St.George Vertigo MasterCard Credit Card Review

May 3rd, 2008

* * * *   4 Stars

St George Vetigo Mastercard Credit Card

The St.George Vertigo MasterCard is the “Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card”, and with good reason.
The ideal credit card for Australian’s who love shopping with a low rate on purchases.

  • A low rate on purchases of 11.89% p.a
  • 0% p.a. balance transfer rate for up to 6 months
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts with St.George Instant Benefits

Credit Card Review

The recent release of the St George Vertigo Low rate Credit Card offers a solid development in the credit card market. The card has a number of strengths and its users have been pressed to find any major faults in the product. The basic interest rate is generous at 10.99% and the card has been awarded Australia’s cheapest credit card award by Money magazine. The annual fee, at $45 is also fair. The interest free period of 55 days is also selling point of the card. There is also a system of linked access to other St George accounts and a discount incentive system with other St George products.

Customers reviewing the card have always stated that the card is very functional and have been impressed by its major selling features. In addition to this, the customer service which accompanies the card also often gets a wrap. The card activation, internet and phone service are all quick convenient and user-friendly. Overall, this card is a great product!

St.George Vertigo Mastercard Benefits

  • Find it difficult to pay off your high interest credit cards in full each month. This lower interest will save you money. You’ll need to account for the $45 annual fee, so check to see if your current card has an annual fee of $45 or more. If so, you’ll be saving money. If not, consider how much interest you’re paying each year.
  • St. George has provided the following table for you to consider differences in interest rates.

Terms and Conditions

Interest rate is current as at 12/03/08 and is subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 20.49%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank’s prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.

More InformationApply now


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    Comparison of Top 9 Credit Card Offers

    Credit Card Card Details Purchase Rate Cash Advance Rate Balance Transfer Rate Annual fee Interest free days
    St George Vertigo MasterCard Application
    St George Vertigo
    11.89% p.a. on purchases. Winner of Money Magazine’s Award for Cheapest Credit Card. 11.89% 20.49% 0% for 6 months $45 55
    Aussie MasterCard Application
    Aussie MasterCard
    0% p.a. balance transfer for 6 months. 11.99% 15.99% 0% for 6 months $49 55
    Citibank Clear Card Application
    Citibank Clear Card
    11.99% p.a. on purchases. 11.99% 20.74% 0% p.a. for 6 months $65 55
    ANZ Low Rate MasterCard
    ANZ Low Rate MasterCard
    0% p.a. balance transfer for 6 months. 12.99% 18.24% 0% for 6 months $58 55
    St George Starts Low Stays Low Credit Card
    St.George Starts Low 12.99% Stays Low Credit Card
    0% p.a. balance transfer for 6 months. 12.99% 12.99% 0% for 6 months $59 55
    Commonwealth Bank Low Rate Credit Card
    Commonwealth Bank Low Rate Card
    5.99% p.a. balance transfer for 5 months. 13.24% 13.24% 5.99% for 5 months $48 55
    ANZ Balance Visa Card Application
    ANZ Balance Visa Card
    1 Reward Point for every $1 you repay to your balance. 13.99% 20.99% 0% for 6 months $57 55
    Citibank BP MasterCard Application
    Citibank BP - MasterCard
    5% off your petrol and and everything else you buy at BP. 1% off everything else you buy anywhere. 19.89% 19.89% 2.90% for 12 months $79 55
    GE Money eco MasterCard Application
    GE Money eco MasterCard
    0% p.a. balance transfer for 6 months. Every dollar spent contributes to reforestation, renewable energy, and other environmental initiatives. 18.49% 19.99% 0% p.a. for 6 months $49 55

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