Westpac Altitude Credit Card Information

• 1.99% p.a. for 9 months balance transfer offer
• 5,000 bonus Altitude rewards points*2 (offer excludes packages and switchers)

Balance Transfer Rate		1.99% for 9 months
Interest Rate		19.14% p.a. on purchases
Cash Advance Rate		20.99% on cash advances
Interest Free Period		up to 45 days
Annual Fee		$100
Card Type		Standard
Credit Card Type		Mastercard
Rewards Program		Yes

Key Features

• Get two credit cards – the Altitude AmericanExpress® Card and the Altitude MasterCard
• Earn two points per dollar spent with your Altitude American Express Card
• Earn one point per dollar spent with your Altitude MasterCard
• Earn up to three points per dollar spent at selected Bonus Partners
• Earn bonus points with our personalised travel service – Altitude Travel
• Optional – Credit Card Repayment Protection

Related posts:

1. Westpac Altitude Credit Card – Details & Application
2. Westpac Velocity Rewards Credit Cards – Earn Velocity Rewards Points
3. Westpac Earth Gold Credit Card – Details & Application
4. Westpac Earth Platinum Card – Details & Application
5. How to Earn Points Faster: Bonus Partners

2 Responses

1. Disillusioned Says:
   December 20th, 2007 at 7:58 am

   I have one of these and it\’s a scam.
   You have to spend $30,000 a year to earn enough points for a $200 store voucher (eg Myer, DJ\’s). The annual card fee is $150, so it almost cancels the benefit out unless you\’re spending more than $30k a year or you travel a lot and need a lot of insurance. I\’m going to cash in my points and cancel this card before the next annual fee is due! (by the way, it has gone up by $25 a year for the past few years, next year it\’ll probably be $175, or maybe even $200!!).

   Editor

   The $150 card fee is quite a bit. I personally have the altitude rewards card which only has a $100 card fee. I know what you mean by it taking a long time to get enough reward points I just recently converted my points into a Cannon digital camera. I had 100,000 points but it took me 7 years to get them. That included: Buying my finances engagement ring, going on 3 holidays and pretty much running my life on that 1 card all that time. I also only have a $1,000 limit and so I think that has dragged the process out even longer. The only thing is that I got the camera for free when I really needed one and I appreciated the convenience of the credit card, i.e. not having to transfer funds in and out of my savings account all the time and instead gaining the interest on the funds. I can understand that paying $150 per year might be a bit much when you could just wait 2 years and buy that camera without the card. I guess it goes back to why do you need a credit card in the first place.

2. Companion Credit Cards | Credit Card Finder Says:
   December 3rd, 2009 at 3:06 pm

   [...] Westpac’s Altitude American Express costs $100 per year but you get two points per dollar with the Amex card, as opposed to one with [...]

Best Balance Transfer Credit Card Offer

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