Top 10 Credit Cards Compared
Australias Top Credit Card for 2010*
The St.George Vertigo MasterCard offers 2.99% p.a. for 6 months on balance transfers and purchases and is a truly amazing card offer from one of Australias most respected banks.
- $55 annual fee
- 2.99% for 6 months p.a. on purchases
- 20.74% p.a. on cash advances
- 2.99% p.a. for 6 months on balance transfers
- 2.99% p.a. for 6 months on purchases
The comparison table on this page features Australia’s top credit cards as chosen by Credit Card Finder.
They are rated by their annual fee, interest rates, rewards programs and bank reputation.
Top Credit Card Comparison*
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 St George Vertigo |
 Editor’s Choice:Best Bank of 2009 Competitive 2.99% for 6 months (reverts to 11.99%) p.a. interest rate from one of Australia’s most respected banks. |
2.99% for 6 months (reverts to 11.99%) | 20.74% | 2.99% for 6 months | $55 | 55 | 
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Awarded ‘Cheapest Credit Card’ and ‘Cheapest Balance Transfer’ by Money Magazine 2010
Currently Australia’s lowest MasterCard purchase rate of |
10.75% | 21.49% | 1.99% for 9 months | $59 | 55 |
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25% off selected shopping, travel & dining with ‘Citibank World Privileges’.
Free Int. Travel Insurance. |
11.49% | 20.99% | 0.99% for 6 months | $49 (First Year, Save $50) | 55 |
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2.99% for 6 months (reverts to 12.29%) p.a. on purchases for 6 months + 2.99% p.a. for 6 months balance transfer offer | 2.99% for 6 months (reverts to 12.29%) | 18.79% | 2.99% for 6 months | $49 | 55 |
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Editor’s Choice: Balance Transfer
Save with low interest rate on purchases and enjoy 2.99% p.a. for 6 months on balance transfers. |
12.74% | 20.99% | 0% for 6 months | $58 | 55 |
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Awarded ‘Best Transactor Credit Card’ by Money Magazine 2010
Featuring $0 annual fees for life! |
16.99% | 16.99% | 1.99% for 9 months | $0 | 55 |
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ANZ Balance Rewards.
1 Reward Point for every $1 you repay to your balance. |
12.74% | 20.99% | 0% for 6 months | $58 | 55 |
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Woolworths shopping rewards program.
$0 annual fee for first year. $49 after. Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010. |
18.74% | 20.99% | 5.99% for 6 months | $49 | 55 |
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Editor’s Choice: No Annual Fee $0 annual fee for the life of the credit card and a 5.99% p.a. for 6 months balance transfer offer. |
16.99% | 19.99% | 5.99% for 6 months | $0 | 55 |  |
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No annual fee, up to 44 days interest free and Membership Rewards.
Good credit rating required for application approval. |
19.99% | 19.99% | N/A | $0 | 44 |
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Editor’s Choice: Rewards Program
1.5 Skyward Miles for every $1 spent. 3.9% p.a. for 9 months p.a. balance transfer offer. Good credit rating required for application approval. |
20.49% | 20.49% | 3.9% for 9 months | $229 | 55 |
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Earn 1 Frequent Flyer point for every $1 spent on your AMEX card, and 1 point for every $2 spent on your Visa. Uncapped Frequent Flyer earnings. Both cards linked to same account with one annual fee, credit limit and statement. |
18.99% | 20.24% | - | $95 | 44 |
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What is the difference between the ‘Top’ and ‘Best’ Credit Cards?
This page is titled the ‘top credit cards’. Credit Card Finder also features a ‘best credit cards’ page.
The difference is, this page sorts some of the top offers in Australia for easy and quick comparison. The best credit card page analyses the primary and most popular credit card types on the market, and a winner or ‘best’ card in each card type is given.
If you’re after the best card in each category, view our best credit card comparison.
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards. Find out more about factors and influences are taken into account when rating credit cards here.
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