. This option can be great if you want more flexibility with your reward points or have membership to more than one frequent flyer program.
      If you are considering a reward credit card that can indirectly earn Qantas Points, make sure you also look at the exchange rate and amount of points required to convert them to the Qantas Frequent Flyer program, as it varies from card to card. A credit card linked to the American Express Membership Rewards program, for example, can transfer one Membership Reward point for one Qantas Point, while a CommBank Awards credit card offers one Qantas Point for every two Awards points.Both direct and indirect earning cards come with a wide range of features and potential benefits, so comparing before you apply will help you find a credit card that is suited to your lifestyle and goals.

    How do I get the most Qantas Points from a credit card?

    The amount of Qantas Points you earn with a frequent flyer credit card depends on a wide range of factors, but you can boost your balance by considering the following features:

    • Sign up bonuses. Some Qantas Frequent Flyer credit cards offer bonus points for new customers when you sign up and spend a set amount of money in the first few months, often leading to thousands of additional points for your account. Make sure you familiarise yourself with the terms and conditions before applying though.
    • Earn rate. The amount of points you earn can be as little as 0.25 or as much as 1.5 for every $1 you spend on the card. The higher this earning rate, the more points you will ultimately get from paying with plastic.
    • Dual card accounts. Generally, American Express credit cards have the highest earn rate when compared to MasterCard or Visa options but they are not as widely accepted. So some reward credit cards will come with both an American Express and MasterCard or Visa option to help you maximise rewards.
    • Uncapped vs capped points. A lot of reward credit cards limit the amount of points you can earn each month. If you plan to spend a lot on credit to earn Qantas points, look for an uncapped card or one that has a cap above your average monthly spending level.
    • Additional cardholders. Some reward credit cards let you request a supplementary card for a partner or family member, which means they can use the card to make purchases and earn rewards. Just make sure you factor this into your repayments, and check whether or not there is a fee for getting additional cards.

    How to compare between different Qantas credit card offers

    With so many different Qantas Frequent Flyer credit cards on the market, comparing options gives you a better chance of finding a card that works for you. We’ve simplified this process by outlining the key features you should consider when you want to get a Qantas rewards credit card.

    Earning points

    • Points per dollar. The standard amount of points you earn for every $1 you spend has a huge influence on the overall value of this type of card. Keep in mind some Qantas credit cards may earn a higher standard rate for overseas purchases, or if it has both an AMEX and MasterCard or Visa option.
    • Points cap. Make sure your average monthly spending is less than any points cap to maximise your rewards.
    • Bonus points. Sign up bonus points can give you a huge amount of extra value when you choose a card. Compare offers and check the requirements to get the most out of this introductory feature.

    Rates & Fees

    • Annual fee. Standard annual fees for Qantas Frequent Flyer credit cards range from $79 to $450 or more. Some cards may waive the annual fee in the first year and there are also a couple that have no annual fee for life.
    • Standard interest rates. Qantas Frequent Flyer credit cards typically have high standard purchase rates, ranging from around 19.49% p.a. to 20.99%. Keep this feature in mind when considering your spending, and remember that even the smallest difference can add up if you ever carry a balance on the card.
    • Promotional interest rates. Some Qantas credit cards may offer low or 0% interest on purchases or balance transfers during the introductory period. This short-term feature can be a great way to boost your points balance and save money on interest if you know you want to spend a lot on the card in the first few months.
    • Other fees. The other charges you may face vary from card to card and can include international transaction fees, late payment or overlimit fees and cash advance charges. Considering how you plan to use your card will help you work out which of these fees you may need to avoid when comparing Qantas Frequent Flyer credit cards.

    Extras

    • Interest free days. If you pay off your credit card in full every month, you will get access to interest free days, which can give you more flexibility with repayments and help you avoid paying more for using your card.
    • Complimentary extras. Qantas credit cards can come with a range of other perks, including international travel insurance, complimentary flights, complimentary upgrades, hotel stays, airport lounge access, extended warranty coverage and purchase protection insurance.

    Considering all of these features and thinking about how likely it is you will use them can help you choose a card and get more value out of it in the long run.

