Using Your Virgin Credit Overseas

Information verified correct on September 1st, 2015

If you are planning a trip overseas in the near future, then be sure to take along your Virgin credit card.

It is great to know that you can use your Virgin credit card in over 23 million different places around the world. You can do this because it is a Visa card.

Virgin No Annual Fee Credit Card

Virgin Credit Card

A low annual fee credit card with a low interest rate on balance transfers.

  • $0 p.a. annual fee
  • 18.99% p.a. on purchases
  • 0.9% p.a. for 15 months on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $25,000 p.a.

Virgin Credit Cards that are available for application in Australia

Rates last updated September 1st, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Virgin No Annual Fee Credit Card
Enjoy a balance transfer offer of 0.9% p.a. for 15 months.
18.99% p.a. 0.9% p.a. for 15 months $0 p.a. 20.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 14 and also earn 3x Velocity Points in the first 3 months.
0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Earn rate of 1.25 Velocity uncapped Points per $1 spent.
20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) 20.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
A low interest rate offer on purchases balance transfers as a reduced flight offer up to four times a year.
0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. 20.99% p.a. Go to site More info

Virgin credit card uses:

  • Purchase items
  • Use it for cash advances
  • Earn Velocity points
  • Pay over the phone or online with BPAY
  • Pay with direct debit.

Just look for one of the following symbols if you need to withdraw money from an ATM: Cirrus, Maestro or Visa.

Popular questions when taking a Virgin Credit Card Overseas

If you have a problem

You can get in touch with Visa directly if your card is stolen or lost, and you can reverse the charges on the call. An emergency card can be issued or you can get a cash advance if you need it replaced immediately. They can also courier a replacement card over to you. There is a charge for doing this and it takes about five days. They also need to know where you will be at that time so that you can get it from the courier.

Currency conversion and fees

If you make a transaction in a foreign currency with your Virgin credit card, a 1.5% fee will be charged on the Australian dollar conversion. There is also another charge called the Issuer Cross Border Assessment and it is 0.8%. There will also be the fee for Currency Conversion Assessment which is 0.2%. Both of these fees add up to a total of 1% of the amount of the foreign transaction. Your statement will show this fee separately.

Be Contactable

If Virgin Money needs to reach you, you will need a form of contact. If you are going to be staying with relatives you can leave their number, or set up your mobile with global roaming. You can also provide your email address. The thing that is important is Virgin Money being able to reach you in case of an emergency.

Should you have more than a card?

It is always best to travel with a backup plan in place should anything happen. Carrying a travel money card like the Velocity Global Wallet along with your Virgin credit card can be an ideal combination to provide convenience of locking in a currency and having the funds readily available on your trip.

If you are planning on travelling overseas, then you should realise that a Virgin credit card and Velocity Global Wallet can be used just about anywhere, and is much less vulnerable than cash.

Velocity Global Wallet Travel Money Card

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12 Responses to Using Your Virgin Credit Overseas

  1. Default Gravatar
    Colin | April 17, 2015

    Can I text you or email to confirm I going abroad.

    • Staff
      Jonathan | April 17, 2015

      Hi Colin, thanks for your inquiry!

      Please note that is a comparison service and is not directly affiliated with Virgin Money. Please refer to the contact details I have sent to your email.



  2. Default Gravatar
    Paul | January 26, 2015

    What is the text number to notify you that I am travelling abroad?

    • Staff
      Jonathan | January 27, 2015

      Hi Paul,

      Thanks for your inquiry,

      Please note that is an online comparison service. We are not directly affiliated with Virgin. Virgin’s contact details are available on their ‘Contact Us’ tab on their website.

      I hope this has helped.



  3. Default Gravatar
    Leigh | January 18, 2015

    I am travelling to Canada this February. How do I notify you that I will be using my Virgin credit card overseas?
    Many thanks.

    • Default Gravatar
      pam | April 13, 2015

      How do I notify Virgin Credit cards that I will be using my card overseas

    • Staff
      Jonathan | April 14, 2015

      Hi Pam, thanks for your inquiry!

      Notifying Virgin Money of your travel plans can be done by contacting their customer service centre or by visiting a local branch. Please refer to the contact details I have sent to your email.



    • Staff
      Jonathan | January 19, 2015

      Hi Leigh,

      Thanks for your question!

      Notifying Virgin Money that you are using the credit card service overseas can be done through contacting their customer service team. I have sent the contact number and relevant website link to your email.

      I hope this helps!



  4. Default Gravatar
    Text | September 21, 2014

    What number can I text to alert you that I am going abroad

    • Staff
      Shirley | September 22, 2014

      Hi Richard,

      Thanks for your question.

      I’ve emailed you some information regarding Virgin’s contact details.


  5. Default Gravatar
    Pete | May 7, 2013

    Going abroad 23rd May until 8th June. Do I have to contact you about that – or do I simply take the Virgin credit card with me ?

    • Staff
      Jacob | May 7, 2013

      Hi Pete. Thanks for your question. Please speak to a Virgin customer service representative prior to leaving. You may have your card blocked when you’re overseas when you go to make a purchase. Jacob.

Credit Cards Comparison

Rates last updated September 1st, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
NAB Low Rate Credit Card
Low ongoing interest rate on purchases and balance transfers.
0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
American Express Velocity Escape Card
Enjoy 7,500 bonus Velocity Points when you spend $300 within the first 3 months and up to 2.00 points for every dollar you spend, together with a $0 annual fee. Offer ends on 30 September 2015.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to Platinum benefits including a personal concierge service and VISA Platinum reward program.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer of 0% p.a. for 24 months and a long purchase rate offer plus a host of platinum privileges. Earn up to Citibank Reward points for every $1 spend.
20.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $199 p.a. 21.74% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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