Virgin Credit Card Balance Transfer – Switch to a new Virgin Credit Card

Information verified correct on October 1st, 2016
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Save money and transfer your existing credit card debt interest-free with a new Virgin Credit Card today

Enjoying what you’re doing at the moment? Why Stop? Virgin Money is now offering cardholders various benefits including balance transfers, bonus Velocity Points, exclusive flight offers and platinum cardholder benefits.

Virgin No Annual Fee Credit Card

Virgin No Annual Fee Credit Card

If you are looking save money and repay your credit card debt with no interest, the Virgin No Annual Fee Credit Card could be the card for you with a $0 annual fee for life.

  • $0 p.a. annual fee
  • 18.99% p.a. on purchases
  • 0% p.a. for 18 months with 2% balance transfer fee on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $25,000 p.a.

Compare Virgin Money Balance Transfer Offers

Rates last updated October 1st, 2016.

Virgin No Annual Fee Credit Card

Balance transfer offer has been extended to 31 October 2016.

September 26th, 2016

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

Balance transfer offer has been extended until 31 October 2016.

September 26th, 2016

Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer

Balance transfer offer has been extended until 31 October 2016.

September 26th, 2016

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Jonathan Choi Jonathan
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
Receive 30,000 bonus Velocity Points and earn 1 Velocity Points per $1 spent. Receive an exclusive $129 Virgin Australia Gift Voucher and two complimentary Single Entry Virgin Australia domestic Lounge passes each year.
20.74% p.a. 0% p.a. for 6 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Receive 0% p.a. for 12 months on purchases, 0% p.a. for 6 months balance transfers and an exclusive $129 Virgin Australia Gift Voucher every year.
0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
Virgin No Annual Fee Credit Card
No annual fee for the life of the card with $100 cashback and a 0% p.a. offer on balance transfers for 18 months. Spend criteria applies for cashback offer.
18.99% p.a. 0% p.a. for 18 months with 2% balance transfer fee $0 p.a. Go to site More info

Apply for a Balance Transfer

balance transferMake life easier and save on interest. Transfer the balance of your non-Virgin Money credit cards, store cards, lines of credit or personal loans onto your Virgin Credit Card and only have one account to manage. It could mean big savings, by potentially reducing the interest you’re charged on your existing credit balance. It’s also easier to manage your debt when it’s all in one place.

You can opt for the excellent rate offered by the Virgin No Annual Fee Credit Card, which comes in at only 0% p.a. for months and save on annual fees as well. Or, if you are a frequent traveler then why not go for the Virgin Australia Velocity Flyer Card which offers for on balance transfers and much more.

Application details for new customers 

When you apply for a new Virgin Credit Card, whether it’s the Virgin Australia Velocity Flyer Card or the Virgin No Annual Fee Credit Card, you can also apply for a Balance Transfer. To do so, you’ll need to give us key details of that account, including the:

  • Name the account is held in
  • Type of card or account
  • Card or account number
  • Amount to be transferred
  • Issuing organisation’s name and address.

Existing cardholders

Once you’ve transferred your balance, be sure to close your old credit cards, store cards, lines of credit and personal loans, as it won’t happen automatically.

Balance transfer limits

Each balance transfer must be a minimum of $500. The maximum you can transfer is 80% of your remaining available credit the day the balance transfer is finalised.
Just so you know, here’s some more information that may help you on balance transfers.
Compare Virgin Money Credit Cards here

Frequently asked questions with Virgin Credit Card Balance Transfers

How long will a Balance Transfer take?

Balance transfer requests can take up to 10 working days. You should allow additional time for any cheques to be received at the other financial institution.
You can monitor your account online and check if the transaction has appeared on your account. If it doesn’t appear by the time we’ve indicated, you might want give the other financial institution a call prior to contacting us.
It’s important you activate your card as we can’t process any Balance Transfers requests until it’s activated.

Can I earn Velocity Points on Balance Transfers on My Virgin Australia Velocity Flyer Card?

Sorry, Balance Transfers don’t earn you Velocity Points. You earn Velocity points by paying for purchases on your card. Points are awarded for every dollar you spend.

Why is my Balance Transfer taken out of my available credit, I thought this was extra?

A Balance Transfer isn’t additional credit. Just like normal spending on your account, it reduces your available credit.

If I have Balance Transfers at different rates, which one does my payment get applied to first?

Payments will be made to the balance transfer with the lowest Interest Rate first.
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Credit Cards Comparison

Rates last updated October 1st, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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