    The biggest mistakes and things to avoid with a Qantas credit card

    Watch out for these mistakes and issues to make sure your Qantas Frequent Flyer card doesn’t cost you more money than it’s worth:

    • Overspending. It can be tempting to spend as much as possible to earn more Qantas Points, which could make it harder to pay off the balance and lead to credit card debt.
    • Not repaying your balance every month. If you don’t pay off the balance of your credit card in full every month, you will be charged interest for the remaining debt. With the typically high standard rates of Qantas credit cards, this cost could quickly outweigh the benefits of the account.
    • Not comparing the annual fee to the potential rewards. The value of rewards and other features should always outweigh the cost of the annual fee. An easy way to work this out is by comparing the amount of points you are likely to earn (and the value of any rewards you can claim) against the annual fee.
    • Not checking the standard features. It can be easy to get carried away with a great promotional offer. Some credit cards have introductory offers such as lower purchase rates, balance transfer rates or reduced annual fees. If you don’t check the standard features, you could end up with a nasty and expensive surprise after the first 12 months.
    • Making new purchases when you have transferred a balance to a Qantas credit card. If you transfer a balance to a Qantas credit card with a low or 0% promotional balance transfer rate, you will be charged interest on new purchases from the day they are made. While these purchases will earn you points, the additional interest costs will add to your balance and increase your overall credit card debt, taking value away from the rewards. Compare 0% balance transfer and 0% purchase credit cards to avoid this pitfall.
    • Not using complimentary extras. Credit card perks such as international travel insurance only add value to the account if you actually use them. So only factor in the potential value of these extras if they are useful to you.

    Who should get a Qantas credit card?

    It’s clear that Qantas Frequent Flyer credit cards have a wide range of benefits but can also be expensive in the wrong hands. In general, a Qantas credit card could be a good option if you:

    • Enjoy frequent flyer benefits. Qantas credit cards can open a range of frequent flyer benefits including complimentary lounge access, complimentary travel insurance and flight upgrades.
    • Are a loyal Qantas frequent flyer. If Qantas isn’t your preferred airline, consider another frequent flyer credit card.
    • Have good or excellent credit history. These cards are often more premium than basic options, so a better credit history will help you get approval when you apply.
    • Regularly use a credit card. The more frequently you pay with plastic, the more value you will get out of one of these cards.
    • Pay off the balance in full each month. Paying off the total owed on your credit card every time you get a statement reduces the cost of the card so that you can get more value out of the points that you earn.

    It’s important to consider these factors and your individual circumstances before deciding on a Qantas credit card. Otherwise, you may also want to consider getting a debit card that earns Qantas Points, such as the Bankwest Qantas Transaction account or Qantas Cash prepaid debit MasterCard.

    How to apply for a Qantas Frequent Flyer credit card

    Follow these steps to quickly and easily apply for your next Qantas Frequent Flyer credit card.

    1. Compare. Weigh up the features of several Qantas Frequent Flyer credit cards to find one that suits your needs.
    2. Apply online. Select the ‘Go to site’ button and you will be taken to a secure application page.
    3. Read through the terms and conditions
      Check the fine print to make sure you understand all of the details and any conditions required for introductory offers.
    4. Fill out the application form. Remember that you will need to provide personal details including your full name, date of birth, street address, drivers licence number and/or passport number. Credit card issuers also request supporting documentation, such as copies of your passport and driver’s licence to help identify you, so keep them handy and provide them as instructed.
    5. Submit the application. You should get a response from the issuer within a few minutes, either on the webpage or via email. Once you receive conditional approval, follow the instructions from the credit card company to complete the application process and get your credit card.

    Once this process is complete, your new Qantas Frequent Flyer credit card will be issued. Usually you will get it within 5-10 business days but it could be as many as 21 days before you receive the card, so make sure you check with your issuer to find out more.

    Frequently asked questions

    Do I have to join the Qantas Frequent Flyer scheme?

    Yes. Cardholders will have to join the Qantas Frequent Flyer program if they want to have their points credited towards a Qantas member account. Check to see if your card gives you free Qantas Frequent Flyer membership.

    How do I know how many points I have?

