Westpac Altitude Credit Card Information

The award-winning Westpac Altitude credit card offers a great rewards program that can be redeemed for plenty of consumer items.

Your Altitude points never expire, so save up your points for that special trip or anything else you want.

• 1.99% p.a. for 9 months balance transfer offer
• 5,000 bonus Altitude rewards points*2 (offer excludes packages and switchers)

Balance Transfer Rate		1.99% p.a. for 9 months
Interest Rate		19.64% p.a.
Annual Fee		$100
Interest Free Period		up to 45 days
Cash Advance Rate		21.24% p.a.
Card Type		Standard
Credit Card Type		Mastercard
Rewards Program		No

Key Features

• Get two credit cards – the Altitude AmericanExpress® Card and the Altitude MasterCard
• Earn two points per dollar spent with your Altitude American Express Card
• Earn one point per dollar spent with your Altitude MasterCard
• Earn up to three points per dollar spent at selected Bonus Partners
• Earn bonus points with our personalised travel service – Altitude Travel
• Optional – Credit Card Repayment Protection

Westpac Altitude Credit Card Review

The Westpac Altitude credit card allows you to earn Altitude points on purchases you make using your credit card. As your account comes with two credit cards linked to one account, you can use whichever card offers the highest bonus points on purchases at any time.

You have the option of applying for either a MasterCard or a Visa Card and you automatically receive an American Express Card that is linked to the same account, so you never have to worry about whether a retail outlet accepts your type of card.

Your cards are linked to the same account on the same credit limit, so you only ever receive one statement, yet you can benefit from accruing Altitude points in plenty of ways.

You’re able to redeem your Westpac Altitude points for items such as gift cards for major retail outlets, electrical goods, home-wares, wine, travel, clothing, technology or financial products. You can even choose to have your rewards points redeemed as a cash-back amount paid back onto your credit card balance if you choose.

The Westpac Altitude American Express credit cards were awarded ‘Best Rewards Credit Card’ for 2010 by Money Magazine, which prides itself on uncovering the best financial products for consumers and providing a clear award system so you always know you’re getting the best value.

Westpac Altitude Credit Card – Application

You’re able to submit your Westpac Altitude credit card application online, but there is some information you’ll need to have handy before you apply.

On the easy, secure online application, you’ll be asked to fill in your full name and contact details, including email address. Remember, you’ll need to provide a form of identification to your local Westpac branch to verify your full name and date of birth, so be sure you fill in these fields correctly.

You will need to be over 18 at the time of application and you should be an Australian Citizen or permanent resident.

Westpac may also ask for your income details, which you’ll need to verify by providing copies of your pay slips or tax returns, or your accountant’s details if you’re self-employed. You also need to fill in your employer’s company name, address and contact details.

Once you’ve completed filling in the assets and liabilities section of the Westpac Altitude credit card application, you’re almost done.

Your information remains private and confidential via Westpac’s secure online system, so there’s never any worry about your information getting into the wrong hands.

Click here to read the official terms and conditions

Related posts:

1. How to Earn More Westpac Altitude Rewards Points
2. Westpac Altitude Credit Card Rewards Program Review
3. Westpac Altitude Gold Credit Card – Details & Application
4. Book Flights Online With Westpac Altitude Rewards Points
5. Westpac Altitude Credit Card – Details & Application
6. Westpac Altitude Credit Card Special Offer
7. Westpac Altitude Platinum Credit Card – Details & Application

1. Disillusioned Says:
   December 20th, 2007 at 7:58 am

   I have one of these and it\’s a scam.
   You have to spend $30,000 a year to earn enough points for a $200 store voucher (eg Myer, DJ\’s). The annual card fee is $150, so it almost cancels the benefit out unless you\’re spending more than $30k a year or you travel a lot and need a lot of insurance. I\’m going to cash in my points and cancel this card before the next annual fee is due! (by the way, it has gone up by $25 a year for the past few years, next year it\’ll probably be $175, or maybe even $200!!).

   Editor

   The $150 card fee is quite a bit. I personally have the altitude rewards card which only has a $100 card fee. I know what you mean by it taking a long time to get enough reward points I just recently converted my points into a Cannon digital camera. I had 100,000 points but it took me 7 years to get them. That included: Buying my finances engagement ring, going on 3 holidays and pretty much running my life on that 1 card all that time. I also only have a $1,000 limit and so I think that has dragged the process out even longer. The only thing is that I got the camera for free when I really needed one and I appreciated the convenience of the credit card, i.e. not having to transfer funds in and out of my savings account all the time and instead gaining the interest on the funds. I can understand that paying $150 per year might be a bit much when you could just wait 2 years and buy that camera without the card. I guess it goes back to why do you need a credit card in the first place.

2. Companion Credit Cards | Credit Card Finder Says:
   December 3rd, 2009 at 3:06 pm

   [...] Westpac’s Altitude American Express costs $100 per year but you get two points per dollar with the Amex card, as opposed to one with [...]

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