If you are planning a trip overseas in the near future, then be sure to take along your Virgin credit card. Read this article to find out why.
It is great to know that you can use your Virgin credit card in over 23 million different places around the world. You can do this because it is a MasterCard.
2 New Virgin Credit Cards are now available for application in Australia
Rates last updated November 1st, 2014
Virgin credit card uses:
- Purchase items.
- Use it for cash advances.
- Pay over the phone or online with BPAY.
- Pay with direct debit.
Just look for one of the following symbols if you need to withdraw money from an ATM: Cirrus, Maestro or MasterCard.
If you have a problem
You can get in touch with MasterCard directly if your card is stolen or lost on +61 2 93747685, and you can reverse the charges on the call. An emergency card can be issued or you can get a cash advance if you need it replaced immediately. They can also courier a replacement card over to you. There is a charge for doing this and it takes about five days. They also need to know where you will be at that time so that you can get it from the courier.
Currency conversion and fees
If you make a transaction in a foreign currency with your Virgin credit card, a 1.5% fee will be charged on the Australian dollar conversion. There is also another charge called the Issuer Cross Border Assessment and it is 0.8%. There will also be the fee for Currency Conversion Assessment which is 0.2%. Both of these fees add up to a total of 1% of the amount of the foreign transaction. Your statement will show this fee separately.
If we have to reach you, we will need a form of contact. If you are going to be staying with relatives you can leave their number, or set up your mobile with global roaming. You can also provide your email address. The thing that is important is the company being able to reach you in case of an emergency.
Should you have more than a card?
It is always best to travel with a backup plan in place should anything happen. it would be a good idea to also take a long some traveller’s checks and cash along with your Virgin credit card to help keep you safe.
If you are planning on travelling overseas, then you should realise that a Virgin credit card can be used just about anywhere, and is much less vulnerable than cash. Bring it with you on every trip to stay safe.