Visa Gold Credit Card

Visa Gold Credit Cards are a popular choice. Find out more and apply today

Many banks offer the Visa classic card, which is accepted worldwide at a great many locations wherever the Visa logo is displayed. To create a credit card offering targeted at the more affluent and higher net worth clients of the bank, the Visa Gold credit card was born. Initially available by invitation only, this card can now be applied for and received by any customer of a bank or Visa card issuer as long as they meet the minimum requirements.

Who Benefits the Most From A Visa Gold?

A Visa Gold credit card is generally better suited for individuals who spend a significant amount on credit cards every month. Here is a summary of what extra benefits to expect from the card:

• 24/7 Phone service – Gold cardholders have round-the-clock access to the Emergency Assistance Centre over the phone, even when you’re overseas (through a toll-free international number). Apart from custom card-related services the centre will standby to provide emergency card replacement if required (e.g. if your card is stolen or lost), whether you are at home or abroad.
• Higher credit limit - Gold credit cards usually offer a greater spending limit (typically over $5000) than standard cards. Cardholders also have access to a revolving line of credit i.e., they have a certain amount of credit pre-approved and hence do not need to reapply for a loan or some other borrowing once they have availed themselves of the product.
• Complimentary insurance – Usually available to cardholders is free travel and emergency medical insurance. There might be some conditions attached depending on the card issuer, like the use of the card to purchase the flight. A minimum spending amount might also be required to be eligible for this insurance.
• Extended warranty – In addition to travel insurance most card providers also offer complimentary purchase protection insurance to Gold cardholders. This means that if your purchase is accidentally damaged or lost you are covered for full replacement at no extra cost (within a specific time frame, usually up to 90 days from the date of purchase). Also available with some card issuers is extended manufacturer warranty. Most manufacturers are willing to provide more than the standard warranty days for an extra cost, but if you are a gold cardholder you may be eligible for this extended manufacturer warranty free of cost.

A Visa Gold credit card is quite a step up from the standard one. For a bit of extra fees and interest charges you get access to a host of features and benefits which are otherwise not available to regular customers.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%