Credit Card Finder Comparison Service Australia

Top 10 Credit Cards Compared

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The comparison table on this page features some of Australia’s top credit cards

They include cards with leading features such as 0% balance transfer offers, frequent flyer points offers, introductory offers on purchases, platinum credit cards and no annual fee credit cards.

Top 10 Credit Card Comparison*

ANZ Low Rate

Top Credit Card Offer*

The ANZ Low Rate card offers a low balance transfer rate and a competitive interest rate on purchases. Plus a low annual fee.

  • $58 p.a. annual fee
  • 13.14% p.a. on purchases
  • 0% p.a. for 9 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $15,000 p.a.

Read the ANZ Low Rate terms and conditions.

Top 10 Credit Card Comparison*

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Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate		 A low interest rate offer on balance transfers and purchases with a low annual fee. 13.14% p.a. 0% p.a. for 9 months $58 p.a. 21.49% p.a. Apply Now For The ANZ Low Rate
Read More About The ANZ Low Rate
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card – Balance Transfer Offer		 Earn points and take advantage of a longer balance transfer offer. 20.99% p.a. 0% p.a. for 8 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Apply Now For The Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Read More About The Virgin Australia Velocity Flyer Card - Balance Transfer Offer
HSBC Credit Card
HSBC Credit Card		 Pay $0 annual fee for the life of the credit card. Plus a low balance transfer offer. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card		 A low interest rate credit card with a low annual fee. 0% p.a. for 5 months (reverts to 19.74% p.a.) 5.99% p.a. for 5 months $24 p.a. ($0 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Credit Card
Read More About The Commonwealth Bank Low Fee Credit Card
Gem Visa Credit Card
Gem Visa Credit Card		 6 months interest free on any Visa purchase over $250 – reverts to 22.99% . Plus longer term interest free terms of 1 year, 2 years. 6 months interest free on any Visa purchase over $250 (reverts to 22.99% p.a.) $99 p.a. 22.99% p.a. Apply Now For The Gem Visa Credit Card
Read More About The Gem Visa Credit Card
Westpac Low Rate Card
Westpac Low Rate Card		 A no frills credit card with a low interest rate on purchases and balance transfers. 0% p.a. for 6 months (reverts to 13.49% p.a.) 3.99% p.a. for 6 months $45 p.a. 21.49% p.a. Apply Now For The Westpac Low Rate Card
Read More About The Westpac Low Rate Card
Citibank ReadyCredit
Citibank ReadyCredit 		A great long term balance transfer offer with a $0 Annual Fee. 18.99% p.a. 5.9% p.a. for 24 months $0 p.a. 18.99% p.a. Apply Now For The Citibank ReadyCredit
Read More About The Citibank ReadyCredit
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card		 A low interest rate offer on purchases and balance transfers with a low annual fee. 0% p.a. for 5 months (reverts to 12.99% p.a.) 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
Read More About The Commonwealth Bank Low Rate Credit Card
Citibank Clear Platinum Card
Citibank Clear Platinum Card		 25% off selected shopping, travel & dining with ‘Citibank World Privileges’. Free International Travel Insurance. 0% p.a. for 6 months (reverts to 11.99% p.a.) on purchases. 12.99% p.a. from 1 October, 2013 0% p.a. for 6 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 0% p.a. for 6 months (reverts to 21.74% p.a.) Apply Now For The Citibank Clear Platinum Card
Read More About The Citibank Clear Platinum Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card		 A platinum card with a low balance transfer offer. 19.39% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 20.99% p.a. Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card
Bankwest Breeze MasterCard
Bankwest Breeze MasterCard		 A no-frills credit card offer from Bankwest with a great balance transfer offer and a low interest rate on purchases. 0% p.a. for 4 months (reverts to 11.99% p.a.) 0% p.a. for 6 months $59 p.a. 21.99% p.a. Apply Now For The Bankwest Breeze MasterCard
Read More About The Bankwest Breeze MasterCard
St.George Vertigo
St.George Vertigo		 Competitive low interest rate for balance transfers and purchases from one of Australia’s most respected banks. 13.24% p.a. 2.99% p.a. for 6 months $0 p.a. annual fee for the first year ($55 p.a. thereafter) 21.49% p.a. Apply Now For The St.George Vertigo
Read More About The St.George Vertigo

What is the difference between the ‘Top’ and ‘Best’ Credit Cards?

This page is titled the ‘top credit cards’. Credit Card Finder® also features a ‘best credit cards’ page.

The difference is, this page sorts some of the top offers in Australia for easy and quick comparison. The best credit card page analyses the primary and most popular credit card types on the market, and a winner or ‘best’ card in each card type is given.

If you’re after the best card in each category, view our best credit card comparison.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘˜Best and ‘˜Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards. Find out more about factors and influences are taken into account when rating credit cards here.

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Credit card offers:

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HSBC Credit Card Bankwest Zero Platinum Credit Card Virgin Flyer Credit Card ANZ Low Rate
HSBC Credit Card Bankwest Zero Platinum Virgin Flyer Credit Card ANZ Low Rate

0% p.a. for 6 months

on balance transfers & no annual fee

0% p.a. for 9 months on balance transfers & platinum benefits

0% p.a. for 8 months

on balances transfers & reward points

0% p.a. for 9 months

on balance transfers & low rate

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Credit Cards Comparison

Learn about our information service
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate		 A low rate on purchases, balance transfer and a low annual fee. 13.14% p.a. 0% p.a. for 9 months $58 p.a. 21.49% p.a. Apply Now For The ANZ Low Rate
Read More About The ANZ Low Rate
HSBC Credit Card
HSBC Credit Card		 No annual fee for the life of the credit card. Plus a low balance transfer offer. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard		 Exclusive Offer to Credit Card Finder. No annual fee credit card with platinum benefits. 17.99% p.a. 0% p.a. for 9 months $0 p.a. 21.99% p.a. Apply Now For The Bankwest Zero Platinum MasterCard
Read More About The Bankwest Zero Platinum MasterCard
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card		 A low interest rate offer on purchases and balance transfers. 0% p.a. for 5 months (reverts to 12.99% p.a.) 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
Read More About The Commonwealth Bank Low Rate Credit Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card		 No annual fee for the first year and a balance transfer offer. 19.39% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 20.99% p.a. Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Disclaimer - Hive Empire Pty Ltd (trading as Finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432264) of Advice Evolution Pty Ltd AFSL 342880. Please refer to our FSG. We also provide general advice on credit products under our own Credit Licence ACL 385509. Please refer to our Credit Guide for more information. We can also provide you with general advice and factual information on about a range of other products, services and providers. We hope that the information and general advice we can provide will help you make a more informed decision. We are not owned by any Bank or Insurer and we are not a product issuer or a credit provider. Although we cover a wide range of products, providers and services we don't cover every product, provider or service available in the market so there may be other options available to you. We also don't recommend specific products, services or providers. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. (c) 2013

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