Westpac Credit Card Balance Transfers – Consolidate To One New Credit Card
Posted March 23rd, 2010 and last modified June 29th, 2010Consolidate your credit cards with a Westpac Balance Transfer Credit Card
It can be difficult at times to keep up with how fast your finances are moving, and it can be a little worrying wondering how exactly all your bills and debts are going to look at the end of the month. If that sounds like you, then a Westpac balance transfer may be the answer you’ve been looking for.
Special Westpac Balance Transfer Promotion
For a limited time only across a range of Westpac credit cards you can take advantage of the special promotional rate on balance transfers. Click the find out more button to read more about the special offer on the Westpac Low Rate, and apply online today.
- $45 annual fee
- 0% p.a. for 6 months (reverts to 13.49% p.a.) on purchases
- 0% p.a. for 6 months on balance transfers
- Cash Advance Rate of 21.49% p.a.
- 55 days interest free
Westpac balance transfer options
Your first option is to transfer the balances of any non-Westpac credit, charge, or store card to your existing Westpac credit card. Westpac can even organise all this for you if you give them the details of the other cards you wish to transfer from. Then Westpac will simply call those financial institutions and set the transfers in motion on your behalf. Not only will you then have all your debts in one place, making them easier to manage and budget for, you can almost certainly reduce your existing interest charges, especially if you have a Westpac Low Rate credit card .
The other option is to drastically reduce your interest charges by making a Westpac balance transfer to a brand new Westpac credit card that has an introductory balance transfer offer attached to it. Currently on offer for the Westpac Low Rate with a 0% p.a. for 6 months balance transfer deal. You could easily reduce your current rate by at least ten percent, and if you’re transferring from a store card.
It’s a very simple process to make a Westpac balance transfer, especially if you choose the first option, because you will just need to log into Westpac online banking and complete an application form. As you are known to Westpac already, your details will be automatically and securely included in the form so there is less data for you to complete, and you will receive an answer within 60 seconds.
If you are applying for a new Westpac credit card, then you should complete the appropriate page on the new card application form online to make sure that you get every day of the balance transfer period. This is because the offer period starts from the account opening date.
Whichever you choose, you will find a great comfort in being able to see all your debts on one piece of paper. A Westpac balance transfer can then be paid down very easily by logging into Westpac online banking and making repayments as and when you are able, and not just waiting for the monthly statement to arrive.
Check out today's featured offers:
| Westpac Low Rate | Citibank Clear Platinum | Qantas AMEX Discovery | ANZ Platinum |
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0% p.a. for 6 months on purchases & balance transfers |
2.9% p.a. for 12 months |
$0 annual fee Up to 10,000 Bonus QFF Points |
0% p.a. for 6 months on purchases & balance transfers |
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How much interest have i accumulated so far
Hi Tamala
This will depend on the current outstanding balance on your card. I’d suggest you speak to the Westpac Customer Service team and ask for your past statements. Perhaps they could give you an idea over the phone as to how much interest you have paid also
Cheers
Jeremy