    Your credit card statement will include details of how many points you have earned during the billing period. You can also check how many Qantas Points you have at any time by logging into your Qantas Frequent Flyer account online.

    What if my application for a Qantas Frequent Flyer credit card is declined?

    There are many reasons a credit card application could be declined, including not providing all the necessary information in the application, not submitting supporting documentation, not meeting the eligibility requirements or having poor credit history. Check these factors to see if this situation can be easily resolved, or if you may want to take some more time comparing options to find a card that is suitable for you.

    Will I earn Qantas points for every transaction I make on my credit card?

    No. While most purchases are considered ‘eligible transactions’ that earn points, there are some that don’t qualify. These can vary from card to card and could include cheques, cash advances (such as ATM withdrawals), BPAY payments, interest charges, government charges and business related expenses.

    Can I earn bonus points for signing up to a credit card and then cancel it?

    Assuming you meet the criteria for the bonus points, once they are credited to your account you can cancel your credit card at any time. Just remember that cancelling a card could attract fees and any credit activity – including applications and cancellations – could also affect your credit history. Taking these factors into account a good strategy can be to apply for a card that maximises your bonus points earnings. You can compare frequent flyer cards and their bonus points amounts on this page.

    Qantas Frequent Flyer credit cards can be a great way to earn points and get rewards faster through everyday spending. So now you know more about these cards, you can compare different options and consider your own circumstances to find a credit card that really works for you.

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    182 Responses to Qantas Frequent Flyer Credit Cards

    1. Default Gravatar
      Tom | June 14, 2016

      Qantas also appear to have a cash card which is not covered in the comparison material here (btw the material is otherwise very comprehensive; well done). Can you advise what overseas transaction fees are associated with the Qantas Cash card and also whether the exchange rates spreads make it a good choice.
      Also, while on the subject of cash cards and credit cards, which are most to likely to offer consumers the most attractive exchange rate spreads?

      • Staff
        Ysa | June 15, 2016

        Hi Tom,

        Thanks for leaving your feedback.

        However, please be gently reminded that you have come through to finder.com.au, a comparison website, and is not in the position to recommend specific products or issuers.

        To answer your question though, if you withdraw cash from an ATM outside Australia, an overseas ATM withdrawal fee applies. For a full list of currencies, rates and fees associated with this account, kindly refer to our Qantas Card with Qantas Cash review page.

        I hope this helps.

        Cheers,
        Ysa

    2. Default Gravatar
      Sim | April 21, 2016

      Do I have to be an existing Qantas Frequent Flyer member before applying for this card, or will applying for this card give me free membership to the Qantas FF program?

      • Staff
        Sharon | April 21, 2016

        Hi Sim,

        Thanks for your inquiry.

        Once your application gets approved, you will be eligible to receive a complimentary Qantas Frequent Flyer membership offered by ANZ (saving you $89.50). You may refer the benefits section of this page for more details.

        Cheers,

        Sharon

    3. Default Gravatar
      Amy | April 6, 2016

      new card

      • Staff
        Ysa | April 7, 2016

        Hi Amy,

        Thanks for coming through creditcardfinder.com.au.
        To allow me to assist you further, was there a specific question you had about Qantas Frequent Flyer Credit Cards?

        Cheers,
        Ysa

    4. Default Gravatar
      | March 19, 2016

      Hi,

      If I have held one of the HSBC cards previously that gave me Qantas points, it’s been closed over 12monthd, would I be eligible to apply for a new one and obtain the points?

      Thanks
      Stephen

      • Staff
        Ysa | March 20, 2016

        Hi Stephen,

        As long as you have not been a primary cardholder of any card products offered by HSBC within the last 12 months, you will be eligible to apply for a new one and take advantage of the points offer.

        Cheers,
        Ysa

    5. Default Gravatar
      Barbara | March 11, 2016

      Two of us are flying qantas from Melbourne to Hong Kong economy in june How many FF points does that give us

      • Staff
        Ysa | March 13, 2016

        Hi Barbara,

        Thanks for your question.

        The amount of points required will depend on a number of factors including the preferred travel class, destination and time of booking.

        However, a one way flight from Melbourne to Hong Kong will cost a total of 28,000 points for an Economy flight, per person.

