St.George Frequent Flyer Credit Cards
Posted November 7th, 2011 and last modified January 30th, 2013A credit card that offers two reward programs and the chance to save money on existing debt with a special low rate balance transfer deal.
St.George have created a frequent flyer card that offers much more than simple travel rewards. Let’s take a closer look.
St.George Amplify Credit Card
The St.George Amplify is a genuinely great value rewards credit card offer giving you the potential to earn double the rewards points you normally would.
- Amplify Rewards: Earn 1 Amplify Points per $1 spent on purchases.
- OR When Linked to Amplify Qantas – Earn Qantas Frequent Flyer Points: Earn 1 Qantas Frequent Flyer Points per $2 spent on purchases.
- Free Qantas Frequent Flyer Rewards Program (normally $82.50 to join)
- $79 annual fee
- 18.74% p.a. on purchases
- 0.99% p.a. for 6 months on balance transfers
- Cash Advance Rate of 20.74% p.a.
- 55 days interest free
Overview
Balance transfer rate- 0.99% p.a. for 6 months
Standard variable rate- 18.74% p.a.
Cash advance fee- 20.74% p.a.
Annual fee- $79
Rewards programs- Qantas frequent flyer rewards and Amplify rewards
Minimum salary- No minimum earning requirement
Ideal For Saving Money
You wouldn’t normally associate credit cards with saving money, but those that offer low rate balance transfer deals let you do just that. Do you have existing credit card debt? If you do then you’ll be aware that each month your balance is growing due to the interest being charged.
Move that outstanding balance to a St.George frequent flyer card and you’ll only pay 0.99% p.a. for 6 months . If you can repay your debt in full within that time you’ll not amass any more interest charges. The savings you can make on a large credit card debt can be very substantial.
You also get up to 55 days of interest free credit with this product, giving you plenty of time to pay for any purchases without being charged any extra.
Low Annual Fee
Frequent flyer cards are sometimes known for having higher annual fees. This is normally to offset the money the company loses providing the extra services to customers. This frequent flyer card has an annual fee of just $79.
Double Rewards
St.George features not one, but two great schemes attached to the card. The Amplify Rewards program gives you 1.00 point for every $1 you spend with your card, and the Qantas Frequent Flyer program givers you 1 point for every $2 you spend. There is no points cap meaning you can earn as many points as you want, before deciding whether to cash them in for exclusive travel rewards, or a treat from the vast array of products available from the Amplify range.
Things to consider about the St.George Frequent Flyer Credit Card
By combining a balance transfer deal with two great reward programs gives customers choice and flexibility.
As with all credit card offers we recommend comparing a number of offers before making a final decision, and you may want to check your own credit file for any errors before you go through the application.
When you start the application process make sure you have all your important details to hand, and be certain to answer all questions as honestly as possible. If you apply online you may even get an instant decision. Make sure you have your drivers licence details and other financials, and then click on the apply now button to be taken directly to St.George.
How to apply
If you think the St.George Frequent Flyer Credit Card is for you, click ‘apply now’ to be safely redirected to the St.George Credit Card Application Page. You need to provide the following;
- Existing credit card details
- Personal details (drivers license)
- Contact details
- Employment details (weekly income after tax)
- Financial details (details of assets, savings or investments)
If you are a self-employed, you will need to provide recent tax information.
Was this content helpful to you? No Yes
Ask a Question
Was this content helpful to you? No Yes
St George Credit Cards Deals
Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"
If You Like This Post...
Get all the latest deals, guides and loopholes in Finder's free bi-monthly email. Don't miss out - join the thousands who get it emailed!
Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
