Westpac Credit Cards

Westpac have a good range of credit cards in Australia, with low interest rate credit cards, great balance transfer deals and a healthy range of rewards cards.

Best Westpac Credit Card
With the Westpac Low Rate you can pay for a limited time, only 1.99% p.a. for up to 9 months on balance transfers. Enjoy a low on-going purchase rate, and the choice of either Visa or MasterCard. All Westpac credit cards are protected from fraud by CardShield
- $45 annual fee
- 12.74% p.a. on purchases
- 20.74% p.a. on cash advances
- 1.99% p.a. for 9 months on balance transfers
- Paperless eStatements available
Westpac Credit Card Comparison
| Credit Card | Card Details | Interest Rate | Cash Advance Rate | Balance Transfer Rate | Annual fee | Interest free days | |
|---|---|---|---|---|---|---|---|
![]() Westpac Low Rate Card | For a limited time, pay 1.99% p.a. for up to 9 months on balance transfers | 12.74% | 20.74% | 1.99% for 9 months | $45 | 55 | ![]() ![]() |
![]() Westpac Earth Cards | 2 cards linked to one account. Earn Qantas Frequent Flyers along with free introductory points. | 19.14% | 20.64% | 1.99% for 9 months | $75 | 45 | ![]() ![]() |
![]() Westpac Earth Gold Card | Greater point conversion rates than the Standard Earth card. Complimentary travel insurance and benefits. | 19.14% | 20.64% | 1.99% for 9 months | $125 | 45 | ![]() ![]() |
![]() Westpac Earth Platinum Cards | First year annual fee of $125. Greater introductory point offers and conversion rate than Earth Gold. Plenty of travel insurance/benefits. | 19.14% | 20.64% | 1.99% for 9 months | $250 | 45 | ![]() ![]() |
![]() Westpac 55 Day Card | No annual fee for the first year. 55 days interest free. | 18.84% | 20.74% | 1.99% for 9 months | $30 | 55 | ![]() ![]() |
![]() Westpac 55 Day Gold Card | No annual fee for the first year or if you spend over $15,000 per annum. Higher credit limits and insurance benefits than the Standard 55 Day Card. | 18.84% | 20.74% | 1.99% for 9 months | $90 | 55 | ![]() ![]() |
![]() Westpac 55 Day Platinum Card | No annual fee for the first year or if you spend over $20,000 per annum. Higher credit limits and further travel and insurance benefits than the Gold 55 Day Card. | 18.84% | 20.74% | 1.99% for 9 months | $130 | 55 | ![]() ![]() |
![]() Westpac Altitude Card | Redeem Altitude points for flights on any of the world's major airlines. Earn up to 3 bonus points for every dollar spent. | 19.14% | 20.99% | 1.99% for 9 months | $100 | 45 | ![]() ![]() |
![]() Westpac Altitude Gold Cards | >Redeem Altitude points for flights on any of the world's major airlines. Receive 10,000 points when your card is first used. Free insurance and travel benefits. Everything included in the Standard Altitude, + More. | 19.14% | 20.99% | 1.99% for 9 months | $150 | 45 | ![]() ![]() |
![]() Westpac Altitude Platinum Cards | Redeem Altitude points for flights on any of the world's major airlines. Receive 15,000 points when your card is first used. lots of Platinum benefits and privileges. Everything included in the Gold Altitude, + More. | 19.14% | 20.99% | 1.99% for 9 months | $295 | 45 | ![]() ![]() |
![]() Westpac No Annual Fee Card | No annual fee ever for the life of the credit card 2 cards linked to one account. Earn Qantas Frequent Flyers along with free introductory points. | 18.99% | 20.49% | 3.99% for 6 months | $0.00 | 0 | N/A![]() |
![]() Westpac Holden GM MasterCard | 10% rebate on a new Holden, Saab or Hummer for every $1 you spend up to $3000. No first year annual fee, then $55. | 19.45% | 19.45% | 3.99% for 6 months | $0.00/55.00 | 45 | N/A N/A |
![]() Westpac Student Visa Card | The most popular student credit card in Australia. Easy approval requirements, and low credit limits. No first year annual fee, then $30. | 19.45% | 18.95% | N/A | $0.00/30.00 | 45 | ![]() ![]() |
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To compare other leading credit cards on the Australian market, view our best credit card comparison table.
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Best Westpac Credit Card
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If you’re a Westpac customer, then keeping a list of Westpac customer service phone numbers handy could be a great way to help protect your accounts. Whether you’re in Australia or overseas, Westpac have made it very easy to keep in touch when you need it most.
- Using Online Banking To Manage Your Westpac Credit Card
The Westpac Low Rate credit card is linked to your Westpac Online banking making it easy for you to manage your credit card and interest rates.
- Westpac Earth Gold Credit Card – Details & Application
Discover how the Westpac Earth Gold companion credit card can earn you extra Qantas Frequent Flyer points, and give you a range of complimentary insurances. Plus, take advantage of the introductory balance transfer offer of 1.99% for the first nine months.
The Westpac Earth Gold is what’s known as a companion credit card, meaning you actually [...]
- Westpac Low Rate Credit Card – Details & Application
The Westpac Low Rate credit card offers plenty of great benefits aside from just the low rate.
The Westpac Low Rate credit card offers plenty of great benefits aside from just the low rate. What’s more, it’s quick and easy to apply for this great credit card online, but there are some things [...]
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- Westpac Earth Platinum Card – Details & Application
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- Westpac Altitude Credit Card – Details & Application
The Westpac Altitude Credit Card is one of Australia’s most valuable and popular credit card reward programs. It was also the winner of Money Magazine’s Gold and Silver ‘Best Bank Reward’s Program. Find out more in this article.
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Westpac has launched a new high interest savings account, the Westpac eSaver. With an interest rate of 4.30%, this savings account is a highly competitive offering. Bonus! Get an extra 1.55% interest if you open a Westpac eSaver account between 11th August and 7th September 2009 for a full 4 months!
- Westpac Gold ‘55 Day’ Credit Card – Details & Application
Westpac 55 Day Gold Card
The Westpac 55 Day Gold Card comes with all the great features of the 55 Day Card plus an additional range of complimentary insurance covers. The annual fee is waived for the first year and for a limited time you can also recieve a great rate on balance transfers for up [...] - Westpac ‘55 Day’ Credit Card – Details & Application
Westpac 55 Day Credit Card
The Westpac 55 Day Credit Card is a great card to use on everyday purchases. It features
up to 55 days interest free and no annual fee during the first year. Also for a limited time you can take advantage of an amazingly low interest rate for up to 9 months on [...] - Westpac Earth Credit Card
Best Frequent Flyer Credit Card
The Westpac Earth Credit Card allow you to earn Qantas frequent flyer points on purchases. Best of all you get two cards linked to the one account with the one monthly statement and credit limit. Also for a limited time you can get a great low rate on balance transfers for [...] - Westpac Altitude Credit Card Information
1.99% p.a. for 9 months balance transfer offer
5,000 bonus Altitude rewards points*2 (offer excludes packages and switchers)Balance Transfer Rate
1.99% for 9 months
Interest Rate
19.14% p.a. on purchases
Cash Advance Rate
20.99% on cash advances
Interest Free Period
up to 45 days
Annual Fee
$100
Card Type
Standard
Credit Card Type
Mastercard
Rewards Program
Yes
Key Features
Get two credit cards – the Altitude [...]
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
|
St George Vertigo |
Editor's Choice:Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks. |
2.99% for 6 months (reverts to 11.99%) | 20.74% | 2.99% for 6 months | $55 | 55 | ![]() ![]() |
![]() Coles Group Source MasterCard | The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points | 19.74% | 21.99% | 0% for 6 months | $0 | 62 | ![]() ![]() |
![]() Bankwest Zero Platinum MasterCard |
Editor's Choice:No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers |
16.99% | 16.99% | 1.99% for 9 months | $0 | 55 | ![]() ![]() |
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