        For future reference, you can use the Points Calculator to determine the number of Qantas Points required for a Classic Flight Reward on Qantas and partner airlines. Please refer to the link I have forwarded to your email.

        I hope this has helped.

        Cheers,
        Ysa

    6. Default Gravatar
      Geoff | February 29, 2016

      Hi, Thanks for your reply. I will indeed go check my credit rating, as I think it is A1, but maybe others do not agree. I did provide HSBC with my SMSF statement showing almost 2 million is assets with no liabilities other than day to day.

      So, maybe I have no choice and I am stuck with the Citi credit card.

      Citibank advise that BPAY, or Direct Debit payments each month do not attract FF points. I am a bit perplexed as to how you now earn FF points when using a credit card…They keep saying “eligible payments”, without explaining what an eligible payment method is in real English other than their legal terms and conditions.

      Are eligible payments those made through the credit card to certain vendors only? Do I have to link the card to these vendors?

      • Staff
        Jonathan | March 1, 2016

        Hi Geoff, thanks for your inquiry!

        Eligible purchases/ payments typically require a good/ service to be exchanged. You can earn FF points by using your credit card at the point of sale. Since direct debit payments are usually associated with paying bills and charges these transactions do not qualify for earning FF points.

        Cheers,

        Jonathan

    7. Default Gravatar
      Geoff | February 26, 2016

      I made an application to HSBC for a Platinum Qantas Credit Card, but they declined me.
      They advise there is no, “one” reason for their decision, but i am sure they must there must be a reason. Can I make them tell me the reason(s) for declining me?

      I have had a credit card all my life, never been in default, or late payment, and my credit history should be perfect, as never any issues. My present credit card has a limit of $25,000, and they keep offering me more….The new card would have provided greater points earning ability.

      The only issue maybe, is that I retired a few years ago. However, my income from my super and private investments gives me an annual income of $60,000+, and despite a few world trips each year over the last three years with Qantas in First and Business, my super balance is still going up, proving we can live within the income range.

      I would have thought, some one like me with a million plus in super, with no mortgages etc is a far better risk than some person an a salary paying a mortgage and other commitments, with their job always in question…..

      • Staff
        Sally | February 29, 2016

        Hi Geoff,

        Thanks for your question and we’re sorry to hear about your declined credit card application. If your credit history is in good standing and you meet the eligibility requirements, perhaps you didn’t include all of the necessary information (such as superannuation statements and assets) to prove your income.

        Declined credit card applications can have a negative impact on your credit score, so you might want to take some time comparing your options before applying for another one. In the mean time, you might like to read over the product disclosure statement to confirm which documents you need to provide to increase your chances of approval.

        I hope this has helped and we’re sorry we can’t provide you with more specific information.

        Cheers,

        Sally

    8. Default Gravatar
      Thoi | February 16, 2016

      Is direct debit payment considered to be an eligible purchase with BankWest Qantas transaction account? Thanks

      • Staff
        Jonathan | February 16, 2016

        Hi Thoi, thanks for your inquiry!

        Direct debit payments can qualify as eligible purchases providing a good/ service is being exchanged for funds. Transactions that do not qualify as eligible purchases include cheques, any transaction which incorporates a cash-out transaction at any merchant, BPAY payments, interest charges, government charges and business related expenses. Please refer to page 3 clause 5 of the PDF I have sent to your email for the full list of ineligible transactions.

        Cheers,

        Jonathan

    9. Default Gravatar
      Geoff | February 2, 2016

      My present credit card provider has advised me from May they will no longer accept payments via BPay as eligible payments to earn Qantas FF points. Is the BPay payment a common restriction?

      I am thinking of using the Bank@Post as an alternative

      • Staff
        Jonathan | February 3, 2016

        Hi Geoff, thanks for your inquiry!

        A number of banks/ issuer allow bill payments to earn Qantas FF points. So we can inform other users to this update could you please let us know who your credit card issuer is?

        Thanks,

        Jonathan

      • Default Gravatar
        Geoff | February 4, 2016

        Hi, I was looking at the HSBC card which allows bill payments to be claimed as flyer points…I am in the process of an application…But, when I look at their site, it seems to be saying they do not allow BPAY ??

