Select Credit Union Visa Credit Card

Credit Card Deals

	Interest Rate p.a.	Balance transfer Rate p.a.
CUA Platinum MasterCard	20.24% p.a.	0% p.a. for 9 months

The Benefits

The Select Credit Union Visa Credit Card features competitive low rates on purchases and up to 44 interest free days. The Select Credit Union Visa Credit Card is accepted worldwide. Additional cards are available at no extra cost. The card holder has access to ATM’s and EFTPOS.

Credit card holders are eligible to open an online account for the management of the credit card. This allows the account holder the ability to monitor their account frequently, and check purchases are posted correctly and make sure no unauthorized purchases are being made. This is an excellent method of guarding against identity and credit card theft.

The credit card holder also has the ability to make online payments and avoid late fees, if the payments are made by the close of the billing cycle. Credit card holders also have the convenience of banking by phone.

The credit card holder has the ability to check their credit card balance, and when the next payment is due. Setting up an account is easy. All it takes is a phone call to customer service.

Interest Free Days

The Select Credit Union Visa Credit Card has one of the best features a credit card can have, and that is interest free days. What that means is if the credit card user pays their balance in full at the end of each billing cycle, they will be charged no interest. If there is a balance due at the end of the billing cycle and a purchase was made at any time during the interest free days time frame, there will be no interest charged for that number of days.

For example, if the interest free days are 44, and 01 April is the first day of the billing period, and 30 April is the last day, and there are 44 interest free days, 14 May is the day payment is due on the balance. If a purchase was made on 20 April, the credit card is only charged interest on 24 days if the balance is not paid at the end of the billing cycle.

The Application

Applying for the Select Credit Union Visa Credit Card is easy, convenient and can be completed and submitted online. To be eligible to apply for the Select Credit Union Visa Credit Card, the applicant must be at least 18 years of age, have a good credit rating, earn a taxable income of at least $25,000 per year or more and be a permanent resident of Australia.

To complete the application, the applicant must provide their contact information, drivers license number if the applicant has one (a drivers license is not required to apply for the Select Credit Union Visa Credit Card), employer information including telephone number and address, if self employed provide the name of your accountant, the company name and telephone number. If you are to apply for a credit card balance transfer, provide the accounts and the balance to be transferred.

When applying online, the applicant can expect a response within 48 hours.

Other Benefits

The Select Credit Union Visa Credit Card can be used in case of emergency and can be used overseas. With the online account and telephone banking management, credit card holders will find the Select Credit Union Visa Credit Card the card that will bring them the greatest value. The Select Credit Union Visa Credit Card is eligible for Verified by Visa, which is an additional layer of protection when suing the credit card online.

The Select Credit Union Visa Credit Card is the card for the no frills credit card user that needs the services and benefits of a credit card without a high price to go with it.