• Best Credit Card for Shoppers
  

  This article lets you discover what makes a credit card shopper-friendly. Learn important details before making that credit card your new best friend.

• Shop Online With Woolworths Homeshop.com.au And Earn Everyday Rewards Points
  

  The Woolworths Homeshop has just had a new face-lift and is now the new-look Woolworths Online. Basically this website gives anyone who has a Woolworths Everyday Rewards card the opportunity to earn more points when shopping online at Woolworths. Find out more about this new website here.

• Woolworths Everyday Rewards: Earn Frequent Flyer Points While You Shop
  

  If you want to get the most out of a rewards credit card then the Woolworth Everyday Rewards program is something you should consider. Find out how you can earn Qantas Frequent Flyer points and other great rewards on this program.

• How To Make A Decision Before Making A Purchase
  

  Keeping track of what you purchase can be difficult and can sometimes get out of control. To help you track your expenses here is a process on how to make the best decision on all your purchases.

• Woolworths Wish Gift Card
  

  The gift card is now on of the most popular gifts as it gives people the opportunity to spend on what they actually want. Apparently 20% of all presents given are actually what people would have bought themselves, or actually like, so by giving a gift card the receive can get what they want 100% of the time!

• How To Shop Safely Online
  

  If you shop online regularly, or you are considering to shop online for the first time, there are key things that you should know to help ensure you have a safe online shopping experience. This guide to shop online safely will teach you some of the fundamentals to protecting yourself from credit card fraud and other online shopping security threats.

• Guide To Using Your Credit Card On The Internet
  

  Read our guide to get a good understanding of the facets of using your credit card for internet shopping, including all the important bits of information you’ll need to feel safe when shopping online with your credit card.

• Financing Purchases With A Credit Card
  

  Financing purchases with a credit card is not always an unwise choice. There are exceptions like in an emergency, for a great deal, or for a lower interest rate when it can be a good choice. There are also rare opportunities when you can benefit monetarily from financing a purchase.

• Choose a Card That Matches Your Spending Habits
  

  When it comes to choosing a credit card it is vital that you consider all card offers, but choose a card that suits your spending habits. For example, if you rarely pay your balance each month and always only pay back the minimum repayment, you are generally not going to be suited to a rewards credit card and should consider a low interest credit card. Read our article for more information on choosing the right card for your financial situation and spending habits.

• Five Simple Ways To Avoid Over-Spending On Your Credit Card
  

  It is important that you manage your credit card to keep your expenses within a healthy level, that you know you will be able to repay within your cards interest free period. Follow our five simple tips to help avoid over-spending on your credit card.

• 5 Tips To Kill Impulse Spending Which Runs Up Credit Card Over-spending
  

  When people walk by something they like whilst they are doing their shopping, it’s not uncommon for them to stop and actually buy that item. It’s called impulse spending, and retail stores actually optimise their stores and checkouts to encourage it. To avoid over-spending on your credit card, you need to equip yourself with some skills to avoid going over you limit. Our guide covers 5 tips to avoid excess spending on your card.

• How to shop online safely with your credit card
  

  I am sure you have read all the headlines about credit card fraud, but the truth is, it only affects a fairly small amount of cases. Internet shopping is highly convenient, and a great way to help you save money. Follow our guide to ensure your safety next time you shop online.

• How to hide your credit card purchases from your partner
  

  So you have just finished on your shopping spree and have bought maybe just a bit more than what you told your partner you would. This situation is very common – it isn’t a problem, if you know how to hide your credit card purchases!

  For this guide, we seek the advice from personal shopping expert Sarah Donges from The Beauty Tutor who shares her top 5 tips to hide your credit card purchases from your partner.

• What do our Purchases Tell Credit Card Providers?
  

  
  Do you have a preference for premium brands over stock ‘generic’ labels? According to bank consumer psychology research, you’re more likely to make responsible repayments.

  
  

  Find out what else your credit card purchases may indicate about your lifestyle and spending habits.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%