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	<title>Comments on: Westpac Altitude Credit Card Information</title>
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	<link>http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html</link>
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		<title>By: GB</title>
		<link>http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html/comment-page-1#comment-76775</link>
		<dc:creator>GB</dc:creator>
		<pubDate>Mon, 11 Jul 2011 04:44:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html#comment-76775</guid>
		<description>I tried recently to redeem a one way flight from Perth to Sydney with this card. I was getting quoted up to 80,000 points. If using QANTAS FF points, its only 18,000. Why is there such a huge difference. It begs the question as to why bother with this card if i mainly want a CC to earn QANTAS FF points. It would seem the Westpac Earth card is the way to go. Regards</description>
		<content:encoded><![CDATA[<p>I tried recently to redeem a one way flight from Perth to Sydney with this card. I was getting quoted up to 80,000 points. If using QANTAS FF points, its only 18,000. Why is there such a huge difference. It begs the question as to why bother with this card if i mainly want a CC to earn QANTAS FF points. It would seem the Westpac Earth card is the way to go. Regards</p>
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		<title>By: Companion Credit Cards &#124; Credit Card Finder</title>
		<link>http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html/comment-page-1#comment-18170</link>
		<dc:creator>Companion Credit Cards &#124; Credit Card Finder</dc:creator>
		<pubDate>Thu, 03 Dec 2009 04:06:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html#comment-18170</guid>
		<description>[...] Westpac&#8217;s Altitude American Express costs $100 per year but you get two points per dollar with the Amex card, as opposed to one with [...]</description>
		<content:encoded><![CDATA[<p>[...] Westpac&#8217;s Altitude American Express costs $100 per year but you get two points per dollar with the Amex card, as opposed to one with [...]</p>
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		<title>By: Disillusioned</title>
		<link>http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html/comment-page-1#comment-3342</link>
		<dc:creator>Disillusioned</dc:creator>
		<pubDate>Wed, 19 Dec 2007 20:58:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardfinder.com.au/westpac-altitude-credit-card-review.html#comment-3342</guid>
		<description>I have one of these and it\&#039;s a scam.
You have to spend $30,000 a year to earn enough points for a $200 store voucher (eg Myer, DJ\&#039;s).  The annual card fee is $150, so it almost cancels the benefit out unless you\&#039;re spending more than $30k a year or you travel a lot and need a lot of insurance.  I\&#039;m going to cash in my points and cancel this card before the next annual fee is due! (by the way, it has gone up by $25 a year for the past few years, next year it\&#039;ll probably be $175, or maybe even $200!!).

&lt;strong&gt;Editor&lt;/strong&gt;

The $150 card fee is quite a bit. I personally have the altitude rewards card which only has a $100 card fee. I know what you mean by it taking a long time to get enough reward points I just recently converted my points into a Cannon digital camera. I had 100,000 points but it took me 7 years to get them. That included: Buying my finances engagement ring, going on 3 holidays and pretty much running my life on that 1 card all that time. I also only have a $1,000 limit and so I think that has dragged the process out even longer. The only thing is that I got the camera for free when I really needed one and I appreciated the convenience of the credit card, i.e. not having to transfer funds in and out of my savings account all the time and instead gaining the interest on the funds. I can understand that paying $150 per year might be a bit much when you could just wait 2 years and buy that camera without the card. I guess it goes back to why do you need a credit card in the first place.</description>
		<content:encoded><![CDATA[<p>I have one of these and it\&#8217;s a scam.<br />
You have to spend $30,000 a year to earn enough points for a $200 store voucher (eg Myer, DJ\&#8217;s).  The annual card fee is $150, so it almost cancels the benefit out unless you\&#8217;re spending more than $30k a year or you travel a lot and need a lot of insurance.  I\&#8217;m going to cash in my points and cancel this card before the next annual fee is due! (by the way, it has gone up by $25 a year for the past few years, next year it\&#8217;ll probably be $175, or maybe even $200!!).</p>
<p><strong>Editor</strong></p>
<p>The $150 card fee is quite a bit. I personally have the altitude rewards card which only has a $100 card fee. I know what you mean by it taking a long time to get enough reward points I just recently converted my points into a Cannon digital camera. I had 100,000 points but it took me 7 years to get them. That included: Buying my finances engagement ring, going on 3 holidays and pretty much running my life on that 1 card all that time. I also only have a $1,000 limit and so I think that has dragged the process out even longer. The only thing is that I got the camera for free when I really needed one and I appreciated the convenience of the credit card, i.e. not having to transfer funds in and out of my savings account all the time and instead gaining the interest on the funds. I can understand that paying $150 per year might be a bit much when you could just wait 2 years and buy that camera without the card. I guess it goes back to why do you need a credit card in the first place.</p>
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