The Online Credit Card Application Process

From time to time, we receive emails from users requesting the status of their credit card application, or whether they will be approved or not.

Credit Card Finder is an independant third party reviewer and comparer of Australian credit cards: While we promote credit cards on behalf of financial providers, any application details are not passed through us. The sequence of events will typically unfold as follows:

• User reaches Credit Card Finder either in search of credit card comparison or credit card information. User engages in credit card comparison and ultimately finds the credit card they are interested in applying for.

• User finds a credit card they are interested in and clicks on either ‘Find out more‘ or ‘Apply now‘. Both lead to the same site – the official product page from the bank’s website. On the product page you will find the terms & conditions and product disclosure statement, along with an area for you to fill out your application.

• If you apply for your credit card via the bank’s online application form, you can typically expect to get a response regarding the state of your application in 5-10 business days.

• If you’re approved, then it will take approximately 5 working days for your card to be sent in the mail. Some providers give the option of picking up your credit card from the bank branch instead of receiving it in the mail.

• Ultimately, we have play no part in the application and approval process – we simply inform and redirect users. Any queries you may have should be directly with the banks online customer service.

Any personal details you submit online via the bank’s online application form will be protected as standard by SSL technology, which hinders anybody who would attempt to intercept your personal information.

Related posts:

1. Why Apply for a Credit Card Online?
2. Step By Step Guide To The Credit Card Application Process
3. How and Why Apply for a Credit Card Online?
4. Online Credit Card Application – Fast, Easy, Instant Response
5. Comparing Different Forms of Credit Card Application
6. The Balance Transfer Process
7. Applying For A Credit Card Online

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55