Business credit cards are a great way of maintaining a positive cashflow. You however need to be wise when choosing a card that is best for you. The St.George business credit card is one of the best on the market; Read on for more information about this card.
It is important that you plan carefully when choosing a credit card to improve cash flow, otherwise your business may not grow as much as it can. The St.George business credit card is a great choice for almost any business; below are some important facts about this card.
The St.George BusinessVantage Visa credit card is designed to help businesses manage their finances better. It provides detailed business reports that help you manage your expenses and cash flow efficiently. More importantly you also have access to Internet banking, making it easier to organise and manage your account.
Features of the BusinessVantage Visa credit card
The card has a very low interest rate on all purchases, this is also the cash advance rate. You also get 55 days to pay back the money without any interest being charged.
The credit card also has a low annual fee, however the fee is waived if you open a Business Banking transaction account.
Best St.George Business Credit Card
The St.George Vertigo MasterCard offers a low interest rate on balance transfers and purchases with a low annual fee. This card is also ideal for shopping online as it comes with a free secure online shopping feature. A Canstar Cannex 5 star rated card too.
- $55 p.a. annual fee
- 13.24% p.a. on purchases
- 0% p.a. for 12 months on balance transfers
- Cash Advance Rate of 21.49% p.a.
- 55 days interest free
St.George business credit card also has some added perks like free insurance against fraudulent use and unauthorised transactions, access to 24-hour Visa Emergency Assistance Centre and travel bonuses such as replacement of lost luggage and documents, emergency ticket replacement and assistance with medical and legal aid overseas.
Every cardholder will receive a monthly individual statement detailing all business transactions. You can also opt to receive detailed expenses regarding things such as travel and entertainment. You can also see details of transaction with each merchant, this could help you negotiate terms individually. The card also has features that allow you to manage you taxes such as GST easily. Overall its a card that will help you budget and better manage your accounts.
To be eligible for a St.George business credit card you must be an Australian citizen or permanent resident aged 18 years or over. You must also own a business or be a Director of a business. You can apply for this card online or by visiting a branch.
The card is accepted worldwide and can be used to purchase items or make payments in any currency. You can also use it to purchase goods over the Internet.
With St.George BusinessVantage Visa credit card you will never feel that you are down on cash. By having a better cash flow and tools that detail various aspects of your business, you are sure to succeed.