Suncorp Bank Clear Options Plus Credit Card
The Suncorp Clear Options Plus Credit Card offers the advantage of low rates, coupled with the benefits of a great Rewards Program. As an added bonus, cardholders are also eligible for purchase cover insurance, to help protect against lost, stolen or damaged goods.
Compare with other Suncorp Credit Cards, including the Suncorp Clear Options Standard Visa credit card.
Interest Rates, Fees & Charges
| Interest Rate on Purchases |  |
20.49% p.a. |
|---|---|---|
| Annual Fee | |
$63 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
20.74% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
Suncorp Clear Options Plus Visa Card features
- 20.74% p.a. rate on cash advances.
- Annual fee of $63 dollars.
- Suncorp credit card rewards.
- balance transfer rate.
- Purchases receive a 20.49% p.a. interest rate.
- Up to 55 days interest free on any purchases made.
- You must make at least 20,000 dollars yearly to qualify.
Benefits of the Suncorp Clear Options Plus Credit Card
If you’re stuck paying high interest rates on your current credit cards, then you could benefit by paying far less interest when you transfer your balances over to a Suncorp Clear Options Plus credit card.
If you’re the type of customer who prefers to pay off the outstanding balance each month, then you can enjoy the 55 days interest free period available on this account. You get to buy your items when you need them and pay them off throughout the interest free period.
55 days interest free on purchases is something that anyone would love to take advantage of. You cannot, however push your limits since it is very easy to start collecting interest.
With a low annual fee of $63 dollars it is hard to say no to the Suncorp Clear Options Plus credit card. Low annual fees mean that you will not be bombarded at the end of the year with a large payment due just to own the card.
On top of the low rates, you could also accumulate rewards points with every purchase you make using your Plus Card that can be spent on many great items.
Rewards Program
The complimentary Suncorp Rewards program is available to all cardholders with a Suncorp Clear Options Plus credit card. Simply purchase the things you need using your credit card and you’ll earn rewards points.
Your points can be redeemed for merchandise, gift cards and other great items that could include travel, accommodation and even cash back offers.
When you choose Suncorp Clear Options Plus you get a credit card rewards program that enables you to earn one point for every dollar you spend. These points can come in handy when planning trips or cutting corners on a budget, and with this Suncorp Visa Card you get both.
Bonuses
Suncorp Clear Options Plus credit card customers will also receive great special offers through Visa Entertainment. This means you could receive great discounts on concerts, movies, sporting events and even travel offers just for having an account.
Balance Transfer
If you have outstanding balances on other credit cards with other lenders, consider consolidating them and transferring the balances to a Suncorp Clear Options Plus credit card.
You could be paying a low , which could significantly reduce your monthly repayments and reduce the amount of interest you’re charged on those outstanding balances.
This low rate could give you the available cash flow you need to begin really paying down those balances quickly and reducing your debt levels.
Having a low balance transfer rate on your credit card means that you save a lot of money that you would otherwise have had to spend on interest.
Purchase Cover Insurance
All Suncorp Clear Options Plus credit card customers are eligible for complimentary Purchase Cover Insurance. If you purchase an item using your Plus Card and it’s lost, stolen or damaged, you can simply claim on your Purchase Cover Insurance.
Security
You will receive Fraudshield security protection which will guard against unwanted fraudsters stealing your money. This can come in extremely handy when the card is used a lot and when travelling. In today’s society fraud and identity theft is one of our main problems.
Eligibility
You must be over 18 at the time of your application for a Suncorp Clear Options Plus credit card and you need to be an Australian citizen or permanent Australian resident. You may also need to provide income verification showing that you have a taxable income of higher than $20,000 per year.
The special offers outlined for this great account are only available if you apply online through Suncorp’s secure website.
Why You Should Consider The Suncorp Clear Options Plus Visa Credit Card
The Suncorp Clear Options Plus Visa Card has a very wide user range and is designed for those who make sure that payments are met monthly as agreed. When you choose the Suncorp Visa Card you are also receiving Fraudshield security protection and even free purchase cover. With the Suncorp Visa Card rewards program you can book through their travel booking service or any travel agent. Once you plan your trip or flight you will receive credit on your card from nominated points you have collected.
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | Max Credit Limit |
| Annual Fee | $63 | Balance Transfer Fee | |
| Minimum Repayment | 2.5% | Interest Charged From | Purchase Date |
| Late Payment Fee | $40 | Over Limit Fee | $40 |
| Overseas Emergency Replacement | $50 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $5 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | 1 Point(s) | Points needed for Syd/Mel Return Flight | 55200 |
| Points needed for $100 Voucher | 18200 |
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