Top 10 Personal Finance Calculators

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Personal finance calculators such as credit card calculators can help you to budget your finances. They’re a great and free tool that can – and should be utilised by you if you want to know the reality of your repayments before getting into debt.

Sometimes it can be a bit of a nuisance to find these calculators, even if they are freely available on the Internet. We have done the grunt work for you and present the Top 10 Personal Finance Calculators to you for your convenience and immediate use!

Top 10 Personal Finance Calculators:

1. What’s The Cost: What’s The Cost is a UK based calculator offering you to choose from mortgage, loan, savings, credit cards, balance transfers and debt reductions calculators. Unless you are in the UK though you might struggle due to the currency conversion. Our personal favourite on that site was the savings calculator.
2. Auto Calculator: Fancy buying a new car but can’t afford to pay in cash? With the auto loan payment calculator you can quickly calculate whether you can indeed afford this car or not.
3. Living Cost Calculator: Sometimes we are faced with new job opportunities and have to consider moving to another city as a result. To help you decide which is the better (more affordable place) to live, check out this Cost of Living calculator. Unfortunately this one only applies if you think of moving to the US.
4. Net Worth Worksheet:This one is my personal favourite simply for the fact that I want to know what I’m REALLY worth on paper. It’s like playing a game (reminds me of Monopoly actually.)
5. Tax Advantage Investment Calculator: Investment tycoons or those in the makings can calculate their tax savings with this nifty tool.
6. Debt Free Planner:Another great tool that allows you to figure out when you can be debt free if you pay any money towards your debt, or even if you don’t. Another favourite.
7. Mortgage Repayment Calculator: Find out how your mortgage payments will stack up with this helpful tool.
8. Millionaire Calculator: Fancy becoming a millionaire at some stage? If you do, then the millionaire calculator can wield its magic wand and tell you how long it will take…still waiting?
9. Refinance Calculator: If you are thinking of throwing your home equity into the money pit to refinance for renovations, holidays or else, check out whether it will be worth your financial while first. You might be in for a surprise.
10. Credit Card Buster Calculator: Our credit card debt reduction calculator gives you accurate details on how to pay back your debt. It will allow you to budget accordingly.

Naturally, this selection of personal finance calculators is small compared to the selection available on the Internet. This range should get you started in getting budget savvy and living the life of your dreams.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0