Suncorp Bank Clear Options Standard Credit Card
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Once approved, you will receive your credit card in the mail within 1-2 weeks
Finally a credit card with a super low interest rate on purchases and a low annual fee!
With Clear Options Standard Visa, you have a perfect card that you can use on a daily basis with a reasonable interest rate and overall impressive offers.
If you are looking for a credit card that will suit your personal finances and budget then you should keep in mind interest rates and good credit card rewards. The interest rates on this card are so low that it is known as one of the leading companies when it comes to standardized interest rates. Also keep in mind that Suncorp Clear Options Standard Visa card offers a low annual fee of only $27 for the first year ($55 thereafter), which is significantly less than most credit cards and Gold cards.
Credits cards are a part and parcel of our everyday lives. There are many credit cards on the market to choose from, but most of them either have high fees, high interest rates or options that you would not really use. The Suncorp Clear Options Standard Credit Card is a great option for those who want a card that offers real value. Read below for more information on this card and why you should apply for it.
Interest Rates, Fees & Charges
| Interest Rate on Purchases |  |
12.74% p.a. |
|---|---|---|
| Annual Fee | |
$27 for the first year ($55 thereafter) |
| Interest Free Period | |
up to 0 days |
| Cash Advance Rate | |
21.99% p.a. |
| Card Type | |
Standard |
| Minimum Income Requirement | |
$25,000 p.a. |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
| Additional Cardholder Fee | |
$15 p.a. |
Features
- A low interest rate of 12.74% p.a. on purchases and 21.99% p.a. on cash advances.
- A credit limit of $20000
- A low annual fee of just $27 for the first year ($55 thereafter)
- 5 Star Outstanding Value Canstar Cannex rating
The most prominent feature of this card is its low annual fee which makes it ideal for anyone who would like to save money while clearing off their debts.
You can also have four additional card holders for a low annual fee of just $15 per card, this makes it ideal for those who want the benefits of additional cards while streamlining all your debts into one account.
The card also comes with FRAUDSHIELD, the security feature to give you complete peace of mind. More so you also have the option to get credit card insurance which will protect you against any risks. As part of the package you will also have access to dedicated customer service 24 hours a day, seven days a week and you can also enjoy exclusive rewards from Visa.
These are some of the features that make the The Clear Options Standard Visa, credit card so popular. If you would like to experience these features for yourself then fill out an application to find out if you will be approved.
Five Reasons Why The Clear Options Standard Visa, Is Right For You
- Entertainment offers exclusive to Visa are offered as an extra luxury for Suncorp Clear Options Standard Visa owners.
- Fraudshield security protection will allow you to sleep peacefully, assured that your money is safe and secure. At Visa everything possible is done to minimize the risk of fraud.
- This card offers a sensible yet generous limit on your credit of up to $20,000. This can make a large difference if you end up in a jam or merely make a lot of large transactions on a monthly basis. It is very good for daily use and for keeping interest from piling up.
- A low annual fee of $27 for the first year ($55 thereafter)
- This card is a fantastic deal, low interest rate, low annual fee and has entertainment features. For day-to-day use the Suncorp Clear Options Standard Visa is good for almost anyone.
How much could you save?
So if you want a card that really works hard to save you money while providing the best security and customer service, apply for a Suncorp Clear Options Standard Credit Card today.
Read the Suncorp Clear Options Standard Visa Card terms and conditions.
| Minimum Income | $25,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $2,000 | |
| Max Credit Limit | $25,000 |
| Annual Fee | $27 p.a. | |
|---|---|---|
| Minimum Repayment | 2.50% | |
| Interest Charged From | Purchase Date | |
| Late Payment Fee | $10.00 | |
| Over Limit Fee | $40 | |
| Overseas Emergency Replacement | $50 | |
| Overseas ATM Withdrawal | $5.00 | |
| Gambling Transactions Allowed | No |
looking for a low rate balance transfer card can u suggest one that also has a low rate after the balance transfer period.
Hi Chris
Thanks for your comment
I would investigate the terms and conditions for each of the balance transfer credit cards you are considering. ANZ, NAB, and Bankwest are examples of banks that revert to the purchase interest rate, not the cash advance interest rate at the end of the balance transfer period.
Cheers
Jeremy
Even though i don’t have an income of $25000 would is till be eligible to apply for a credit card as i am a home owner?
Hi,
Most institutions will grant you a credit card with the limit on the card determined by your finances which are assessed during the application process. Cheers.
Jeremy