Singapore Airlines Westpac Platinum Card
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Find out how the Singapore Airlines Westpac Platinum Card rewards program can help you jet off around the world with its two companion credit card system.
Take control of your debts by making a balance transfer from a non-Westpac credit card at 0.99% p.a. for 9 months.
| Product Name | Westpac Singapore Airlines Platinum | |
|---|---|---|
| Balance Transfer Rate | 0.99% p.a. for 9 months | |
| Interest Rate on Purchases | 19.49% p.a. | |
| Annual Fee | $250 p.a. | |
| Interest Free Period | up to 45 days | |
| Interest Rate on Cash Advances | 20.74% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$8,000 | |
| Max Credit Limit | $100,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | American Express/Visa | |
| Late Payment Fee | $9 | |
| Complimentary Travel Insurance | Yes | |
| Available to Temporary Residents | Yes | |
| Joint Application | No |
The Singapore Airlines Westpac Platinum Card is one of the family of companion credit cards. This means you actually get two credit cards, the idea being to maximise your chances of earning points with its rewards program, which as the name suggests earns KrisFlyer miles towards flights with Singapore Airlines.
With companion credit cards, you pay one annual fee, have one credit limit, and get one monthly statement, but you get the opportunity to double your points. The way this works is that you use your Singapore Airlines Westpac Platinum American Express Card for purchases where Amex is accepted, earning you 1.5 KrisFlyer mile per dollar spent, and where Amex isn’t accepted, you just present your Singapore Airlines Westpac Platinum Visa Card for payment instead, earning 0.5 KrisFlyer mile per dollar spent. Also, if you purchase Singapore Airlines tickets in Australian dollars with either of your cards on singaporeair.com.au for travel out of Australia, you will earn double the standard KrisFlyer miles that you would have earned.
And to get you well and truly on your way, you earn 10000 KrisFlyer miles with your first purchase with either card.
Finally, let’s not forget the usual platinum benefits such as complimentary insurances, purchase cover and extended warranties.
The Singapore Airlines Westpac Platinum Card Rewards Program
- Earn 1.5 KrisFlyer mile for every $1 spent on purchases in or outside Australia using your Singapore Airlines Westpac Platinum American Express Card
- Earn 0.5 KrisFlyer mile for every $1 spent on purchases within Australia using your Singapore Airlines Westpac Platinum Visa Card
- Receive 10000 KrisFlyer miles after your first purchase using either of your cards
- Earn double the usual KrisFlyer miles for every dollar your spend on singaporeair.com.au
Other key features of the Singapore Airlines Westpac Platinum Card
- Two credit cards linked to one account – one annual fee, one monthly statement, and one credit limit
- $250 p.a. annual fee.
- 0.99% p.a. for 9 months on balance transfers from non-Westpac credit card, following account opening
- Interest rates on purchases 19.49% p.a. (variable)
- Interest rate on cash advances 20.74% p.a. (variable)
- Complimentary Overseas Travel Insurance cover for trips of up to 6 months
- Complimentary Purchase Security Insurance cover
- Complimentary Extended Warranty Insurance cover
If the Singapore Airlines Westpac Platinum Card sounds as though it might suit your lifestyle and credit card needs, then go ahead and make an application today.
Read the Westpac Singapore Airlines Platinum terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | Yes - Conditions apply | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $8,000 | |
| Max Credit Limit | $100,000 |
| Annual Fee | $250 p.a. | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $9 | |
| Over Limit Fee | $9 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $2.50 | |
| Foreign Currency Conversion Fee | 2% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $1 |
Pros
- This is a companion card offering both a Visa and an American Express linked to the one account. This means that you can earn the maximum amount of Singapore Airlines Rewards points by using your American Express or Visa depending on the situation.
- This card has a competitive balance transfer offer with 0.99% for 9 months.
- If you use your Singapore Airlines card to make a purchase with the airline in Australia dollars, you will earn double the standard rate of accrual.
Cons
- The Singapore Airlines Westpac Gold Card only offer up to 45 days interest free on purchases made with your card.
- You will not get any interest free days on purchases with your credit card until you have repaid the full amount you have brought to the card using the balance transfer feature.
Read the Westpac Singapore Airlines Platinum terms and conditions.
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9 Responses to Singapore Airlines Westpac Platinum Card
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Does the Singapore Airlines Platinum Westpac Card provide additional cards, ie. one for myself and one for my husband?
Hi Ann,
Yes the Westpac Singapore Airlines Platinum Credit Card does allow an additional card holder at no extra fee. A secondary or additional card holder does not have the same authority as the primary card holder. You will be able to make purchases etc. but you will not be able to increase the credit limit or close the account. Cheers.
Jeremy
what is the annual fee for gold and platinum card after end of the 1st year of the promotional offer?
Hi Jan. The annual fee for the Singapore Airlines Westpac Platinum Card is $250 payable from the first statement after you activate your card. The promotional offer refers to a low introductory interest rate of 1.99% for 12 months. After the 12 month introductory period, the annual purchase rate of interest will be charged on any outstanding balance transfer debt. Thanks for your question.
Hi Ravi. I’m not sure about the staff discount best to ask someone at your work. As for earning points, you will earn points on your everyday purchases, buying groceries etc. There are exclusions, generally relating to cash advances and balance transfers, but there are others too, so you should consult the PDS for further information. Cheers.
Does the card allow access into the airport lounges?
Hi Scott. This card does not come with any specific lounge access benefits. However, as a Kirsflyer member, you can use your status points to get access to Star Alliance lounges all over the world. Hope this helps.
Hi i would like a star alliance credit card for canadians. Please get back to me. Thanks
Hi Sydney. Apologies, we can’t help with this one. We focus on cards that are available to Australian residents and people visiting Australia on a long stay visa only. Jacob.