Set Yourself Financially Free With EOD Basic 3.0

We live very busy and expensive lives. Trying to juggle work, family and social commitments not only leaves us with very little time on our hands, but also takes the majority of our money from our pockets.

Did you know that you are far better off than you think? I was not convinced either, however I learned a skill that unlocked my finances, allowed me to get more from my money, and let me pay off all my debts quicker.

What was it?

I learned how to budget!

That’s right. Just by learning how to budget and allocate my money I found that I actually had more than I thought spare at the end of each month, and I was able to pay bills without having to worry whether I would go over drawn.

The Keys To The Kingdom

Working out a budget using a plain old piece of paper and a calculator is both very unorganized, and leaves you prone to errors. There is now an amazing piece of software available that allows you to not only plan your budget, but to actually keep tabs on every cent you are spending so you can be sure your plan is working.

Introducing EOD Basic 3.0! developed by Brad Chaffee from Enemy of Debt

Brad is a totally awesome dude. We can’t thank him enough for his support and contribution to PF Comics (Check out PF Comic #6 – Taking Extra Jobs written by the man himself!). He also knows how to crank out seriously awesome personal finance tips – and EOD Basic 3.0 is his latest creation!

This is an amazingly basic yet powerful bit of kit. It is easy to use, but allows you to have total control over your money so you can see where every last dollar is spent.

What Does It Do?

EOD Basic 3.0 comes as an excel file. It has various sections and columns, and leads you through various steps you need to take in order to arrange your budget. The basic steps are shown below:

• Step 1- Enter your income so you know what is coming in that month
• Step 2- List all of your bills so you know what is due when
• Step 3- List random expenses like meals out, birthday gifts etc.
• Step 4- Decide where each dollar is being spent so you are in control
• Step 5- (optional) Tell the system what bills you want paid

By following these steps you are never in doubt as to what needs to be paid, what money will be left at the end of the month, and what money is left for you to save.

There is even a budget overview function that allows you to have a visual print of your budget so you can keep it handy and always know where you stand.

Is It Easy To Understand?

Well, that is in fact the inherent beauty of the EOD system. It actually shows you what to do as you go. Even if you have no technical knowledge, and are an excel virgin, no matter.

It is as simple as inputting information and reading the result!

I would strongly recommend anybody who wants to finally have total control over their finances give EOD 3.0 Basic a look. It is totally free to download, and can be used immediately.

Once you have sampled the system, I know it will not be very long before you realise the power of budgeting. In fact, I wish I had started years ago!