Suncorp Bank Clear Options Gold Credit Card
The Suncorp Clear Options Gold Visa is a gold visa credit card that offers superior benefits. It offers users a balance transfer option as well as gold card benefits.
Are you looking for a great credit card? If so, the Suncorp Clear Options Gold Visa may be just the card you’re seeking. It’s a gold card with great service, a generous rewards program and a lucrative balance transfer rate. Compare this with other Suncorp credit cards.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
0% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
20.50% p.a. |
| Annual Fee | |
$60 annual fee for the first year ($120 thereafter) |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
20.74% p.a. |
| Card Type | |
Gold |
| Minimum Income Requirement | |
$30,000 p.a. |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
| Additional Cardholder Fee | |
$0 p.a. |
About Suncorp
Suncorp is the fifth largest bank in Australia. It was also the largest insurance group in Australia, as of June 2008, in terms of gross written premiums. Suncorp employs over 18,000 employees. One third of Australian households use Suncorp’s financial services.
Suncorp was established in 1916 as the State Accident Insurance Office. In 1996, the merger of Suncorp with QIDC and Metway Bank created the Suncorp we know today.
The Card
The Suncorp Clear Options Gold Visa offers the superior level of service which you would expect from a gold credit card. In addition, cardholders can avail of Suncorp’s excellent credit card rewards program.
Every time you use your Suncorp Clear Options Gold Visa you can earn rewards points. These points can then be redeemed for a wide array of goods and services including merchandise, shopping vouchers, travel benefits and more.
The Suncorp Clear Options Gold Visa offers 1 rewards point for every dollar spent using the card. There is also a great balance transfer rate associated with the card, and cardholders can avail of generous card limits of up to $25,000. Since this a gold credit card, the card comes with complimentary purchase cover as well.
The Suncorp Clear Options Gold Visa also gives cardholders access to the KrisFlyer and Velocity airline rewards programs. Cardholders can transfer their points into either of these rewards schemes, and enjoy the airline rewards points instead.
Benefits of the Suncorp Clear Options Gold Credit Card
The Suncorp Clear Options Gold credit card is ideal for customers who prefer to pay off their balance in full each month. Offering a 55 day interest free period on retail purchases, this can allow you to pay for things you want now and pay them off throughout the month without being charged any interest.
Rewards Programs
Suncorp give Gold Card customers the option of joining their complimentary Suncorp Rewards program. This allows you to earn points on any purchases you make using your credit card.
Your Rewards points can be redeemed for merchandise, gift cards, and even cash back offers.
Customers are also able to link their Suncorp Clear Options Gold credit card to a Qantas Frequent Flyer account. When you purchase items using your Gold Card, you may also be earning frequent flyer points at the same time as accumulating Suncorp Reward Points.
This gives customers a double benefit for using their credit card the same way they always have.
Bonuses
Gold Card holders are also eligible to receive free International Travel Insurance for the card holder and immediate family. So if you’re thinking of travelling overseas, you know you can travel safely when you have travel insurance already in place to protect you.
Balance Transfers
If you have an outstanding credit card balance with another lender, you’re able to transfer your balance to your Suncorp Clear Options Gold credit card and pay only 0% p.a. for 6 months interest on the balance amount.
This can save a lot of money in interest charges over that time, so if you have other accounts being charged at much higher rates, consider rolling the balances over to Suncorp to reduce your costs and potentially even reduce your monthly payments.
Eligibility
In order to qualify for a Suncorp Clear Options Gold credit card, you will need to be over 18 at the time of application. You will also need to provide income evidence that you earn more than $30,000 per year.
This excellent Gold Card offer is exclusive to online applications only. To take advantage of the great rewards, low interest rate and bonuses, you will need to submit your application online via Suncorp’s secure website.
Visa Benefits
The Suncorp Clear Options Gold Visa is a Visa card, which means that cardholders enjoy all the benefits of owning a Visa card. Visa is the world’s largest credit card issuer, and is accepted at over 28 million merchants worldwide, so cardholders can enjoy the greater acceptability and ease of shopping that comes with a Visa card. Visa also offers customers Fraudshield security protection, which means that cardholders are not liable for any unauthorised transactions made using their card.
| Minimum Income | $30,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $5,000 | |
| Max Credit Limit | $25,000 |
| Annual Fee | $60 p.a. | |
|---|---|---|
| Minimum Repayment | 2.50% | |
| Interest Charged From | PurchaseDate | |
| Late Payment Fee | $10.00 | |
| Over Limit Fee | $40 | |
| Overseas Emergency Replacement | $50 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $5.00 | |
| Gambling Transactions Allowed | No |
| Rewards Points per Dollar | VISA:1 Point(s) | |
|---|---|---|
| Points needed for Syd/Mel Return Flight | 33000 | |
| Points needed for $100 Voucher | 18800 |
Ask A Question About This Card