Finder.com.au
Credit Card Finder Comparison Service Australia

Singapore Airlines Westpac Gold Card

Posted March 18th, 2010 and last modified December 20th, 2011

Learn about the great rewards program available on the Singapore Airlines Westpac Gold Card. Get a low rate on balance transfers and enjoy the kudos of carrying a bonus Amex card in your purse or wallet.

Interest Rates, Fees & Charges

Balance Transfer Rate

0.99% p.a. for 6 months

Interest Rate on Purchases 19.49% p.a.
Annual Fee $125
Interest Free Period up to 45 days
Cash Advance Rate 20.74% p.a.
Card Type Gold
Credit Card Type American Express/Visa
Rewards Program Yes

The Singapore Airlines Westpac Gold Card is known as a companion credit card, meaning you get two credit cards to maximise the number of points you can earn with its rewards program, which builds up KrisFlyer miles towards flights with Singapore Airlines.

You pay only one annual fee, have one credit limit, and receive one monthly statement, but you get double the opportunity to earn points with your credit card purchases. The concept is that you use your Singapore Airlines Westpac Gold American Express Card where Amex is accepted, and earn 1 KrisFlyer mile per dollar spent, and at places where Amex isn’t accepted, you simply hand over your Singapore Airlines Westpac Gold Card , and earn a half a KrisFlyer mile per dollar spent. Visa is accepted at over 28 million merchant locations around the world, so between the two cards, you will never be lacking a willing merchant to accept your purchase.

Besides earning points on all your card purchases, if you buy Singapore Airlines tickets in Australian dollars with either of your cards on singaporeair.com.au for travel out of Australia, you will earn double the KrisFlyer miles you would usually earn at the standard rate, meaning you can be flying again sooner. And how about receiving 5,000 KrisFlyer miles just for making your first purchase with either card?

On top of this, your annual fee for the first year for the Singapore Airlines Westpac Gold Card is $125, you can enjoy an introductory balance transfer offer of 0.99% p.a. for 6 months, and you receive a host of complimentary insurances just as you would on a platinum level card.

The Singapore Airlines Westpac Gold Card Rewards Program

  • Earn 1 KrisFlyer mile for every $1 spent on purchases in or outside Australia using your Singapore Airlines Westpac Gold American Express Card
  • Earn 0.5 KrisFlyer mile for every $1 spent on purchases in or outside Australia using your Singapore Airlines Westpac Gold Visa Card
  • Earn double the usual KrisFlyer miles for every dollar your spend on singaporeair.com.au
  • Up to 1 bonus point for every dollar spent at participating bonus partners within Australia

Other key features of the Singapore Airlines Westpac Gold Card

  • Two credit cards linked to one account, with one annual fee, one monthly statement, and one credit limit
  • $125 annual fee for the first year
  • 0.99% p.a. for 6 months on balance transfers from non-Westpac credit card following account opening
  • 19.49% p.a. interest rates on purchases (variable)
  • 20.74% p.a. on cash advances (variable)
  • Complimentary Overseas Travel Insurance cover for trips of up to 6 months
  • Complimentary Purchase Security Insurance cover
  • Complimentary Extended Warranty Insurance cover

To take advantage of the fab rewards and features of the Singapore Airlines Westpac Gold Card , why not make an application today?

Minimum Income Minimum Age 18 years of age
Residency Permanent Australian Resident Credit Rating Requirement Good
Min Credit Limit $5,000 Max Credit Limit $50,000
Annual Fee $125 Balance Transfer Fee
Minimum Repayment 2% Interest Charged From
Late Payment Fee $9 Over Limit Fee $9
Overseas Emergency Replacement Overseas ATM Balance check
Overseas ATM Withdrawal $2.50 Foreign Currency Conversion Fee
Rewards Points per Dollar AMEX:1 Visa:0.5 Point(s) Points needed for Syd/Mel Return Flight 12500
Points needed for $100 Voucher

Ask A Question About This Card

Please note: Question moderation is enabled and may delay your question.
There is no need to resubmit your question. Once approved, your question will be public and appear on this page.



Popular Credit Card Offers

  Interest Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Cash Advance Rate (p.a.)  
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Competitive interest rate on purchases and balance transfers offer.11.99% 2.9% for 12 months$9921.74%Apply Now For The Citibank Clear Platinum Card Read More About The Citibank Clear Platinum Card
St George Vertigo
St George Vertigo
Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.13.24% 0.99% for 12 months$5521.49%Apply Now For The St George Vertigo Read More About The St George Vertigo
ANZ Platinum Credit Card
ANZ Platinum Credit Card
An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.0% for 6 months (reverts to 19.24% )0% for 6 months$0 annual fee for the first year( $87 thereafter)20.99%Apply Now For The ANZ Platinum Credit Card Read More About The ANZ Platinum Credit Card
American Express Qantas Discovery Card
American Express Qantas Discovery Card
Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer.20.74% $020.74%Apply Now For The American Express Qantas Discovery Card Read More About The American Express Qantas Discovery Card