Using Your Virgin Credit Overseas

Rates and Fees verified correct on November 22nd, 2014

If you are planning a trip overseas in the near future, then be sure to take along your Virgin credit card. Read this article to find out why.

It is great to know that you can use your Virgin credit card in over 23 million different places around the world. You can do this because it is a MasterCard.

Virgin No Annual Fee Credit Card

Virgin Credit Card

A low annual fee credit card with a low interest rate on balance transfers.

  • $0 p.a. annual fee
  • 18.99% p.a. on purchases
  • 0% p.a. for 14 months on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $25,000 p.a.

2 New Virgin Credit Cards are now available for application in Australia

Rates last updated November 22nd, 2014

Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Get the 0% p.a. for 14 months balance transfer offer. 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card
Virgin Australia Velocity Flyer Card
Earn up to 15,000 bonus Velocity points. Redeem your Velocity Points for more flights or other great rewards. 20.74% p.a. 0% p.a. for 6 months $129 p.a. 20.99% p.a. Go to site More info

Virgin credit card uses:

  • Purchase items.
  • Use it for cash advances.
  • Pay over the phone or online with BPAY.
  • Pay with direct debit.

Just look for one of the following symbols if you need to withdraw money from an ATM: Cirrus, Maestro or MasterCard.

If you have a problem

You can get in touch with MasterCard directly if your card is stolen or lost on +61 2 93747685, and you can reverse the charges on the call. An emergency card can be issued or you can get a cash advance if you need it replaced immediately. They can also courier a replacement card over to you. There is a charge for doing this and it takes about five days. They also need to know where you will be at that time so that you can get it from the courier.

Currency conversion and fees

If you make a transaction in a foreign currency with your Virgin credit card, a 1.5% fee will be charged on the Australian dollar conversion. There is also another charge called the Issuer Cross Border Assessment and it is 0.8%. There will also be the fee for Currency Conversion Assessment which is 0.2%. Both of these fees add up to a total of 1% of the amount of the foreign transaction. Your statement will show this fee separately.

Be Contactable

If we have to reach you, we will need a form of contact. If you are going to be staying with relatives you can leave their number, or set up your mobile with global roaming. You can also provide your email address. The thing that is important is the company being able to reach you in case of an emergency.

Should you have more than a card?

It is always best to travel with a backup plan in place should anything happen. it would be a good idea to also take a long some traveller’s checks and cash along with your Virgin credit card to help keep you safe.

If you are planning on travelling overseas, then you should realise that a Virgin credit card can be used just about anywhere, and is much less vulnerable than cash. Bring it with you on every trip to stay safe.

Was this content helpful to you? No  Yes

This page was last modified on 26 March 2014 at 13:36.

Ask a Question

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

4 Responses to Using Your Virgin Credit Overseas

  1. Default Gravatar
    Text | September 21, 2014

    What number can I text to alert you that I am going abroad

    • Staff
      Shirley | September 22, 2014

      Hi Richard,

      Thanks for your question.

      I’ve emailed you some information regarding Virgin’s contact details.

      Cheers,
      Shirley

  2. Default Gravatar
    Pete | May 7, 2013

    Going abroad 23rd May until 8th June. Do I have to contact you about that – or do I simply take the Virgin credit card with me ?

    • Staff
      Jacob | May 7, 2013

      Hi Pete. Thanks for your question. Please speak to a Virgin customer service representative prior to leaving. You may have your card blocked when you’re overseas when you go to make a purchase. Jacob.

Credit Cards Comparison

Rates last updated November 22nd, 2014
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
A low rate on purchases, balance transfer and a low annual fee. 13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Go to site More info
Citi Simplicity Card
Citi Simplicity Card
$0 annual fee credit card with a long term balance transfer offer. 19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A low interest rate credit card with a low annual fee and balance transfer offer. 12.49% p.a. 0% p.a. for 14 months $45 p.a. 21.49% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
Receive 7500 Qantas Points and pay no annual fee ever. Plus earn 1 Qantas Point per $1 spent on all your everyday purchases. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback