How to Make Credit Card Repayments on Your Westpac Credit Card

It’s never been easier to make your Westpac credit card payments. With so many payment options available, there are plenty of convenient ways to make your payments, so it should be easy to stay on top of your credit card debt.

Westpac Low Rate Credit Card

The Westpac Low Rate Visa features an introductory offer with a low interest rate on purchases on balance transfers from other providers.

• $45 annual fee
• 13.24% p.a. on purchases
• 1.99% p.a. for 9 months on balance transfers
• Cash Advance Rate of 21.24%
• Paperless Electronic eStatements are available

Click here to read the Westpac Low Rate Card terms and conditions

Making Westpac Credit Card Repayments

Each month, Westpac credit card holders will receive a statement that outlines the due date and at least the minimum payment due. If you find that your statement date doesn’t match your pay day schedule, you can call Westpac and arrange to have your payment date changed so that they coincide with when you get paid.

There are plenty of ways to make your Westpac credit card repayments, so it’s easy to choose the most suitable payment option for you.

Transfer From An Existing Westpac Account

If you have an existing Westpac transaction account, then you can easily transfer funds from one account to your credit card account using one of three options.

• You can log into your online banking account and simply transfer funds from a transaction account straight into your credit card account.
• You can use telephone banking and authorise your Westpac credit card repayments by logging into your phone banking account
• You can transfer funds easily at a local ATM

BPAY Payments

If the regular transaction account your pay goes into isn’t with Westpac, you can use any bank’s BPAY facilities to make your Westpac credit card repayments.

Cheque

If you’re used to paying your bills by cheque, simply send a cheque for at least the minimum repayment amount to:

Cards

GPO Box 4220

Sydney NSW 2001

Automated Repayments

If you prefer, you can automate your credit card payments. Setting up an Autopay agreement means Westpac will deduct a payment from the money you have in your transaction account.

The best part about Card Autopay is that you can nominate to have the Auto payment as an agreed percentage of your outstanding balance, or you can set the payment as the same amount that you can afford each month.

If you choose these options, then you will need to make sure the amount you nominate to pay automatically covers the minimum repayment due by the statement date.

Make Payments at a Westpac Branch

If you don’t feel comfortable making your Westpac credit card repayments using the previous options, then you can take your statement into any Westpac branch and make your payment over the counter.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0