        “Ineligible transactions for earning points includes balance transfers, cash advances, interest free transactions and HSBC’s special promotions, business expenses, fees or charges (including government), any value charged to your card in association with a points plus pay redemption, any expenditure incurred as part of a ‘points plus pay’ transaction, a transaction which HSBC decides is fraudulent or involves the abuse of a card, a disputed debit transaction and finally BPAY transactions.”

      • Staff
        Jonathan | February 5, 2016

        Hi Geoff, thanks for your response.

        That is correct, unfortunately HSBC does not allow earning points with BPAY transactions. Since earning points with BPAY payments is less common transaction the best way to approach this would be to narrow down your list of credit card options and determine whether each bank accepts BPAY payments or not. Were there any other credit cards you were considering to apply for?

        Cheers,

        Jonathan

      • Default Gravatar
        Geoff | February 5, 2016

        Hi, Any card will do that I can use my monthly payment to attract points.

        My present card will have annual fees of $160. Unless I can earn sufficient points, maybe the award card is not worth it?

        Maybe I go back to the old way of paying the card – A bank transfer! I do not see any reference to this as being not an eligible payment.

      • Staff
        Jonathan | February 8, 2016

        Hi Geoff, thanks for your inquiry!

        That is correct. It is beneficial to take your annual fee into account and assess whether you earn sufficient points to justify the value of having a particular rewards card. Please note that we are a comparison service and are unable to recommend a specific credit card, although you can compare the available Qantas credit cards in the table provided. You can compare these cards based on annual fees, interest rates and rewards points earned per $1 spent.

        I hope this helps.

        Cheers,

        Jonathan

      • Default Gravatar
        Geoff | February 3, 2016

        Hi Jonathon,
        My current provider is Cardservices – Mycard (part of the citigroup)

        They have advised me about a few changes:

        BPAY transaction no longer able to earn reward points.

        The international transaction fee will be 3.4% of the AUD dollar conversion of any transaction made in a foreign currency.

        Any transaction made with an overseas merchant in Australian Dollars, of which a 1% service and assessment fee is payable by Mycard to MasterCard

        A $49.00 annual fee for the rewards program(used to be free)

        Change from 1 point for each Australian Dollar to 1 point for each Australian Dollar for the first $1500 spent each statement period and 0.5 Points thereafter.

        Platinum reward points earn rate reduced from 1.25 to 1 point

        So, in my case, I pay my card each month via BPAY, which I have done for many years). If I can no longer earn points this way, I need to find another way of making payment(I have asked them this and they are considering my request)

        OR look for a new card provider. But, now retired, obtaining a new card may not be as easy when working.

      • Staff
        Jonathan | February 3, 2016

        Hi Geoff, thanks for your reply!

        We can confirm that Citi has cancelled the feature of earning Qantas Points with BPAY payments. Since this feature varies between banks please refer to the section ‘Which credit card issuers let you earn Qantas Points paying bills’ on this page for an evaluation of which banks still allow this points transaction.

        Cheers,

        Jonathan

    10. Default Gravatar
      Ash | January 9, 2016

      What are the affiliated shops were you earn double points

      • Staff
        Debbie | January 11, 2016

        Hi Ash,

        Thank you for your inquiry.
        Please note that you’ve come through finder.com.au, an online comparison service and not Qantas.

        Unfortunately, we can’t provide a full list of the shops where you can earn double points. These offers may also vary on the credit cards or issuers that lets you earn Qantas Points. You may want to go directly to Qantas Store website or contact directly a customer service representative, they may able to assist you further with your concern.

        For more details on Qantas Frequent Flyer program partners, kindly check this page.
        I hope this helps.

        Cheers,
        Debbie

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    14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
    HSBC Platinum Credit Card
    Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
    19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
    NAB Low Rate Credit Card
    The NAB Low Interest Visa Card offers 0% p.a. purchase and balance transfer offers for 15 months. Also comes with a low annual fee.
    0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $59 p.a. Go to site More info
    HSBC Platinum Qantas Credit Card
    Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
    19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info

    * The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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