Suncorp Bank Clear Options Platinum Credit Card
Overview of the Benefits of the Suncorp Clear Options Platinum
When you choose to own a credit card make sure you do it with an known and trusted one such as Suncorp Clear Options Platinum Visa. You should keep in mind that you should always choose the one that is right for you. It must cater to your personal finances. There is a wide variety of credit cards and they all come with different credit card rewards, interest rates, balance transfer rates, and some with even credit card insurance. Compare more Suncorp Credit Cards.
The Suncorp Clear Options Platinum credit card can offer customers the freedom to enjoy higher levels of available credit, as well as an extensive selection of exclusive rewards. The combination of low interest charges plus a great rewards system means customers can enjoy the benefits without worrying about high costs.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
1.9% p.a. for 9 months |
|---|---|---|
| Interest Rate on Purchases | |
20.49% p.a. |
| Annual Fee | |
$205 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
20.74% p.a. |
| Card Type | |
Platinum |
| Minimum Income Requirement | |
$40,000 p.a. |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
Suncorp Clear Options Platinum Visa Features
- Pay no interest for up to 55 days on the Suncorp Platinum Visa .
- Interest rate of 20.49% p.a. for purchases.
- Must make at least 50,000 dollars annually.
- Suncorp Credit Card Rewards are offered.
- $205 annual fee.
- Complimentary insurances offered.
Services offered by Suncorp Clear Options Platinum Visa
Service and even complimentary insurance policies are basics when it comes to owning this Suncorp Clear Options Platinum Visa. The Suncorp Rewards Program is among the best in the business. You earn redeemable points when you make purchases that can be spent on merchandise, gift cards, and travelling. It also offers anytime concierge services for your convenience.
It is great for people that have a steady decent income and are able to maintain a healthy relationship between their spending habits and how much they actually have to spend. With interest building up and payments falling behind you will not be very pleased. With careful planning and dedication to a budget this can easily be avoided. With the complimentary insurance you are receiving a valuable service for free. Also offered is international travel insurance, purchase protection transit insurance for accidents and emergency travel assistance.
Here are some great reasons to get a Suncorp Clear Options Platinum Visa:
- Have a personal 24 hour a day concierge service.
- For every dollar spent get 1 point on your credit card rewards program.
- Get up to 55 days of free interest on purchases.
- Credit limits can reach 30,000 dollars which can make a lot of unthinkable projects a reality.
- Receive a 1.9% p.a. for 9 months balance transfer rate.
- Use a company that offers a credit card insurance that is complimentary. This is very beneficial and saves you money.
The Suncorp Clear Options Platinum credit card offers customers the convenience of their own Personal Concierge. This service allows customers to access information and assistance with their account any time of the day or night from anywhere in the world.
You’ll also have access to 55 days interest free period on retail purchases, so if you are the type of person who will pay off the balance in full at the end of each month, you won’t pay any interest on the items you buy.
Bonus Points
Customers are also encouraged to use the Personalised Rewards programs to accumulate points with every purchase made using their credit cards. Rewards points can then be redeemed for great items, such as merchandise, gift cards, school fees or many other retail items. You may even qualify for cash back bonuses.
Suncorp has also made it easy to link your Platinum credit card to your Qantas Frequent Flyer account. This means you can also earn Frequent Flyer miles with every purchase you make using your card.
Eligibility
The Suncorp Clear Options Platinum credit card is designed for people earning more than $50,000 per year. However, you may add up to 4 additional cardholders to your account.
Exclusive Offers
Suncorp offers Platinum card customers exclusive access and tickets to events such as theatre, dance, musicals, sporting events, dinner and travel packages, sightseeing tours and other discounts on many things.
With so many advantages and benefits, it’s easy to see why the Suncorp Clear Options Platinum credit card is a great choice.
When you are deciding on which company you will go with keep in mind that you should always find a card that fits your budget. If you do decide that you want to go with a known credit card that offers credit card rewards and credit card insurance, then Suncorp Clear Options Platinum Visa should be perfect for you.
| Minimum Income | $40,000 | Minimum Age | 18 years of age |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $6,000 | Max Credit Limit | $30,000 |
| Annual Fee | $205 | Balance Transfer Fee | |
| Minimum Repayment | 2.50% | Interest Charged From | PurchaseDate |
| Late Payment Fee | $40.00 | Over Limit Fee | $40.00 |
| Overseas Emergency Replacement | $50.00 | Overseas ATM Balance check | $0.00 |
| Overseas ATM Withdrawal | $5.00 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | 1 Point(s) | Points needed for Syd/Mel Return Flight | 22000 |
| Points needed for $100 Voucher | 18200 |
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