Virgin Money Credit Card Application Requirements
Posted February 25th, 2010 and last modified June 22nd, 2011
Featured Virgin Credit Card
Apply for the Virgin No Annual Fee Credit Card and enjoy not having to pay any annual fees each year. You can also consolidate your debt with a low balance transfer offer for the first 6 months
- $0 annual fee
- 18.99% p.a. on purchases
- 2.9% p.a. for 6 months on balance transfers
- Cash Advance Rate of 20.99% p.a.
- 44 days interest free
- Minimum Income Requirement of $25,000 p.a.
- Get the assistance you need available 24/7
Read the Virgin No Annual Fee Credit Card terms and conditions.
If you are thinking about applying for a Virgin credit card, then you should take a look at this article and find out more information about the application process and what it takes to be approved. You may end up saving some time and energy by finding out that you are not a qualified candidate for this card.
When you apply for a virgin credit card your financial situation will be checked using a credit assessment system. As responsible lenders, Virgin has to make sure that their customers are not getting into trouble and overspending since national debt and bankruptcy are on the rise.
Before filling out an application for a Virgin credit card, check out the list below to see whether you may be eligible or not. It can be quite a bother to fill out an application, only to find out that you have been rejected based on a simple technicality. A lot of people feel that they qualify for a Virgin credit card without actually knowing what it takes to be approved.
Virgin credit card qualifications:
Who may not qualify
The following is a list of eligibility requirements needed to qualify for a Virgin credit card. If any of them apply to you personally, then you can still fill out an application, but you may not be approved.
- If you rent a house or are a boarder.
- If you are a homeowner, (or making payments on a home loan), and have not been living at that property for at least two years.
- You have not been with your current employer for more than a year.
- You do not have an income tax assessment or payslips to prove your income.
Who will not qualify
If any of the following qualifications are applicable to you, then you will not be approved for a Virgin credit card.
- Anyone that is not a permanent resident of Australia.
- Anyone with a bad credit history.
- Anyone who is younger than 18.
It can be heartbreaking to find out that you have been rejected for a virgin credit card because of a simple qualification being missing. Use this checklist first, before applying, to find out if it is worth the trouble. If you feel like you may be eligible, then go ahead and make an application.
Virgin Credit Cards
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