St.George Amplify Rewards Credit Card Terms & Conditions
The Amplify Rewards credit card is a new rewards credit card launched by St.George. Here are some of the terms and conditions of the Amplify Rewards program.
Disclaimer and Limitation of Liability
Like most financial institutions, St.George provides a legal disclaimer as to the terms of use of their Amplify Rewards website. The basic disclaimer that they provide is that card holders use the Amplify website at their sole risk.
In addition, although St.George takes steps to maintain Internet security and confidentiality, they do not warrant that the Amplify website is free of any destructive materials (such as viruses).
These disclaimers are legal disclaimers which are typical of those made by most financial and legal institutions.
Date of birth
One of the most important steps to activating your Amplify website membership is to provide your date of birth. Every time you wish to review your Rewards Account, redeem or transfer Amplify Points, you will be asked to provide your date of birth. If the date of birth you provide is incorrect, you will be denied access. St.George will act on instructions by someone purporting to be you if the date of birth (as well as other provided information) is correct.
Amplify Rewards terms and conditions
Redeeming and earning rewards on your St.George Amplify Rewards credit card is subject to the terms and conditions of the Amplify Rewards program.
Earning Amplify Points
Amplify Points excludes cash advances. No points are earned on any cash advances including cash out at EFTPOS or ATMs, BPAY or balance transfer. You cannot earn Amplify cards if your Amplify card account is in arrears for 2 or more consecutive card cycles.
Purchase Security Insurance
Purchase security insurance provides 3 months’ cover against theft, loss or accidental damage on certain new personal goods purchased using the card. This cover is valid until the cardholder, their spouse or dependant children accept possession of the goods.
Extended warranty
The extended warranty can apply to new goods purchased using the Amplify Rewards credit card. This warranty extends the manufacturer’s expressed Australian warranty, if the warranty expressed by the manufacturer is for a period between 6 months and 4 years. The goods must also have the manufacturer’s unique identification serial number. This extended warranty is not available for goods which cost more than $10,000 when purchased. Other exclusions also apply.
Read the official terms and conditions
Delivery Information
Delivery of rewards to addresses off the mainland of Australia, for instance in Norfolk Island and other regional areas may be charged at actual cost.
Earning of Bonus Amplify Points
Bonus Amplify Points can be earned when purchases are made with the Amplify Rewards card at a participating Bonus Partner. The earning and redemption of these bonus points is subject to the Amplify Rewards program Terms and Conditions.
Points Plus Pay
Points Plus Pay can only be activated after a minimum of 3000 Amplify Points is earned. The payment amount must be at least $5.00. The Points Plus Pay option cannot be used to redeem the Amplify Credit Card Annual fee rebate, other St.George banking products, Holden Rebate Vouchers or Airline Points and Miles.
Minimum points required for redemption
A minimum of 3000 points must be earned before they can be redeemed for rewards.
Conversion of Amplify reward points to Airline Points or Miles
In order to convert your Amplify reward points to Airline Points or Miles, you must be a member of the relevant Airline Points or Miles program. The terms and conditions of the Airline Points or Miles program to which you belong will apply. Award points will be subject to capacity controls, and availability may be limited.
Expiry of Amplify Points
Amplify reward points do not expire for the duration that you remain an Amplify card holder.
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $1,000 | Max Credit Limit |
| Annual Fee | $79 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | Purchase Date |
| Late Payment Fee | $9 | Over Limit Fee | |
| Overseas Emergency Replacement | Overseas ATM Balance check | ||
| Overseas ATM Withdrawal | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | 1 Point(s) | Points needed for Syd/Mel Return Flight | 4000 |
| Points needed for $100 Voucher | 3500 |
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