St George Secured Personal Loan – Details and Application

Planning to buy, upgrade or refinance your car? A St.George Secured Personal Loan can help you reach your goals sooner with a low interest Secured Personal Loan.

• Your vehicle is used as security to help keep rates low
• Choose from fixed or variable interest rate
• Borrow from $3,000 to as much as $80,000
• $195 establishment fee and a low $7 monthly fee

More features include:

• Repayment terms from 1 to 7 years available#
• Choose to repay the loan weekly, fortnightly, or monthly
• Redraw facility available on variable interest rate personal loans.**
• Track and manage your loan repayments by using St.George Internet Banking
• Option to protect your loan

St George Secured Personal Loan Terms & Conditions

* Rates subject to change without notice. The comparison rate above is calculated based on a secured loan amount of $10,000 over a loan term of 3 years. St.George does not provide credit for the amount or over the loan term specified at the interest rate shown above. A comparison rate schedule of our secured personal loan product is available at any St.George branch. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may the cost of the loan.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.
^ Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
^^Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
Subject to St.George Bank lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review.

Comparison of Australian Personal Loans

Personal Loan	Loan Details	Min Interest Rate (p.a.)	Min Comparison Rate (p.a.)	Min Loan Amount (p.a.)	Min Loan Terms	Apply Fee
Aussie Personal Loan	Aussie Personal Loans – A personal loan from Aussie can help you pay for any worthwhile purpose. It’s even a smart way to take control of your credit card debt.	From 14.49%	15.43%	$3,000	1 Yr	$199
GE Money Personal Loans including Debt Consolidation	GE Money Personal Loans including Debt Consolidation – Juggling multiple repayments from credit cards, store cards and personal loans can be a hassle. But there is a simple solution.	14.99%	16%	$3000	2 Yrs	$250
ANZ Personal Loans	ANZ Personal Loan - You can use an ANZ Personal Loan for almost anything including, consolidating debts into one regular repayment, home renovations or household goods, a car, holiday or a dream wedding.	13.42%	16.03%	$5000	1 Yr	$200

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0