How to earn more flybuys points while shopping

Information verified correct on October 28th, 2016
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Whether you’re getting the groceries, going on a shopping spree or booking a holiday, find out how you can boost your flybuys points balance in the process.

As one of Australia’s largest loyalty programs, flybuys has a massive number of partners that allow you to rack up points through everyday spending and promotions. Here, we look at the different options available  to help you get the biggest bang for your buck in flybuys points.

Coles No Annual Fee MasterCard

Coles Credit Card Offer

Coles No Annual Fee MasterCard offers a low interest rate. Plus no annual fee and earn flybuys points everywhere you spend.

  • $0 p.a. annual fee
  • 0% p.a. for 15 months (reverts to 19.99% p.a.) on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 19.99% p.a.
  • Up to 62 days interest free
  • Minimum Income Requirement of $25,000 p.a.

flybuys Credit Card Comparison

Rates last updated October 28th, 2016.

Coles Rewards Platinum MasterCard

2 flybuys reward points for every dollar spent + a low balance transfer offer

May 30th, 2016

NAB flybuys Rewards Card

0% balance transfer and purchase rate offers have been extended until 22 January 2017.

October 3rd, 2016

Coles No Annual Fee MasterCard

New offer of 0% for 15 months on purchases, which is valid until 31 December 2016.

October 5th, 2016

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Jonathan Choi Jonathan
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
0 0.5 $49 p.a. Go to site More info
Coles No Annual Fee MasterCard
Enjoy low purchase rate offer of 0% p.a. for 15 months and no annual fee for the life of the card. Earn 1 flybuys point for every $2 spent.
0 0.5 $0 p.a. Go to site More info
Coles Rewards Mastercard
A low annual fee credit card. Plus receive $10 off your Coles Supermarket and Coles Express shop when you redeem 2,000 flybuys points.
0 2 $89 p.a. Go to site More info
Coles Platinum No Annual Fee MasterCard
Enjoy no annual fee for the life of the card, low interest rate offer on purchases for up to 15 months with platinum card benefits.
0 0.5 $0 p.a. Go to site More info
Coles Rewards Platinum MasterCard
A platinum card with a low interest rate with ability to earn flybuys points.
0 2 $89 p.a. Go to site More info
NAB flybuys Rewards Card
Enjoy a low interest rate offer on purchases and balance transfers. Also 1 point for every $1 you spend on your everyday purchases.
0 1 $95 p.a. Go to site More info


Where can I earn flybuys points?

flybuys has a wide range of partners that allow you to earn points per $1 spent. Most major partners, such as Coles supermarkets, Kmart, Target, Liquorland and utility company AGL, offer 1 point per $1 as a standard rate.

There are also few businesses that reward your spending with a high standard flybuys points earn rate. For example, Budget and Telstra both offer 3 flybuys points per $1 spent, while Jawbone and Fitbit offer a massive 10 flybuys points per $1. The more familiar you are with these partners and their standard earn rates, the more opportunities you have to spend in a way that boosts your flybuys balance.

Where can I earn 1 flybuys point per $1 spent?

  • flybuys travel
  • flybuys eShop
  • Etihad
  • Coles
  • Coles Insurance
  • Coles prepaid cards
  • Kmart
  • Liquorland
  • Kleenheat
  • NAB
  • AGL
  • OPSM
  • Weight Watchers

Where can I earn bonus flybuys points per $1 spent?

  • Coles credit cards: 2 flybuys points
  • Goodlife Health Club: 2 flybuys points
  • Adidas: 3 flybuys points
  • Telstra: 3 flybuys points
  • Budget: 3 flybuys points
  • Jawbone: 10 flybuys points
  • Fitbit: 10 flybuys points

How else can I boost my flybuys points?

  • Coles credit cards. Coles has a range of credit cards that offer flybuys points for every $1 spent on the account. The Coles No Annual Fee Mastercard offers 0.5 points per $1 spent (or 1 point per $2 spent), while the Coles Rewards MasterCard offers 2 points for every $1 spent on eligible purchases. If you use one of these credit cards at a retail partner, you can earn points twice: once through flybuys and once through the card.
  • Look for bonus point offers. flybuys partners often provide bonus point promotions. For example, you could get bonus flybuys points as a signup bonus with an eligible Coles credit card or if you take out insurance with Medibank or ahm. If you’re shopping online, the flybuys eShop and flybuys Travel also feature seasonal bonus points offers in addition to their standard earn rates of 1 point per $1. For example, you could get five times as many points for booking a specific holiday package through flybuys Travel, or for shopping with a partner retailer during the promotional period at a flybuys eShop.
  • Bundle your insurance. Hold the full suite of Coles insurance products (car, home, life and landlord insurance) and you’ll get 5 flybuys points for every $1 spent at Coles. Plus, you could increase your earn rate to 7 points per $1 spent if you also use the Coles Rewards MasterCard for your shopping.
  • Use an additional card. Get a second flybuys card or Coles credit card for a family member for extra spending power.

flybuys offers up a wide range of ways to earn points through everyday spending. It also regularly runs bonus point promotions that can provide hundreds or even thousands of additional points. Now that you know more about these options, you can choose which partners and products fit with your spending habits so that you can get as many rewards as possible.

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Credit Cards Comparison

Rates last updated October 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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