Student Debit Card

Featured Student Credit Card

The ANZ First Visa is a great pick for students as it features a low annual fee, a lower minimum income requirement of $15,000 p.a and the option of a low credit limit so you can always be in control of your finances.

• $30 annual fee
• 0% p.a. for 3 months (reverts to 19.24% p.a.) on purchases
• 0% p.a. for 3 months on balance transfers
• Cash Advance Rate of 20.99% p.a.
• 44 days interest free
• Minimum Income Requirement of $15,000 p.a.
• $0 annual fee for the first 12 months.

Read the ANZ First Visa Credit Card terms and conditions.

Although a student credit card can be good for helping to establish a credit history, a student debit card is best for those everyday purchases to avoid going beyond your means and losing track of your spending.

This is because a debit card only draws money from your bank account, so you cannot spend more than you actually have. The obvious proviso is that you do not abuse any overdraft facility on your student debit card, or you will be hit by bank fees. The other main benefit is that you will not have to carry too much cash around with you, which cuts the risk and consequences of theft or loss.

Featured Student Debit Card

The ANZ Access Advantage everyday bank account is a simple and straight forward bank account ideal for everyday savings and purchases. Also for a limited time you get a free Visa Debit Card linked to your account. Debit cards are a great way to spend your money while staying in total control of your money

Features:

• Unlimited everyday transactions for $5 a month
• Visa Debit Access which will allow you to use your own money overseas, over the phone or for online transactions
• Use your card for cash withdrawals and bill payments
• By pressing ‘credit’ you are given the added security of ANZ Falcon fraud monitoring
• Choose from 3 card colours
• Monthly account service fee may be waived if you meet eligibility requirements
• No credit history needed for application
• Apply online via a 100% secure application process

Find out more about this offer

Benefits of the ANZ Everyday Visa Debit Card:

• 50% student discount – The ANZ Everyday Visa Debit Card is a highly-rated card that is perfect for use as a student debit card, even more so because it has a 50% student discount on its monthly fee, making it just $3 rather than the normal $6.
• Visa flexibility – Being a Visa card, you will have access to 24 million outlets worldwide, and you will be able to use it as you would a Visa credit card, for purchases on the high street, over the phone or on the internet.
• Free use of ATMs – One great boon is that you will not be charged for using ATMs to withdraw your money. Most credit card charges make credit card ATM use prohibitive. For your $3 a month, your student debit card allows you unlimited transactions, either in ATMs or elsewhere.
• Secure transactions – The ANZ student debit card comes with ANZ’s online guarantee and ANZ Falcon security, to safeguard your purchases and monitor for fraudulent use.
• Fast and easy application – You can have your ANZ student credit card with you within five working days of making the application, and the application is not subject to any credit checks because the money you will be using is yours.
• Exclusive entertainment offers from Visa.
• Choice of three card designs – You can request that your card is made for you in blue, pink or black.
• You do not need to be an existing ANZ customer to apply.

You will need to be at least eighteen years old to apply for your ANZ student debit card, but apart from that the application process is simplicity itself. An online application will take just ten to fifteen minutes and you will receive a response in sixty seconds.

Read our Student Credit Cards Guide for more information

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%