Using Your Virgin Credit Overseas

Posted February 26th, 2010 and last modified March 26th, 2014

If you are planning a trip overseas in the near future, then be sure to take along your Virgin credit card. Read this article to find out why.

It is great to know that you can use your Virgin credit card in over 23 million different places around the world. You can do this because it is a MasterCard.

Virgin No Annual Fee Credit Card

Virgin Credit Card

A low annual fee credit card with a low interest rate on balance transfers.

  • $0 p.a. annual fee
  • 18.99% p.a. on purchases
  • 0% p.a. for 14 months on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $25,000 p.a.

2 New Virgin Credit Cards are now available for application in Australia

Rates last updated September 2nd, 2014.

Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Spend $1,000 or more on retail purchases in your first 3 months to get the 0% p.a. for 14 months balance transfer offer. If spend criteria isn't met a rate of 0% p.a. for 6 months on balance transfers applies. 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to siteMore info
Virgin Australia Velocity Flyer Card
Virgin Australia Velocity Flyer Card
Earn up to 15,000 bonus Velocity points. Redeem your Velocity Points for more flights or other great rewards. 20.74% p.a. 2.9% p.a. for 6 months $129 p.a. 20.99% p.a. Go to siteMore info

Virgin credit card uses:

  • Purchase items.
  • Use it for cash advances.
  • Pay over the phone or online with BPAY.
  • Pay with direct debit.

Just look for one of the following symbols if you need to withdraw money from an ATM: Cirrus, Maestro or MasterCard.

If you have a problem

You can get in touch with MasterCard directly if your card is stolen or lost on +61 2 93747685, and you can reverse the charges on the call. An emergency card can be issued or you can get a cash advance if you need it replaced immediately. They can also courier a replacement card over to you. There is a charge for doing this and it takes about five days. They also need to know where you will be at that time so that you can get it from the courier.

Currency conversion and fees

If you make a transaction in a foreign currency with your Virgin credit card, a 1.5% fee will be charged on the Australian dollar conversion. There is also another charge called the Issuer Cross Border Assessment and it is 0.8%. There will also be the fee for Currency Conversion Assessment which is 0.2%. Both of these fees add up to a total of 1% of the amount of the foreign transaction. Your statement will show this fee separately.

Be Contactable

If we have to reach you, we will need a form of contact. If you are going to be staying with relatives you can leave their number, or set up your mobile with global roaming. You can also provide your email address. The thing that is important is the company being able to reach you in case of an emergency.

Should you have more than a card?

It is always best to travel with a backup plan in place should anything happen. it would be a good idea to also take a long some traveller’s checks and cash along with your Virgin credit card to help keep you safe.

If you are planning on travelling overseas, then you should realise that a Virgin credit card can be used just about anywhere, and is much less vulnerable than cash. Bring it with you on every trip to stay safe.

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Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
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2 Responses to Using Your Virgin Credit Overseas

  1. Default Gravatar
    Pete | May 7, 2013

    Going abroad 23rd May until 8th June. Do I have to contact you about that – or do I simply take the Virgin credit card with me ?

    • Staff
      Jacob | May 7, 2013

      Hi Pete. Thanks for your question. Please speak to a Virgin customer service representative prior to leaving. You may have your card blocked when you’re overseas when you go to make a purchase. Jacob.

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Credit Cards Comparison

Rates last updated September 2nd, 2014.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
A low rate on purchases, balance transfer and a low annual fee. 13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Go to siteMore info
Westpac 55 Day Platinum Card
Westpac 55 Day Platinum Card
Exclusive Offer to Credit Card Finder. 0% p.a. for 12 months on Purchases
$0 annual fee with platinum benefits including a platinum concierge service, overseas travel insurance, extended warranty cover and purchase security cover.
0% p.a. for 12 months (reverts to 19.84% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. 21.29% p.a. Go to siteMore info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to siteMore info
ANZ Frequent Flyer
ANZ Frequent Flyer
Get 50,000 bonus Qantas Points once you spend $1,500 on eligible purchases within 3 months. Earn 1.00 point per $1 spent on your AMEX and 0.50 points per $1 spent on your Visa. 19.99% p.a. $95 p.a. (which includes a $40 annual account fee and a $55 Rewards Program services fee) 21.49% p.a. Go to siteMore info
Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard
Enjoy a low interest rate plus a $0 annual fee. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 17.99% p.a. Go to siteMore info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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