Using Online Banking To Manage Your Westpac Credit Card
Discover the benefits of Westpac credit card online banking. Manage your credit card 24/7 and save yourself some money by reducing your bill mid-statement.

Best Westpac Credit Card Offer
The Westpac Low Rate Credit Card is an excellent credit card with a low purchase rate and a good value balance transfer deal.
- $45 annual fee
- 13.24% p.a. on purchases
- 1.99% p.a. for 9 months on balance transfers
- Cash Advance Rate of 21.24%
Click here to read the Westpac Low Rate Card terms and conditions
Westpac credit card online banking allows you to manage every aspect of your credit card from the comfort of your own home, and at whatever time of the day or night that best suits your lifestyle. We live in a 24/7 world these days, and we don’t all do nine-to-five jobs. Being able to log on whenever you want puts you in total control of your credit card finances, and means you can avoid having to speak to a human being to carry out the simplest of tasks. Of course there will be times when human input is needed to resolve certain issues, but Westpac credit card online banking should usually cover most of the bases.
You can also rest assured that your online banking activity is secure from prying eyes, as Westpac employs the latest 128-bit encryption technology to protect your details.
Westpac credit card online banking options
With Westpac credit card online banking, you have the following options:
- Check your credit card account statement to see what’s owing and when payment is due
- Transfer money between your accounts; for example, from your transaction account to your credit card account
- Use your credit card to pay bills that allow payments using BPAY – look for the logo
- View 100 days of your credit card transactions online
- Choose to go paperless and receive your statements electronically instead of by mail
Being able to check in whenever you want can actually save you money. As interest charges are calculated on a daily basis, and accrue on a daily basis, the sooner you pay down your bill, the less interest you are charged. Having to wait for your monthly statement where interest charges are being applied will cost you extra, compared to logging into Westpac credit card online banking every week or so and paying your bill down little by little, as and when you can.
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- Westpac Credit Card Balance Transfers – Consolidate To One New Credit Card
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