Switch Your Accounts To ANZ

Best ANZ Credit Card

The ANZ Balance Visa is the best ANZ credit card to switch to as it features a low ongoing purchase rate plus you get rewarded for reducing your balance each month.

• $79 annual fee
• 14.24% p.a. on purchases
• 0% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.49%
• Easy online application with a response within 60 seconds.

Click here to read the ANZ Balance Visa terms and conditions

There are two ways to switch accounts to ANZ. Both are fairly simple. You can do what is called a self service switch or a branch assisted switch. The choice is really about which option you find more comfortable.

For those who are Internet savvy or are not available during normal banking hours, self service is probably the best choice. If you are not so comfortable doing business online then you might want to choose the branch assisted option.

Branch assisted switch to ANZ:

To use this option all you have to do is get a list of your regular payments from your current bank. Be sure that it includes both debits and credits to your account. Take that list to your local ANZ branch and one of their customer service agents will be happy to help you open your ANZ account and switch all of your payments.

Self Service switch to ANZ

This type of switch is done via the Internet or telephone. If at any point you need assistance all you have to do is gather up your previous cheque account information and head to a local branch for personal assistance.

1. Go to the ANZ website and choose the cheque account that will work best for your needs.
2. The ANZ website allows you to enter the information from both your new ANZ account and your previous account. Then you input the information about your regular payments. This can either be done by looking through your account statements or by asking your old bank for a list. The site will generate letters for you to sign and send to your payment companies informing them of the switch.
3. Leave your old bank account open with enough funds to cover any bills that may be processed before the switch accounts to ANZ takes affect.
4. Contact your employer or use the form on the ANZ website to print a template that will inform your employer to switch your salary payments to ANZ rather then your previous bank.
5. If you realise that the appropriate changes have not been made to your account you should contact the company to whom the payments or credits are being made.
6. Once you are certain that all changes have been made to your accounts you can close your old cheque account. You will probably need to make a visit you your previous bank branch in order to do this.

Making the choice switch accounts to ANZ is probably due to some unhappiness with your current bank. You will find that customer service and quality accounts are extremely important to the professionals at ANZ. They try to make the switching process as easy as possible and ensure that they will handle any issues head one. Even if it requires you to make a trip to a local ANZ branch you can be certain you will be treated with courtesy and respect no matter how small or large your problem. You might even start to believe that a bank is working toward your best interests again.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0