St.George Gold Low Rate Card – Details and Application
Related Products
A low interest rate credit card, this offer from St.George is a hit among Australian consumers who generally are after a higher credit limit. Take advantage of the St.George Gold Credit Card today, and receive more benefits including shopping and travel insurance.
| Product Name | St.George Gold Low Rate Card | |
|---|---|---|
| Interest Rate on Purchases | 15.99% p.a. | |
| Annual Fee | $0 p.a. annual fee for the first year ($79 p.a. thereafter) | |
| Interest Free Period | up to 55 days | |
| Interest Rate on Cash Advances | 20.24% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 | |
| Max Credit Limit | $80,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | Visa/MasterCard | |
| Late Payment Fee | $9 | |
| Complimentary Travel Insurance | Yes | |
| Available to Temporary Residents | No | |
| Joint Application | Yes |
- A low Gold card rate of for purchases and 20.24% p.a. on cash advances.
- Up to 79 interest free days on purchases*
- Annual fee of 15.99% p.a.
- Higher credit limits – starting from $1,000.
- Comprehensive Insurance on Overseas Travel, Transit Accident, Extended Warranty and Purchase Cover.
- Up to 3 free additional cards for your friends or family, with all transactions on one statement.
- Linked access to your other St.George accounts for the ease of one card banking.
- Instant discounts and added extras with St.George Instant Benefits.
-
-
St.George Gold Benefits
- Travel regularly and pay for your tickets on your credit card. You’ll get the benefits of travel insurance without paying extra.
- You don’t want to worry about tiered interest rates or different interest rates for different uses.
- If you want a Gold card without paying expensive interest rates.
How to apply
If you think the St. George Platinum card is for you, click ‘apply now’ to be safely redirected to the St. George Credit Card Application Page. You need to provide the following;
- Existing credit card details
- Personal details (drivers license)
- Contact details
- Employment details (weekly income after tax)
- Financial details (details of assets, savings or investments)
If you are a self-employed, you will need to provide recent tax information.
Read the St.George Gold Low Rate Card terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $1,000 | |
| Max Credit Limit | $80,000 |
| Annual Fee | $0 p.a. annual fee for the first year ($79 p.a. thereafter) | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $9 | |
| Over Limit Fee | $9 | |
| Overseas Emergency Replacement | $52.50 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $0 | |
| Foreign Currency Conversion Fee | 3% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $0 | |
| Number of Additional Cardholders | 3 |
Pros
- This card offers 3 additional cards for $0.
- The interest rate charged on purchases made with this card is just 15.99%.
- This card may say it's low rate, but the 'Gold' comes from the maximum credit limit of $80000.
Cons
- The Low Rate Credit Card offers nothing to reward customers for their spending.
Read the St.George Gold Low Rate Card terms and conditions.
Was this content helpful to you? No Yes
Ask a Question About This Card
7 Responses to St.George Gold Low Rate Card – Details and Application
Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
Hi,
I purchased travel tickets with a credit card offering free travel insurance. The tickets are for May 2008. If, before the date of travel, I close my credit card account or transfer to another credit provider am I still entitled to the travel insurance?
Jo
Hi,
What is the best credit card provider for business purchases?
I note you seem have different card provider for personal and business.
jo
what is the limit on the card?
Hi Myles
The minimum credit limit is $5,000 for the St.George Gold Low Rate card. Your actual approved credit limit will depend on your credit situation – it will be assigned once you’ve completed the application process, and could be higher than $5,000.
Thanks again for your question and for being an active member of our community :)
Cheers,
Jeremy