Westpac Altitude Platinum Credit Card – Details & Application
Winner of Money Magazine’s ‘Best Bank Reward’s Program’ credit card for 2010 and a 5 star Cannex rating, the Altitude card boasts one of Australia’s most valuable and popular credit card reward programs.
Get more from your money with the Westpac Altitude Platinum
Australia’s first bank, and the one that has been around the longest, Westpac has a proud history. It is third in line as the biggest provider of credit cards in Australia and offers a wide choice of cards including low rate, low fee and credit cards offering rewards points. It also has premium credit cards.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
3.99% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
19.99% p.a. |
| Annual Fee | |
$295 |
| Interest Free Period | |
up to 45 days |
| Cash Advance Rate | |
21.59% p.a. |
| Card Type | |
Platinum |
| Credit Card Type | |
American Express/MasterCard |
| Rewards Program | |
Yes |
Westpac Altitude Platinum Credit Card
The great thing about doing your premium credit card banking at Westpac is that you will get both a Platinum MasterCard or Visa and a Platinum American Express that are linked to the same account. You can earn an unlimited amount of rewards points and enjoy one credit limit with two cards.
Rewards points can be redeemed for shopping vouchers, home wares, flights and many other items. Of course, you will also get the security and top service that is given to platinum card holders only.
You get the benefit of an American Express & MasterCard under one account statement and annual fee. Everything included in the Standard Altitude and Gold Altitude card , with more Westpac Altitude Platinum benefits and insurance features.
The benefits
Here are the benefits you can expect to receive with the Westpac Altitude Platinum card.
- Complementary insurances such as travel insurance.
- You will be backed by one of Australia’s largest providers of financial services.
- Platinum concierge service available 24/7.
- You will receive enhanced rewards points for the Altitude Rewards program.
- When you make your first purchase using the card you will receive bonus rewards.
- Interest rate: 19.99% p.a. for purchases, <% p.a. for cash advances
- Modest annual fee of $<.
- Up to 45 days interest free on credit purchases.
- Earn 1 Altitude point for every $1 spent – 3 points for every $1 spent using your American Express Altitude card. Earn 3 points for every $1 spent at Bonus Partners.
- No point capping or expiry.
- Complimentary Overseas Travel Insurance, Purchase Security, Transport Accident Insurance, Rental Vehicle Excess & Extended Warranty Cover.
- High credit limits available – $8000 minimum.
- Annual earning requirement of $65,000
- Free supplementary card holder.
- Limited time only: 3.99% p.a. for 6 months on balance transfers.
- If you lack reward points, you can opt in to cover the reminding point cost with dollars.
- Receive 15,000 bonus Altitude points from when your card is first used.
The Westpac Altitude Platinum card has great interest rates and services. You will get all of the perks and extras only available to platinum card holders, and you will also be able to earn points for the Westpac Altitude program.
Insurances
Westpac Pro prides itself on offering great insurance packages to its members that hold a Platinum card. These include: extended warranty insurance cover, travel insurance cover, transit accident insurance cover and purchase security insurance cover. You will also have access to the Altitude Platinum Concierge service.
Awards
Money magazine has awarded the Altitude Platinum American Express card first place in the category Bank Best Rewards Credit Card.
The Westpac Altitude Platinum credit card offers a rewards program that distinguishes it from the rest of the crowd. It has won this award for five years consistently and for good reason. Now is the time for you to start enjoying the benefits of this Platinum card as well.
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $8,000 | Max Credit Limit | $100,000 |
| Annual Fee | $295 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | Purchase Date |
| Late Payment Fee | $9 | Over Limit Fee | $9 |
| Overseas Emergency Replacement | $0 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $2.5 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | AMEX:3 MCARD:1 VISA:1 Point(s) | Points needed for Syd/Mel Return Flight | 10700 |
| Points needed for $100 Voucher | 5650 |
We are currently looking for a business credit card with reward points & interest free days with min $50000 limit. However we are not currently banking with Westpac can we still apply for this card. thanks
Hi Maureen,
There are a number of business credit cards available that meet your requirements – please refer to – http://www.creditcardfinder.com.au/business-credit-cards for a comparative list of all the available options – Banks are always looking for new customers and not previously being with a bank is no reason not to apply. Your application will be assessed as a new customer. Thanks for your question.
Cheers
Jeremy